melnikaite

// SPDX-License-Identifier: MIT
pragma solidity 0.8;

contract owned {
  constructor() { owner = msg.sender; }
  address owner;

  modifier onlyOwner {
    require(msg.sender == owner);
    _;

melnikaite

melnikaite

Classic bike insurance is cheap, so I recommend using it if possible. But unfortunately in Germany, it is difficult to ensure bikes that are older than 60 months, and if you bought a used bike and you don't have a serial number, then insurance is not possible at all. This is where decentralized microinsurance with elements of a decentralized autonomous organization (DAO) comes to the rescue.

The first step to ensure your bike is to apply to your local DAO. The application consists of the first payment, an indication of the current value of the bike in the network's native currency, and a photo. Next, you need to wait until the DAO allows you to join. You will be insured as long as you pay and are a member of the DAO.

If your parking lot does not yet have a DAO, then you can just as easily create one and invite participants by printing a QR code.

This model has unique features that are not found in classic insurance. Your contributions are yours in full until an incident occurs. You can leave the organizati