Skip to content

Instantly share code, notes, and snippets.

@aayusharyan
Last active November 3, 2020 20:31
Show Gist options
  • Save aayusharyan/cfff266763108b7564c794110a0e6b55 to your computer and use it in GitHub Desktop.
Save aayusharyan/cfff266763108b7564c794110a0e6b55 to your computer and use it in GitHub Desktop.
Always Pay your Credit Cards in full
Bill Cycle From previous bill New Charges Paid Bill Amount Minimum Amount Due
1 ₹ 0.00 ₹ 1,00,000.00 ₹ 0.00 ₹ 1,00,000.00 ₹ 5,000.00
2 ₹ 1,00,000.00 ₹ 2,850.00 ₹ 5,000.00 ₹ 97,850.00 ₹ 4,892.50
3 ₹ 97,850.00 ₹ 2,788.73 ₹ 4,892.50 ₹ 95,746.23 ₹ 4,787.31
4 ₹ 95,746.23 ₹ 2,728.77 ₹ 4,787.31 ₹ 93,687.68 ₹ 4,684.38
5 ₹ 93,687.68 ₹ 2,670.10 ₹ 4,684.38 ₹ 91,673.40 ₹ 4,583.67
--- --- --- --- --- ---
100 ₹ 5,238.57 ₹ 127.16 ₹ 1,000.00 ₹ 4,365.72 ₹ 1,000.00
101 ₹ 4,365.72 ₹ 100.97 ₹ 1,000.00 ₹ 3,466.69 ₹ 1,000.00
102 ₹ 3,466.69 ₹ 74.00 ₹ 1,000.00 ₹ 2,540.70 ₹ 1,000.00
103 ₹ 2,540.70 ₹ 46.22 ₹ 1,000.00 ₹ 1,586.92 ₹ 1,000.00
104 ₹ 1,586.92 ₹ 17.61 ₹ 1,000.00 ₹ 604.52 ₹ 604.52
105 ₹ 604.52 ₹ 0.00 ₹ 604.52 ₹ 0.00 ₹ 0.00
Total Money Paid ₹ 2,15,601.61
Purchase Amount ₹ 1,00,000.00
Total Interest Paid ₹ 1,15,601.61
@aayusharyan
Copy link
Author

Full breakdown here. 👇

Bill Cycle From previous bill New Charges Paid Bill Amount Minimum Amount Due
1 ₹ 0.00 ₹ 1,00,000.00 ₹ 0.00 ₹ 1,00,000.00 ₹ 5,000.00
2 ₹ 1,00,000.00 ₹ 2,850.00 ₹ 5,000.00 ₹ 97,850.00 ₹ 4,892.50
3 ₹ 97,850.00 ₹ 2,788.73 ₹ 4,892.50 ₹ 95,746.23 ₹ 4,787.31
4 ₹ 95,746.23 ₹ 2,728.77 ₹ 4,787.31 ₹ 93,687.68 ₹ 4,684.38
5 ₹ 93,687.68 ₹ 2,670.10 ₹ 4,684.38 ₹ 91,673.40 ₹ 4,583.67
6 ₹ 91,673.40 ₹ 2,612.69 ₹ 4,583.67 ₹ 89,702.42 ₹ 4,485.12
7 ₹ 89,702.42 ₹ 2,556.52 ₹ 4,485.12 ₹ 87,773.82 ₹ 4,388.69
8 ₹ 87,773.82 ₹ 2,501.55 ₹ 4,388.69 ₹ 85,886.68 ₹ 4,294.33
9 ₹ 85,886.68 ₹ 2,447.77 ₹ 4,294.33 ₹ 84,040.12 ₹ 4,202.01
10 ₹ 84,040.12 ₹ 2,395.14 ₹ 4,202.01 ₹ 82,233.25 ₹ 4,111.66
