- Something like prepaid??? Put down security deposit and get it in exchange for that card
- no annual fee
- 2% cashback resturants, 1% on everything else
- double in first year
- no deposit
- 5% cashback almost everywhere
- double in first year
- No need credit history, base off of banking history
- So most easy to get
- 5% on amazon, 2% on rest, 1% on everything else
- Very good one, get as 2nd or 3rd card (during the off periods of chase flex)
- quite hard to get as the first card
- 250 bonus after 500 spend
- Rotating 5% quarterly on different categories
- 5% on grocery, 3% on dining, 1% on everything else
- 0% interest
- 3 months doordash, instacart
- 2% on everything
- hard to get
- very simple to manage (no need to think about where to spend to get maximum rewards as same on all)
- "charge card", useful build credit history faster
- pay back in full every month, makes it looks like ur a really good consumer
- $200 cashback on $2000 spend
- 3% supermarket, 1% everything else
- $200 on $1000
- 3% choose custom, 2% grocery, 1% everything
- 0% interest
- monitor credit
- credit karma, credit sesame (if you get chase cards then u get their own service for free)
- get discover it or petal visa first
- autopay it
- after 6 months add another card - citi double/freedom flex/amazon
- after 6 months add another card - amex blue (this one makes increasing score very fast)
- after 6 months ask for increase in credit limit
- in total at the end of 2 yrs should have very high score ~780
- statement closing date vs due date
- research more on this, didnt understand fully but seems to be super powerful
- freeze credit history/score so that random people cannot query it
- every time you make a hard query, it reduces the score (ffs why)
- getting rejected for a card is a very big black mark
- almost similar to getting rejected for a VISA, every next appointment (even if its for a different country's embassy) theyre gonna ask about it (here in the context of banks)