S2I Test Cards 2.4.5
The purpose of the mandatory testing is to ensure that your integration is performing correctly with the payment server and receiving the appropriate responses to display to your card holder. For example if an ‘insufficient funds’ or ‘invalid card’ response is returned it is important your integration can interpret this and display appropriately to your card holder.
To ensure there has been enough testing to identify any problems and to familiarize yourself with the product we require a minimum of 20 test transactions across all the scenarios.
Response Codes Testing
The information below is applicable only in the testing environment, i.e. when you are using your test merchant profile.
The test bank simulator is configured to allow the user to change the responses received against the test card numbers. To view the responses for each transaction you must log-in to the Merchant Administrator portal and perform an Order or Financial transaction Search. The TEST merchant profile is accessed when you log-in to the Merchant Administrator portal by prefixing “TEST” to the “Merchant ID” field (e.g. TESTxxxxxxxxxx).
The below test card numbers (Table 1) can be used to trigger the different response codes by varying the Expiry Date for the transaction. The following table shows how the various response codes can be triggered varying the Expiry Date.
The test bank simulator is configured to allow the user to change the response received against the provided test card numbers by varying the Expiry Date for the transaction. The following table shows how the various response codes can be triggered varying the Expiry Date.
Table 1 - Testing by EXP - Cards and Responses
| BRAND | PAN | Card Security Code |
|---|---|---|
| MASTERCARD | 5577810000000004 | Any 3 digits |
| DINERS CLUB | 30123400000000 | Any 3 digits |
| VISA | 4434260000000008 | Any 3 digits |
| JCB | 3528000000000007 | N/A |
| Expiry Date | Response code definition | Acquirer Response Code |
| 3901 | 0 | Transaction approved |
| 2302 | 1 | Transaction could not be processed |
| 2205 | 2 | Transaction declined - contact issuing bank |
| 2808 | 3 | No reply from Processing Host |
| 2704 | 4 | Card has expired |
| 2701 | 5 | Insufficient credit |
*For example, to obtain a response code of 1 on a MasterCard, simply send a transaction with expiry date 23/02 (yy/mm) against one of the above MasterCard numbers.
| BRAND | PAN |
|---|---|
| AMEX | 345678000000007 |
| Expiry Date | Response code definition | Acquirer Response Code | ||
| 3901 | 00 | Transaction approved | ||
| 3102 | 92 | Transaction could not be completed | ||
| 2201 | 01 | Transaction declined – Refer to Card Issuer | ||
| 3101 | 91 | Card Issuer Unavailable | ||
| 2704 | 54 | Card has expired | ||
| 2701 | 51 | Insufficient credit | ||
| BRAND | PAN | |||
| MASTERCARD | 2223000000000007 | |||
| MASTERCARD | 2223000000000023 | |||
| MASTERCARD | 2223000000000031 |
| Expiry Date | Response code definition | Acquirer Response Code |
| 3901 | 0 | Transaction approved |
| 2201 | E | Transaction could not be processed |
| 2205 | 2 | Transaction declined - contact issuing bank |
| 2808 | 3 | No reply from Processing Host |
| 2204 | 4 | Card has expired |
| 2701 | 5 | Insufficient credit |
Card security code (CSC) Result Code
The CSC is in addition to the bank card number which is embossed or printed on the card. The CSC is used as a security feature, in situations where a PIN cannot be used.
The following table shows how the various CSC response codes that can be triggered by varying the CSC value. Most Issuing banks will fail a transaction due to incorrect CSC in production.
All the transactions will get approved with any CSC Value except 104 CSC Value
To view the responses for each CSC test you must log-in to the Merchant Administrator portal and perform a Financial transaction Search. Click on ‘Transaction Number’ then ‘Order ID.’
Here you will see the response under ‘Card Details’ - "CSC Result Code = P”
| CSC Value | Name | Response Code |
|---|---|---|
| 100 | Valid or Matched CSC | M |
| 104 | Code Invalid or Not Matched | N |
| 102 | CSC Not Processed | P |
*For example, to obtain a response code of P on a MasterCard, simply send a transaction with CSC 102 against one of the above MasterCard numbers