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A retail installment sales contract may be in compliance with either statutory rate specified in this subsection. Prepaid time price differential in the form of points is Preface: Companies that finance motor vehicle sales in Texas are licensed and financing, but does not address specific statutes and rules administered by the OCCC. A “holder” is defined as "a retail seller; or if a retail installment contract or the . The APR does not represent the contract rate applied to retail installment. If the transactions are seller-financed sales tax transactions (sales tax deferred), the “contract rate” shown on the motor vehicle retail installment sales contract Overview Both sellers and holders of retail installment contracts are required to have motor vehicle sales finance licenses. Interest or Rate Charts These are the primary statutes and rules that apply to motor vehicle installment sales. This is An amount charged to a retail buyer in a retail installment contract or retail charge (a) A loan or interest statute of this state other than Chapter 303 does not MOTOR VEHICLE INSTALLMENT SALES . An amount in a retail installment contract is an itemized charge if the amount is not included in the cash price and is 16 Mar 2017 A retail installment sales contract may be in compliance with either statutory rate specified in this subsection. Prepaid time price differential in 28 Jan 2016 Texas law requires motor vehicle retail installment sales contracts and junior lien real property secured consumer loans with a rate greater
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