Author: Sherifdeen Adeyemi Status: Proposal Last updated: 23 May 2026 Proposed reviewers: Head of Engineering, CTO, Head of Compliance, Head of Operations
Note on scope and sourcing. Architecture proposal based on publicly available information about Cowrywise (product offerings, SEC fund manager status, the Meristem Trustees partnership, published user counts). Specific numbers — peak order rate, NGX rush timing, instance sizes — are working assumptions that a real engagement would replace with actual telemetry. They are included to make the design concrete, not because I have access to Cowrywise's internal metrics.