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baharalidurrani/mismo-sample.xml

Created January 18, 2023 11:43
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MISMO Sample
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mismo-sample.xml
<?xml version="1.0" encoding="UTF-8"?>
<MESSAGE xmlns="http://www.mismo.org/residential/2009/schemas"
xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
xmlns:ULAD="http://www.datamodelextension.org/Schema/ULAD"
xmlns:DU="http://www.datamodelextension.org/Schema/DU"
MISMOReferenceModelIdentifier="3.4.032420160128" xmlns:xlink="http://www.w3.org/1999/xlink"
xsi:schemaLocation="http://www.mismo.org/residential/2009/schemas DU_Wrapper_3.4.0_B324.xsd">
<ABOUT_VERSIONS>
<ABOUT_VERSION>
<CreatedDatetime>2019-02-22T14:24:17Z</CreatedDatetime>
</ABOUT_VERSION>
</ABOUT_VERSIONS>
<DEAL_SETS>
<DEAL_SET>
<DEALS>
<DEAL>
<ASSETS>
<ASSET SequenceNumber="1" xlink:label="ASSET_1">
<ASSET_DETAIL>
<AssetAccountIdentifier>123456</AssetAccountIdentifier>
<AssetCashOrMarketValueAmount>12000.00</AssetCashOrMarketValueAmount>
<AssetType>CheckingAccount</AssetType>
</ASSET_DETAIL>
<ASSET_HOLDER>
<NAME>
<FullName>Bank of Noosh</FullName>
</NAME>
</ASSET_HOLDER>
</ASSET>
<ASSET SequenceNumber="2" xlink:label="ASSET_2">
<ASSET_DETAIL>
<AssetAccountIdentifier>1234567</AssetAccountIdentifier>
<AssetCashOrMarketValueAmount>100000.00</AssetCashOrMarketValueAmount>
<AssetType>CertificateOfDepositTimeDeposit</AssetType>
</ASSET_DETAIL>
<ASSET_HOLDER>
<NAME>
<FullName>Bank of Noosh</FullName>
</NAME>
</ASSET_HOLDER>
</ASSET>
<ASSET SequenceNumber="3" xlink:label="ASSET_3">
<ASSET_DETAIL>
<AssetAccountIdentifier>6465456</AssetAccountIdentifier>
<AssetCashOrMarketValueAmount>50000.00</AssetCashOrMarketValueAmount>
<AssetType>TrustAccount</AssetType>
<FundsSourceType>Other</FundsSourceType>
<FundsSourceTypeOtherDescription>Trust</FundsSourceTypeOtherDescription>
</ASSET_DETAIL>
<ASSET_HOLDER>
<NAME>
<FullName>Fidelity Investments</FullName>
</NAME>
</ASSET_HOLDER>
</ASSET>
<ASSET SequenceNumber="4" xlink:label="ASSET_4">
<ASSET_DETAIL>
<AssetAccountIdentifier>55555</AssetAccountIdentifier>
<AssetCashOrMarketValueAmount>120000.00</AssetCashOrMarketValueAmount>
<AssetType>MutualFund</AssetType>
</ASSET_DETAIL>
<ASSET_HOLDER>
<NAME>
<FullName>UBS</FullName>
</NAME>
</ASSET_HOLDER>
</ASSET>
</ASSETS>
<COLLATERALS>
<COLLATERAL>
<SUBJECT_PROPERTY>
<ADDRESS>
<AddressLineText>10655 Birch St</AddressLineText>
<CityName>Burbank</CityName>
<PostalCode>915021234</PostalCode>
<StateCode>CA</StateCode>
</ADDRESS>
<PROPERTY_DETAIL>
<AttachmentType>Attached</AttachmentType>
<CommunityPropertyStateIndicator>true</CommunityPropertyStateIndicator>
<ConstructionMethodType>SiteBuilt</ConstructionMethodType>
<FinancedUnitCount>1</FinancedUnitCount>
<PropertyEstateType>FeeSimple</PropertyEstateType>
<PropertyExistingCleanEnergyLienIndicator>false</PropertyExistingCleanEnergyLienIndicator>
<PropertyInProjectIndicator>false</PropertyInProjectIndicator>
<PropertyMixedUsageIndicator>false</PropertyMixedUsageIndicator>
<PropertyStructureBuiltYear>1965</PropertyStructureBuiltYear>
