RoboMWM/gist:3a740f9dbd07309cea0911fe2f9ed38a

## gistfile1.txt
gist needs word wrap

<Billy> heres insurance in a nutshell, for you youngins. pre-obama insurance everything costed $20. it was ~$20/week for the plan. $20 to do to the doctor. $20 for prescriptions. etc etc. ($50 for emergency room visit). post obama its over $1000/month for the plan. everything is out of pocket until you hit $2000-5000 for the year, then insurance will pick up and cover like %60 of the costs so you're still paying %40 out of pocket for everything. presciptions are covered by the "savings account" thats masked as a healthcare card that you have to put money into it every paycheck for it to grow.
[23:42:38] +DiscordBot: <ThatOneDude> I dunno...my workplace provided coverage is pretty good and not that expensive. About $28/week, $20 copay for most doctor visits, $10 generic prescriptions, $50/month cap on insulin costs if I ever get diabetes, $100 copay for emergency room which I can get 15% off if I pay during the visit.
[23:42:53] +DiscordBot: <ThatOneDude> And they cover 90% after I've met my $2500 deductible.
[23:43:17] +DiscordBot: <ThatOneDude> But I'd guess I'm in the minority with my coverage.
[23:43:38] +DiscordBot: <Billy> see, thats insurance. not what i'm being offered :/
[23:43:53] +DiscordBot: <Billy> i'm being offered a saving account that costs over $1000/mo to have lol
	gist needs word wrap

	<Billy> heres insurance in a nutshell, for you youngins. pre-obama insurance everything costed $20. it was ~$20/week for the plan. $20 to do to the doctor. $20 for prescriptions. etc etc. ($50 for emergency room visit). post obama its over $1000/month for the plan. everything is out of pocket until you hit $2000-5000 for the year, then insurance will pick up and cover like %60 of the costs so you're still paying %40 out of pocket for everything. presciptions are covered by the "savings account" thats masked as a healthcare card that you have to put money into it every paycheck for it to grow.
	[23:42:38] +DiscordBot: <ThatOneDude> I dunno...my workplace provided coverage is pretty good and not that expensive. About $28/week, $20 copay for most doctor visits, $10 generic prescriptions, $50/month cap on insulin costs if I ever get diabetes, $100 copay for emergency room which I can get 15% off if I pay during the visit.
	[23:42:53] +DiscordBot: <ThatOneDude> And they cover 90% after I've met my $2500 deductible.
	[23:43:17] +DiscordBot: <ThatOneDude> But I'd guess I'm in the minority with my coverage.
	[23:43:38] +DiscordBot: <Billy> see, thats insurance. not what i'm being offered :/
	[23:43:53] +DiscordBot: <Billy> i'm being offered a saving account that costs over $1000/mo to have lol