takaFormat.php

<?php 

//method one
function taka_format($amount = 0)
{
    $tmp = explode('.', $amount); // for float or double values
    $strMoney = '';
    $divide = 1000;
    $amount = $tmp[0];
    $strMoney .= str_pad($amount % $divide, 3, '0', STR_PAD_LEFT);
    $amount = (int)($amount / $divide);
    while ($amount > 0) {
        $divide = 100;
        $strMoney = str_pad($amount % $divide, 2, '0', STR_PAD_LEFT) . ',' . $strMoney;
        $amount = (int)($amount / $divide);
    }

    if (substr($strMoney, 0, 1) == '0')
        $strMoney = substr($strMoney, 1);

    if (isset($tmp[1])) // if float and double add the decimal digits here.
    {
        return $strMoney . '.' . $tmp[1];
    }
    return $strMoney;
}

//method two
function taka_format($amount = 0)
{
    $tmp = explode('.', $amount);  // for float or double values
    $strMoney = '';
    $amount = $tmp[0];
    $strMoney .= substr($amount, -3, 3);
    $amount = substr($amount, 0, -3);
    while (strlen($amount) > 0) {
        $strMoney = substr($amount, -2, 2) . ',' . $strMoney;
        $amount = substr($amount, 0, -2);
    }

    if (isset($tmp[1]))         // if float and double add the decimal digits here.
    {
        return $strMoney . '.' . $tmp[1];
    }
    return $strMoney;
}

//method three
function taka_format($amount = 0)
{
    $tmp = explode('.', $amount);  // for float or double values
    $strMoney = '';
    $amount = $tmp[0];
    $strMoney .= substr($amount, -3, 3);
    $amount = substr($amount, 0, -3);
    while (strlen($amount) > 0) {
        $strMoney = substr($amount, -2, 2) . ',' . $strMoney;
        $amount = substr($amount, 0, -2);
    }

    if (isset($tmp[1]))         // if float and double add the decimal digits here.
    {
        return $strMoney . '.' . $tmp[1][0] . $tmp[1][1]; // taken two numbers after decimal
    }
    return $strMoney . '.00';
}