Strategy | Throughput (under similar test conditions) | Trade off |
---|---|---|
#0 Cluster of nodes with Redis backend & 100% accurate | 58K requests/sec (can be scaled out as required with additional hardware) | Higher hardware cost & hardware footprint (linearly increasing) |
#1 Use a single node to count & report | 833K requests/sec | Not HA. Can only scale up (not scale out) |
#2 Use cluster of nodes but sync with Redis asynchronously | 655K requests/sec | Reporting is not realtime and hence solution is approximate rather than accurate |
<p>Please check with your PayTM RM on the account type</p> | |
<ul> | |
<li>Express - This is the latest offering from PayTM. Supports cards, netbanking & PayTM wallet as well.</li> | |
<li>Seamless - Supports card acceptance only. (For netbanking, its redirection based)</li> | |
<li>Wallet - Only wallet transactions are permitted</li> | |
</ul> |
using System; | |
using System.Net; | |
using System.IO; | |
using System.Text; | |
public class JusPayService | |
{ | |
public static void Main() | |
{ | |
String apiKey = "1C3CB0373660436BA2895B6CC74629E7"; |
{ | |
"banks": [ | |
{ | |
"id": "a_1d24cc0c7e111e6b48cdb9794d0ea8", | |
"active": "Y", | |
"ifsc": "ALLA", | |
"iin": "607117", | |
"name": "allahabad bank", | |
"upiEnabled": "false", | |
"commonAppEnabled": true, |
module.exports = { | |
banks: [ | |
{ | |
"shortCode": "SBI", | |
"IFSC":"SBIN", | |
"numericCode": "41", | |
"name": "State Bank of India", | |
"contains": "STATE.*INDIA" | |
}, | |
{ |
def priorities = ['CYBERSOURCE', 'MIGS'] | |
// above is the default priority | |
if (order.udf1 == 'web') { | |
priorities = ['CYBERSOURCE', 'MIGS'] | |
} | |
else if (order.udf1 == 'mobile' && order.udf2 == 'android') | |
priorities = ['MIGS','CYBERSOURCE'] | |
} | |
else if (card.cardSwitchProvider == 'MASTERCARD') { |
<form className="card-form"> | |
<FullRow style={{marginBottom: '20px'}}>Please enter your card details below. Card transaction is processed via secure gateway.</FullRow> | |
<CardIconsBanner brands={this.state.acceptedCardBrands}/> | |
<TextInput prompt="Card number" name="cc-number" value={this.state.cardNumber} | |
components={components} | |
wrapUsing={FullRow} | |
stitchUsing = {FormControl} | |
onChange={this.handleInput} stitcherClass="cardsInputinfo cardNumber" /> | |
<Block> | |
<TextInput prompt="Expiry" name="cc-exp-month" placeholder="MM" |
public Observable triggerChallenge(final SecondFactor secondFactor) { | |
def handleSuccess = {resJson-> | |
log.info("Challenge triggered successfully") | |
secondFactor.status = SecondFactor.SecondFactorStatus.PENDING | |
return secondFactor | |
} | |
def handleFailure = {resJson-> | |
log.info("Challenge trigger failed") | |
secondFactor.status = SecondFactor.SecondFactorStatus.FAIL | |
// changing txnDetail here is a contamination. |
Recent reports have indicated that all three major UPI apps - Paytm, PhonePe & Google Pay have been contributing significantly to the growth of the app. A million dollar question is: who is leading the race! Paytm seems to have an edge over the other two albeit with a thin margin. However, I would like to evaluate it with more context. Paytm and PhonePe have been doing much more than just facilitate P2P and P2M UPI transactions. For context, here are some of the key things that PhonePe and Paytm have been doing to drive greater volume of UPI transactions:
Significant number of transactions originating in Flipkart & Myntra are handled by PhonePe as they all belong to the same group of companies. GooglePay or other UPI options don’t get any preferential treatment by these two mega e-commerce companies.
Online | Offline | |
---|---|---|
Card | Card | |
UPI | UPI | |
Prepaid wallets | Prepaid wallets | |
Netbanking | ||
IMPS | ||
NEFT |