11 ₹ 82,233.25 ₹ 2,343.65 ₹ 4,111.66 ₹ 80,465.24 ₹ 4,023.26
12 ₹ 80,465.24 ₹ 2,293.26 ₹ 4,023.26 ₹ 78,735.24 ₹ 3,936.76
13 ₹ 78,735.24 ₹ 2,243.95 ₹ 3,936.76 ₹ 77,042.43 ₹ 3,852.12
14 ₹ 77,042.43 ₹ 2,195.71 ₹ 3,852.12 ₹ 75,386.02 ₹ 3,769.30
15 ₹ 75,386.02 ₹ 2,148.50 ₹ 3,769.30 ₹ 73,765.22 ₹ 3,688.26
16 ₹ 73,765.22 ₹ 2,102.31 ₹ 3,688.26 ₹ 72,179.26 ₹ 3,608.96
17 ₹ 72,179.26 ₹ 2,057.11 ₹ 3,608.96 ₹ 70,627.41 ₹ 3,531.37
18 ₹ 70,627.41 ₹ 2,012.88 ₹ 3,531.37 ₹ 69,108.92 ₹ 3,455.45
19 ₹ 69,108.92 ₹ 1,969.60 ₹ 3,455.45 ₹ 67,623.08 ₹ 3,381.15
20 ₹ 67,623.08 ₹ 1,927.26 ₹ 3,381.15 ₹ 66,169.18 ₹ 3,308.46
21 ₹ 66,169.18 ₹ 1,885.82 ₹ 3,308.46 ₹ 64,746.55 ₹ 3,237.33
22 ₹ 64,746.55 ₹ 1,845.28 ₹ 3,237.33 ₹ 63,354.49 ₹ 3,167.72
23 ₹ 63,354.49 ₹ 1,805.60 ₹ 3,167.72 ₹ 61,992.37 ₹ 3,099.62
24 ₹ 61,992.37 ₹ 1,766.78 ₹ 3,099.62 ₹ 60,659.54 ₹ 3,032.98
25 ₹ 60,659.54 ₹ 1,728.80 ₹ 3,032.98 ₹ 59,355.36 ₹ 2,967.77
26 ₹ 59,355.36 ₹ 1,691.63 ₹ 2,967.77 ₹ 58,079.22 ₹ 2,903.96
27 ₹ 58,079.22 ₹ 1,655.26 ₹ 2,903.96 ₹ 56,830.51 ₹ 2,841.53
28 ₹ 56,830.51 ₹ 1,619.67 ₹ 2,841.53 ₹ 55,608.66 ₹ 2,780.43
29 ₹ 55,608.66 ₹ 1,584.85 ₹ 2,780.43 ₹ 54,413.07 ₹ 2,720.65
30 ₹ 54,413.07 ₹ 1,550.77 ₹ 2,720.65 ₹ 53,243.19 ₹ 2,662.16
31 ₹ 53,243.19 ₹ 1,517.43 ₹ 2,662.16 ₹ 52,098.46 ₹ 2,604.92
32 ₹ 52,098.46 ₹ 1,484.81 ₹ 2,604.92 ₹ 50,978.34 ₹ 2,548.92
33 ₹ 50,978.34 ₹ 1,452.88 ₹ 2,548.92 ₹ 49,882.31 ₹ 2,494.12
34 ₹ 49,882.31 ₹ 1,421.65 ₹ 2,494.12 ₹ 48,809.84 ₹ 2,440.49
35 ₹ 48,809.84 ₹ 1,391.08 ₹ 2,440.49 ₹ 47,760.43 ₹ 2,388.02
36 ₹ 47,760.43 ₹ 1,361.17 ₹ 2,388.02 ₹ 46,733.58 ₹ 2,336.68
37 ₹ 46,733.58 ₹ 1,331.91 ₹ 2,336.68 ₹ 45,728.81 ₹ 2,286.44
38 ₹ 45,728.81 ₹ 1,303.27 ₹ 2,286.44 ₹ 44,745.64 ₹ 2,237.28
39 ₹ 44,745.64 ₹ 1,275.25 ₹ 2,237.28 ₹ 43,783.61 ₹ 2,189.18
40 ₹ 43,783.61 ₹ 1,247.83 ₹ 2,189.18 ₹ 42,842.26 ₹ 2,142.11
41 ₹ 42,842.26 ₹ 1,221.00 ₹ 2,142.11 ₹ 41,921.15 ₹ 2,096.06
42 ₹ 41,921.15 ₹ 1,194.75 ₹ 2,096.06 ₹ 41,019.85 ₹ 2,050.99
