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7 Apr 2017 The credit reporting time limit for most negative information is seven years. The statute of limitations varies by state and may be shorter than seven years. Because of that, the statute of limitations on a debt can expire several years before the credit reporting time limit for that debt expires. 17 Mar 2017 The Statute of Limitations has nothing to do with the length of time something can stay on your credit report, they are two TOTALLY separate 31 May 2017 The credit reporting time limit is dictated by the Fair Credit Reporting Act and does not influence the statute of limitations for collecting a debt. The statute of limitations for a debt, on the other hand, is the period of time that a debt is legally enforceable. 6 Aug 2012 Once a debt passes beyond the statute of limitation in your state, a debt collector no longer has the Bankrate can help you find the best rates on credit cards. .. The initial judgment aged off of your credit reports 3 years ago. 23 Aug 2016 The statute of limitations on how long a debt can be collected is different than the amount of time a debt can remain on your credit report. 11 Apr 2013 If a debt is reported as being charged off and passes the state statute of limitations, when does it drop off your credit report? 20 Apr 2015 Statutes of limitations (SOL) vary by state and debt type. your credit report (that's generally around 7 years — more here) and it's possible for If the statute of limitations has run out, the collector cannot sue you but can contact about an old, time-barred debt, you should take a look at your credit report. 29 Jul 2012 If my debt has reached the Statute of Limitations how do I get that debt of my credit report? In my state FL the max is 5 years all my debt began The statute of limitations for a debt is usually different from the reporting period for a debt on your credit report. In general, negative information stays on your
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