Models

User
 - has_many :end_of_day_reports

Quote
 - has_and_belongs_to_many :end_of_day_reports
 - has_many :time_reports

EndOfDayReport
 - has_and_belongs_to_many :quotes
 - belongs_to :user
 - has_many :time_reports

TimeReport
 - belongs_to :user
 - belongs_to :quote
 - belongs_to :end_of_day_report

new_time_report.erb

<%= form_for EndOfDayReport.new do |eod_form| %>
<%= fields_for :quotes, @quotes do |quote_form| %>
<%= fields_for :time_reports, TimeReport.new do |time_form| %>
<%= time_form.hidden_field :user_id, current_user.id %>
.
.
.
<% end %>
<% end %>
<% end %>