<PropertyUsageType>PrimaryResidence</PropertyUsageType>
<PUDIndicator>false</PUDIndicator>
</PROPERTY_DETAIL>
<PROPERTY_VALUATIONS>
<PROPERTY_VALUATION>
<PROPERTY_VALUATION_DETAIL>
<PropertyValuationAmount>340000.00</PropertyValuationAmount>
</PROPERTY_VALUATION_DETAIL>
</PROPERTY_VALUATION>
</PROPERTY_VALUATIONS>
<SALES_CONTRACTS>
<SALES_CONTRACT>
<SALES_CONCESSIONS>
<SALES_CONCESSION>
<SalesConcessionAmount>1000.00</SalesConcessionAmount>
</SALES_CONCESSION>
</SALES_CONCESSIONS>
<SALES_CONTRACT_DETAIL>
<SalesContractAmount>340000.00</SalesContractAmount>
</SALES_CONTRACT_DETAIL>
</SALES_CONTRACT>
</SALES_CONTRACTS>
</SUBJECT_PROPERTY>
</COLLATERAL>
</COLLATERALS>
<LIABILITIES>
<LIABILITY SequenceNumber="1" xlink:label="LIABILITY_1">
<LIABILITY_DETAIL>
<LiabilityAccountIdentifier>98E543184026</LiabilityAccountIdentifier>
<LiabilityExclusionIndicator>false</LiabilityExclusionIndicator>
<LiabilityMonthlyPaymentAmount>44.00</LiabilityMonthlyPaymentAmount>
<LiabilityPayoffStatusIndicator>false</LiabilityPayoffStatusIndicator>
<LiabilityRemainingTermMonthsCount>10</LiabilityRemainingTermMonthsCount>
<LiabilityType>Revolving</LiabilityType>
<LiabilityUnpaidBalanceAmount>437.00</LiabilityUnpaidBalanceAmount>
</LIABILITY_DETAIL>
<LIABILITY_HOLDER>
<NAME>
<FullName>HEMLOCKS</FullName>
</NAME>
</LIABILITY_HOLDER>
</LIABILITY>
<LIABILITY SequenceNumber="2" xlink:label="LIABILITY_2">
<LIABILITY_DETAIL>
<LiabilityAccountIdentifier>291443C81189</LiabilityAccountIdentifier>
<LiabilityExclusionIndicator>false</LiabilityExclusionIndicator>
<LiabilityMonthlyPaymentAmount>425.00</LiabilityMonthlyPaymentAmount>
<LiabilityPayoffStatusIndicator>false</LiabilityPayoffStatusIndicator>
<LiabilityRemainingTermMonthsCount>35</LiabilityRemainingTermMonthsCount>
<LiabilityType>Installment</LiabilityType>
<LiabilityUnpaidBalanceAmount>14748.00</LiabilityUnpaidBalanceAmount>
</LIABILITY_DETAIL>
<LIABILITY_HOLDER>
<NAME>
<FullName>HILLSIDE BANK</FullName>
</NAME>
</LIABILITY_HOLDER>
</LIABILITY>
</LIABILITIES>
<LOANS>
<LOAN LoanRoleType="SubjectLoan" xlink:label="LOAN_1">
<AMORTIZATION>
<AMORTIZATION_RULE>
<AmortizationType>Fixed</AmortizationType>
<LoanAmortizationPeriodCount>360</LoanAmortizationPeriodCount>
<LoanAmortizationPeriodType>Month</LoanAmortizationPeriodType>
</AMORTIZATION_RULE>
</AMORTIZATION>
<CLOSING_INFORMATION>
<CLOSING_ADJUSTMENT_ITEMS>
<CLOSING_ADJUSTMENT_ITEM>
<CLOSING_ADJUSTMENT_ITEM_DETAIL>
<ClosingAdjustmentItemAmount>1000.00</ClosingAdjustmentItemAmount>
<ClosingAdjustmentItemType>LenderCredit</ClosingAdjustmentItemType>
</CLOSING_ADJUSTMENT_ITEM_DETAIL>
</CLOSING_ADJUSTMENT_ITEM>
</CLOSING_ADJUSTMENT_ITEMS>
<CLOSING_INFORMATION_DETAIL>
<CashFromBorrowerAtClosingAmount>28800.00</CashFromBorrowerAtClosingAmount>
</CLOSING_INFORMATION_DETAIL>
</CLOSING_INFORMATION>
<DOCUMENT_SPECIFIC_DATA_SETS>
<DOCUMENT_SPECIFIC_DATA_SET>
<URLA>
<URLA_DETAIL>
<ApplicationSignedByLoanOriginatorDate>2019-01-07</ApplicationSignedByLoanOriginatorDate>
<EstimatedClosingCostsAmount>6000.00</EstimatedClosingCostsAmount>
<PrepaidItemsEstimatedAmount>2750.00</PrepaidItemsEstimatedAmount>
</URLA_DETAIL>
<URLA_TOTAL>
<EXTENSION>
<OTHER>
<ULAD:URLA_TOTAL_EXTENSION>