43 ₹ 41,019.85 ₹ 1,169.07 ₹ 2,050.99 ₹ 40,137.92 ₹ 2,006.90
44 ₹ 40,137.92 ₹ 1,143.93 ₹ 2,006.90 ₹ 39,274.95 ₹ 1,963.75
45 ₹ 39,274.95 ₹ 1,119.34 ₹ 1,963.75 ₹ 38,430.54 ₹ 1,921.53
46 ₹ 38,430.54 ₹ 1,095.27 ₹ 1,921.53 ₹ 37,604.29 ₹ 1,880.21
47 ₹ 37,604.29 ₹ 1,071.72 ₹ 1,880.21 ₹ 36,795.79 ₹ 1,839.79
48 ₹ 36,795.79 ₹ 1,048.68 ₹ 1,839.79 ₹ 36,004.68 ₹ 1,800.23
49 ₹ 36,004.68 ₹ 1,026.13 ₹ 1,800.23 ₹ 35,230.58 ₹ 1,761.53
50 ₹ 35,230.58 ₹ 1,004.07 ₹ 1,761.53 ₹ 34,473.13 ₹ 1,723.66
51 ₹ 34,473.13 ₹ 982.48 ₹ 1,723.66 ₹ 33,731.95 ₹ 1,686.60
52 ₹ 33,731.95 ₹ 961.36 ₹ 1,686.60 ₹ 33,006.72 ₹ 1,650.34
53 ₹ 33,006.72 ₹ 940.69 ₹ 1,650.34 ₹ 32,297.07 ₹ 1,614.85
54 ₹ 32,297.07 ₹ 920.47 ₹ 1,614.85 ₹ 31,602.69 ₹ 1,580.13
55 ₹ 31,602.69 ₹ 900.68 ₹ 1,580.13 ₹ 30,923.23 ₹ 1,546.16
56 ₹ 30,923.23 ₹ 881.31 ₹ 1,546.16 ₹ 30,258.38 ₹ 1,512.92
57 ₹ 30,258.38 ₹ 862.36 ₹ 1,512.92 ₹ 29,607.82 ₹ 1,480.39
58 ₹ 29,607.82 ₹ 843.82 ₹ 1,480.39 ₹ 28,971.26 ₹ 1,448.56
59 ₹ 28,971.26 ₹ 825.68 ₹ 1,448.56 ₹ 28,348.37 ₹ 1,417.42
60 ₹ 28,348.37 ₹ 807.93 ₹ 1,417.42 ₹ 27,738.88 ₹ 1,386.94
61 ₹ 27,738.88 ₹ 790.56 ₹ 1,386.94 ₹ 27,142.50 ₹ 1,357.12
62 ₹ 27,142.50 ₹ 773.56 ₹ 1,357.12 ₹ 26,558.93 ₹ 1,327.95
63 ₹ 26,558.93 ₹ 756.93 ₹ 1,327.95 ₹ 25,987.92 ₹ 1,299.40
64 ₹ 25,987.92 ₹ 740.66 ₹ 1,299.40 ₹ 25,429.18 ₹ 1,271.46
65 ₹ 25,429.18 ₹ 724.73 ₹ 1,271.46 ₹ 24,882.45 ₹ 1,244.12
66 ₹ 24,882.45 ₹ 709.15 ₹ 1,244.12 ₹ 24,347.48 ₹ 1,217.37
67 ₹ 24,347.48 ₹ 693.90 ₹ 1,217.37 ₹ 23,824.01 ₹ 1,191.20
68 ₹ 23,824.01 ₹ 678.98 ₹ 1,191.20 ₹ 23,311.79 ₹ 1,165.59
69 ₹ 23,311.79 ₹ 664.39 ₹ 1,165.59 ₹ 22,810.59 ₹ 1,140.53
70 ₹ 22,810.59 ₹ 650.10 ₹ 1,140.53 ₹ 22,320.16 ₹ 1,116.01
71 ₹ 22,320.16 ₹ 636.12 ₹ 1,116.01 ₹ 21,840.27 ₹ 1,092.01
72 ₹ 21,840.27 ₹ 622.45 ₹ 1,092.01 ₹ 21,370.71 ₹ 1,068.54
73 ₹ 21,370.71 ₹ 609.07 ₹ 1,068.54 ₹ 20,911.24 ₹ 1,045.56
74 ₹ 20,911.24 ₹ 595.97 ₹ 1,045.56 ₹ 20,461.65 ₹ 1,023.08
75 ₹ 20,461.65 ₹ 583.16 ₹ 1,023.08 ₹ 20,021.72 ₹ 1,001.09
