Simulation result for Torbua12

output

$ python fplan.py torbul12.toml
Yearly spending <=  252000
SEPP amount =  0 0.0

 age  save spend   IRA  fIRA  SEPP  Roth fRoth IRA2R  rate   tax spend extra
 57:  1250   175  1700     0     0    15     0    59    25    38   252  -115
 58:  1139   186  1740     0     0    78     0    79    28    45   256  -115
 59:  1010   198  1761     0     0   166     0    99    28    52   260  -115
 60:   861   209  1761     0     0   282     0   121    28    60   265  -115
 61:   691   222  1738     0     0   427     0   144    28    68   269  -115
 62:   497   234  1689     0     0   606     0   169    33    76   273  -115
 63:   279   247  1612     0     0   821     0   194    33    86   277  -115
 64:    33    33  1503     0     0  1076    47     0    28    53   285  -257
 65:    -0     0  1593     0     0  1090    83     0    28    50   290  -257
 66:    -0     0  1689     0     0  1068    88     0    28    49   295  -257
 67:    -0     0  1790     0     0  1039    76     0    28    55   300  -279
 68:    -0     0  1898     0     0  1020    81     0    28    55   306  -280
 69:    -0     0  2011    12     0   996   163     0    25    27   313  -165
 70:    -0     0  2119    77     0   883    78     0    28    59   317  -220
 71:    -0     0  2164    82     0   853    79     0    28    60   322  -221
 72:    -0     0  2208    86     0   820   115   139    33   105   319  -223
 73:    -0     0  2101    85     0   895    85     0    28    61   334  -225
 74:    -0     0  2137    90     0   858    86     0    28    62   340  -226
 75:    -0     0  2170    95     0   818    87     0    28    63   346  -228
 76:    -0     0  2200   100     0   775    87     0    28    65   352  -230
 77:    -0     0  2226   105     0   729    88     0    28    66   359  -231
 78:    -0     0  2248   111     0   679    89     0    28    68   365  -233
 79:    -0     0  2265   116     0   626    89     0    28    69   371  -235
 80:    -0     0  2278   122     0   569    90     0    28    71   378  -237
 81:    -0     0  2286   128     0   508   150   238    33   148   368  -239
 82:    -0     0  2035   119     0   632   101     0    28    70   391  -241
 83:    -0     0  2031   125     0   562   102     0    28    71   398  -243
 84:    -0     0  2021   130     0   488   106    13    28    76   405  -245
 85:    -0     0  1990   134     0   419   105    -0    28    74   412  -247
 86:    -0     0  1967   140     0   333   107     6    28    77   419  -249
 87:    -0     0  1931   144     0   245   112    17    28    81   426  -251
 88:    -0     0  1876   148     0   160   118    31    28    86   433  -253
 89:    -0     0  1799   290     0    77    18    35    33   132   431  -255
 90:    -0     0  1562   309     0   100     0     0    33   126   440  -258
 91:    -0     0  1329   305     0   106     8     0    33   124   449  -260
 92:    -0     0  1085   292     0   104    23     0    33   119   458  -262
 93:    -0     0   841   275     0    86    41     0    33   114   468  -265
 94:    -0     0   600   297     0    47    30     0    33   120   474  -267
 95:    -0     0   320   320     0    18    18     0    33   127   481  -270

total spending: 5285282
total tax: 3008588 (56.9%)

Torbua12.toml

# http://forum.mrmoneymustache.com/taxes/wrote-a-retirement-calculator-because-i-orp-com-didn't-do-what-i-want/msg1460616/#msg1460616

startage = 57
returns = 6
inflation = 2

[IRA]
bal = 1_700_000

[roth]
bal = 15_000

[aftertax]
bal = 1_250_000
basis = 845_000

[income.nqdc]
amount = 115_000
age = "57-68"
tax = true

[income.ss1]
amount = 41979
age = "70-"
inflation = true
tax = true

[income.ss2]
amount = 18080
age = "67-"
inflation = true
tax = true

[income.pension]
#amount = 83600
#age = "57-"
#age = "63-"
#amount = 131200
amount = 142100
age = "64-"
#amount = 150600
#age = "65-"
tax = true