<ULAD:URLATotalSellerCreditsAmount>4750.00</ULAD:URLATotalSellerCreditsAmount>
</ULAD:URLA_TOTAL_EXTENSION>
</OTHER>
</EXTENSION>
</URLA_TOTAL>
</URLA>
</DOCUMENT_SPECIFIC_DATA_SET>
</DOCUMENT_SPECIFIC_DATA_SETS>
<HMDA_LOAN>
<HMDA_LOAN_DETAIL>
<HMDA_HOEPALoanStatusIndicator>false</HMDA_HOEPALoanStatusIndicator>
</HMDA_LOAN_DETAIL>
</HMDA_LOAN>
<HOUSING_EXPENSES>
<HOUSING_EXPENSE>
<HousingExpensePaymentAmount>1475.82</HousingExpensePaymentAmount>
<HousingExpenseTimingType>Proposed</HousingExpenseTimingType>
<HousingExpenseType>FirstMortgagePrincipalAndInterest</HousingExpenseType>
</HOUSING_EXPENSE>
<HOUSING_EXPENSE>
<HousingExpensePaymentAmount>50.00</HousingExpensePaymentAmount>
<HousingExpenseTimingType>Proposed</HousingExpenseTimingType>
<HousingExpenseType>MIPremium</HousingExpenseType>
</HOUSING_EXPENSE>
<HOUSING_EXPENSE>
<HousingExpensePaymentAmount>75.00</HousingExpensePaymentAmount>
<HousingExpenseTimingType>Proposed</HousingExpenseTimingType>
<HousingExpenseType>HomeownersInsurance</HousingExpenseType>
</HOUSING_EXPENSE>
<HOUSING_EXPENSE>
<HousingExpensePaymentAmount>165.00</HousingExpensePaymentAmount>
<HousingExpenseTimingType>Proposed</HousingExpenseTimingType>
<HousingExpenseType>RealEstateTax</HousingExpenseType>
</HOUSING_EXPENSE>
<HOUSING_EXPENSE>
<HousingExpensePaymentAmount>365.00</HousingExpensePaymentAmount>
<HousingExpenseTimingType>Proposed</HousingExpenseTimingType>
<HousingExpenseType>HomeownersAssociationDuesAndCondominiumFees</HousingExpenseType>
</HOUSING_EXPENSE>
<HOUSING_EXPENSE>
<HousingExpensePaymentAmount>100.00</HousingExpensePaymentAmount>
<HousingExpenseTimingType>Proposed</HousingExpenseTimingType>
<HousingExpenseType>Other</HousingExpenseType>
</HOUSING_EXPENSE>
</HOUSING_EXPENSES>
<LOAN_DETAIL>
<ApplicationReceivedDate>2019-01-06</ApplicationReceivedDate>
<BalloonIndicator>false</BalloonIndicator>
<BelowMarketSubordinateFinancingIndicator>false</BelowMarketSubordinateFinancingIndicator>
<BorrowerCount>1</BorrowerCount>
<BuydownTemporarySubsidyFundingIndicator>false</BuydownTemporarySubsidyFundingIndicator>
<ConstructionLoanIndicator>false</ConstructionLoanIndicator>
<InterestOnlyIndicator>false</InterestOnlyIndicator>
<NegativeAmortizationIndicator>false</NegativeAmortizationIndicator>
<PrepaymentPenaltyIndicator>false</PrepaymentPenaltyIndicator>
</LOAN_DETAIL>
<LOAN_IDENTIFIERS>
<LOAN_IDENTIFIER>
<LoanIdentifier>DI-C01_v3.4</LoanIdentifier>
<LoanIdentifierType>LenderLoan</LoanIdentifierType>
</LOAN_IDENTIFIER>
</LOAN_IDENTIFIERS>
<PURCHASE_CREDITS>
<PURCHASE_CREDIT>
<PurchaseCreditAmount>10000.00</PurchaseCreditAmount>
<PurchaseCreditType>EarnestMoney</PurchaseCreditType>
</PURCHASE_CREDIT>
<PURCHASE_CREDIT>
<PurchaseCreditAmount>4200.00</PurchaseCreditAmount>
<PurchaseCreditType>LeasePurchaseFund</PurchaseCreditType>
</PURCHASE_CREDIT>
</PURCHASE_CREDITS>
<TERMS_OF_LOAN>
<BaseLoanAmount>300000.00</BaseLoanAmount>
<LienPriorityType>FirstLien</LienPriorityType>
<LoanPurposeType>Purchase</LoanPurposeType>
<MortgageType>Conventional</MortgageType>
<NoteRatePercent>4.250</NoteRatePercent>
</TERMS_OF_LOAN>
</LOAN>
</LOANS>
<PARTIES>
<!--Borrower Ken Customer-->
