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Variable | Bin id | Bin | Count | Count (%) | Non-event | Event | Event rate | WoE | IV | JS | Coefficient | Points | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
NAME_CONTRACT_TYPE | 0 | ['Revolving loans'] | 12056 | 0.096 | 11415 | 641 | 0.053 | 0.44 | 0.015 | 0.002 | -0.628 | -6.566 | |
NAME_CONTRACT_TYPE | 1 | ['Cash loans'] | 113899 | 0.904 | 104437 | 9462 | 0.083 | -0.038 | 0.001 | 0.0 | -0.628 | 6.815 | |
NAME_CONTRACT_TYPE | 2 | Special | 0 | 0.0 | 0 | 0 | 0.0 | 0.0 | 0.0 | 0.0 | -0.628 | 5.747 | |
NAME_CONTRACT_TYPE | 3 | Missing | 0 | 0.0 | 0 | 0 | 0.0 | 0.0 | 0.0 | 0.0 | -0.628 | 5.747 | |
CODE_GENDER | 0 | ['XNA' 'F'] | 82896 | 0.658 | 77096 | 5800 | 0.07 | 0.148 | 0.013 | 0.002 | -0.738 | 0.888 | |
CODE_GENDER | 1 | ['M'] | 43059 | 0.342 | 38756 | 4303 | 0.1 | -0.242 | 0.022 | 0.003 | -0.738 | 13.69 | |
CODE_GENDER | 2 | Special | 0 | 0.0 | 0 | 0 | 0.0 | 0.0 | 0.0 | 0.0 | -0.738 | 5.747 | |
CODE_GENDER | 3 | Missing | 0 | 0.0 | 0 | 0 | 0.0 | 0.0 | 0.0 | 0.0 | -0.738 | 5.747 | |
FLAG_OWN_CAR | 0 | ['Y'] | 42893 | 0.341 | 39866 | 3027 | 0.071 | 0.138 | 0.006 | 0.001 | -1.085 | -0.946 | |
FLAG_OWN_CAR | 1 | ['N'] | 83062 | 0.659 | 75986 | 7076 | 0.085 | -0.066 | 0.003 | 0.0 | -1.085 | 8.919 | |
FLAG_OWN_CAR | 2 | Special | 0 | 0.0 | 0 | 0 | 0.0 | 0.0 | 0.0 | 0.0 | -1.085 | 5.747 | |
FLAG_OWN_CAR | 3 | Missing | 0 | 0.0 | 0 | 0 | 0.0 | 0.0 | 0.0 | 0.0 | -1.085 | 5.747 | |
CNT_CHILDREN | 0 | [-inf, 0.50) | 88171 | 0.7 | 81453 | 6718 | 0.076 | 0.056 | 0.002 | 0.0 | -0.743 | 3.902 | |
CNT_CHILDREN | 1 | [0.50, inf) | 37784 | 0.3 | 34399 | 3385 | 0.09 | -0.121 | 0.005 | 0.001 | -0.743 | 9.744 | |
CNT_CHILDREN | 2 | Special | 0 | 0.0 | 0 | 0 | 0.0 | 0.0 | 0.0 | 0.0 | -0.743 | 5.747 | |
CNT_CHILDREN | 3 | Missing | 0 | 0.0 | 0 | 0 | 0.0 | 0.0 | 0.0 | 0.0 | -0.743 | 5.747 |
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