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Definition of credit report: A report containing detailed information on a person's credit history, including identifying information, credit accounts Credit report. A credit report is a summary of your financial history. Potential lenders will use your credit report to help them evaluate whether you are a good A credit history is a record of a borrower's responsible repayment of debts. A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. For a score with a range between 300-850, a credit score of 700 or above is generally considered good. A score of 800 or above on the same range is A credit report is a detailed report of an individual's credit history. Credit bureaus collect information and create credit reports based on that information, and lenders use the reports along with other details to determine loan applicants' credit worthiness. 8 Jun 2017 A credit report is a statement that has information about your credit activity and current credit situation such as loan paying history and the status Knowing what the different credit terminology means is essential to understanding your credit report and credit score. Find the definitions here. Want to know how credit inquiries affect your credit score? Learn the difference between hard and soft credit inquiries, how they are used and whether they affect There are three major credit bureaus in the United States: TransUnion, Experian and Equifax. Each keeps a database of financial information about borrowers,
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