ShirtlessKirk

/**
 * Luhn algorithm in JavaScript: validate credit card number supplied as string of numbers
 * @author ShirtlessKirk. Copyright (c) 2012.
 * @license WTFPL (http://www.wtfpl.net/txt/copying)
 */
var luhnChk = (function (arr) {
    return function (ccNum) {
        var 
            len = ccNum.length,
            bit = 1,