test

gistfile1.txt

function sendFIREEmail() {
  // 1. Define your monthly expenses (hardcoded example):
  var monthlyExpenses = 2162.71; // Replace with your actual monthly expense

  // 2. Calculate annual expenses
  var annualExpenses = monthlyExpenses * 12;
  
  // 3. FIRE target using the 4% rule (annualExpenses / 0.04)
  var fireTarget = annualExpenses / 0.04;
  
  // 4. Format numbers for readability
  var monthlyFormatted = monthlyExpenses.toLocaleString(
    "en-GB", { minimumFractionDigits: 2, maximumFractionDigits: 2 }
  );
  var annualFormatted = annualExpenses.toLocaleString(
    "en-GB", { minimumFractionDigits: 2, maximumFractionDigits: 2 }
  );
  var fireTargetFormatted = Math.round(fireTarget).toLocaleString("en-GB");

  // 5. Get the current logged-in user's email
  var userEmail = Session.getActiveUser().getEmail();

  // 6. Compose the email message, explaining what this FIRE target "replaces"
  var message = 
    "Hello!\n\n" +
    "Your monthly expenses are estimated at €" + monthlyFormatted + ".\n" +
    "That means your annual expenses are approximately €" + annualFormatted + ".\n\n" +
    "Based on the 4% rule, you need around €" + fireTargetFormatted + 
    " invested to sustainably withdraw 4% (i.e., ~€" + annualFormatted +
    " each year) and replace these expenses.\n\n" +
    "In other words, having ~€" + fireTargetFormatted + " invested could " +
    "cover your monthly costs of €" + monthlyFormatted + " indefinitely.\n\n" +
    "All the best on your journey to Financial Independence!\n";

  // 7. Send the email
  MailApp.sendEmail({
    to: userEmail,
    subject: "Your FIRE Target – Replacing Monthly Expenses",
    body: message
  });
}