76 ₹ 20,021.72 ₹ 570.62 ₹ 1,001.09 ₹ 19,591.25 ₹ 1,000.00
77 ₹ 19,591.25 ₹ 557.74 ₹ 1,000.00 ₹ 19,148.99 ₹ 1,000.00
78 ₹ 19,148.99 ₹ 544.47 ₹ 1,000.00 ₹ 18,693.46 ₹ 1,000.00
79 ₹ 18,693.46 ₹ 530.80 ₹ 1,000.00 ₹ 18,224.27 ₹ 1,000.00
80 ₹ 18,224.27 ₹ 516.73 ₹ 1,000.00 ₹ 17,740.99 ₹ 1,000.00
81 ₹ 17,740.99 ₹ 502.23 ₹ 1,000.00 ₹ 17,243.22 ₹ 1,000.00
82 ₹ 17,243.22 ₹ 487.30 ₹ 1,000.00 ₹ 16,730.52 ₹ 1,000.00
83 ₹ 16,730.52 ₹ 471.92 ₹ 1,000.00 ₹ 16,202.44 ₹ 1,000.00
84 ₹ 16,202.44 ₹ 456.07 ₹ 1,000.00 ₹ 15,658.51 ₹ 1,000.00
85 ₹ 15,658.51 ₹ 439.76 ₹ 1,000.00 ₹ 15,098.26 ₹ 1,000.00
86 ₹ 15,098.26 ₹ 422.95 ₹ 1,000.00 ₹ 14,521.21 ₹ 1,000.00
87 ₹ 14,521.21 ₹ 405.64 ₹ 1,000.00 ₹ 13,926.85 ₹ 1,000.00
88 ₹ 13,926.85 ₹ 387.81 ₹ 1,000.00 ₹ 13,314.65 ₹ 1,000.00
89 ₹ 13,314.65 ₹ 369.44 ₹ 1,000.00 ₹ 12,684.09 ₹ 1,000.00
90 ₹ 12,684.09 ₹ 350.52 ₹ 1,000.00 ₹ 12,034.62 ₹ 1,000.00
91 ₹ 12,034.62 ₹ 331.04 ₹ 1,000.00 ₹ 11,365.66 ₹ 1,000.00
92 ₹ 11,365.66 ₹ 310.97 ₹ 1,000.00 ₹ 10,676.62 ₹ 1,000.00
93 ₹ 10,676.62 ₹ 290.30 ₹ 1,000.00 ₹ 9,966.92 ₹ 1,000.00
94 ₹ 9,966.92 ₹ 269.01 ₹ 1,000.00 ₹ 9,235.93 ₹ 1,000.00
95 ₹ 9,235.93 ₹ 247.08 ₹ 1,000.00 ₹ 8,483.01 ₹ 1,000.00
96 ₹ 8,483.01 ₹ 224.49 ₹ 1,000.00 ₹ 7,707.50 ₹ 1,000.00
97 ₹ 7,707.50 ₹ 201.22 ₹ 1,000.00 ₹ 6,908.72 ₹ 1,000.00
98 ₹ 6,908.72 ₹ 177.26 ₹ 1,000.00 ₹ 6,085.99 ₹ 1,000.00
99 ₹ 6,085.99 ₹ 152.58 ₹ 1,000.00 ₹ 5,238.57 ₹ 1,000.00
100 ₹ 5,238.57 ₹ 127.16 ₹ 1,000.00 ₹ 4,365.72 ₹ 1,000.00
101 ₹ 4,365.72 ₹ 100.97 ₹ 1,000.00 ₹ 3,466.69 ₹ 1,000.00
102 ₹ 3,466.69 ₹ 74.00 ₹ 1,000.00 ₹ 2,540.70 ₹ 1,000.00
103 ₹ 2,540.70 ₹ 46.22 ₹ 1,000.00 ₹ 1,586.92 ₹ 1,000.00
104 ₹ 1,586.92 ₹ 17.61 ₹ 1,000.00 ₹ 604.52 ₹ 604.52
105 ₹ 604.52 ₹ 0.00 ₹ 604.52 ₹ 0.00 ₹ 0.00
Total Money Paid ₹ 2,15,601.61
Purchase Amount ₹ 1,00,000.00
Total Interest Paid ₹ 1,15,601.61

Sign up for free to join this conversation on GitHub. Already have an account? Sign in to comment