<PARTY>
<INDIVIDUAL>
<CONTACT_POINTS>
<CONTACT_POINT>
<CONTACT_POINT_EMAIL>
<ContactPointEmailValue>ken.c@fanniemae.com</ContactPointEmailValue>
</CONTACT_POINT_EMAIL>
</CONTACT_POINT>
<CONTACT_POINT>
<CONTACT_POINT_TELEPHONE>
<ContactPointTelephoneValue>8182222222</ContactPointTelephoneValue>
</CONTACT_POINT_TELEPHONE>
<CONTACT_POINT_DETAIL>
<ContactPointRoleType>Home</ContactPointRoleType>
</CONTACT_POINT_DETAIL>
</CONTACT_POINT>
</CONTACT_POINTS>
<!--Borrower's name-->
<NAME>
<FirstName>Ken</FirstName>
<LastName>Customer</LastName>
<MiddleName>N</MiddleName>
<SuffixName>JR</SuffixName>
</NAME>
</INDIVIDUAL>
<ADDRESSES>
<ADDRESS>
<AddressLineText>10655 Birch St</AddressLineText>
<AddressType>Mailing</AddressType>
<CityName>Burbank</CityName>
<CountryCode>US</CountryCode>
<PostalCode>915021234</PostalCode>
<StateCode>CA</StateCode>
</ADDRESS>
</ADDRESSES>
<!--Borrower selected English as preferred language-->
<LANGUAGES>
<LANGUAGE>
<LanguageCode>eng</LanguageCode>
<EXTENSION>
<OTHER>
<ULAD:LANGUAGE_EXTENSION>
<ULAD:LanguageRefusalIndicator>false</ULAD:LanguageRefusalIndicator>
</ULAD:LANGUAGE_EXTENSION>
</OTHER>
</EXTENSION>
</LANGUAGE>
</LANGUAGES>
<ROLES>
<ROLE SequenceNumber="1" xlink:label="BORROWER_1">
<BORROWER>
<!--Borrower Information Section 1-->
<BORROWER_DETAIL>
<BorrowerBirthDate>1966-07-04</BorrowerBirthDate>
<BorrowerTotalMortgagedPropertiesCount>1</BorrowerTotalMortgagedPropertiesCount>
<CommunityPropertyStateResidentIndicator>true</CommunityPropertyStateResidentIndicator>
<DependentCount>0</DependentCount>
<DomesticRelationshipIndicator>true</DomesticRelationshipIndicator>
<DomesticRelationshipType>DomesticPartnership</DomesticRelationshipType>
<MaritalStatusType>Unmarried</MaritalStatusType>
</BORROWER_DETAIL>
<COUNSELING>
<COUNSELING_EVENTS>
<COUNSELING_EVENT SequenceNumber="1"
xlink:label="COUNSELING_EVENT_1">
<COUNSELING_EVENT_DETAIL>
<CounselingConfirmationIndicator>false</CounselingConfirmationIndicator>
<CounselingType>Counseling</CounselingType>
</COUNSELING_EVENT_DETAIL>
</COUNSELING_EVENT>
<COUNSELING_EVENT SequenceNumber="2"
xlink:label="COUNSELING_EVENT_2">
<COUNSELING_EVENT_DETAIL>
<CounselingConfirmationIndicator>false</CounselingConfirmationIndicator>
<CounselingType>Education</CounselingType>
</COUNSELING_EVENT_DETAIL>
</COUNSELING_EVENT>
</COUNSELING_EVENTS>
</COUNSELING>
<CURRENT_INCOME>
<CURRENT_INCOME_ITEMS>
<!--Income from Current Employer 1-->
<CURRENT_INCOME_ITEM SequenceNumber="1"
xlink:label="CURRENT_INCOME_ITEM_1">
<CURRENT_INCOME_ITEM_DETAIL>
<CurrentIncomeMonthlyTotalAmount>10000.00</CurrentIncomeMonthlyTotalAmount>
<EmploymentIncomeIndicator>true</EmploymentIncomeIndicator>
<IncomeType>Base</IncomeType>
</CURRENT_INCOME_ITEM_DETAIL>
</CURRENT_INCOME_ITEM>
<CURRENT_INCOME_ITEM SequenceNumber="2"
xlink:label="CURRENT_INCOME_ITEM_2">
<CURRENT_INCOME_ITEM_DETAIL>
<CurrentIncomeMonthlyTotalAmount>1000.00</CurrentIncomeMonthlyTotalAmount>
<EmploymentIncomeIndicator>true</EmploymentIncomeIndicator>
<IncomeType>Overtime</IncomeType>
</CURRENT_INCOME_ITEM_DETAIL>
</CURRENT_INCOME_ITEM>
<CURRENT_INCOME_ITEM SequenceNumber="3"
xlink:label="CURRENT_INCOME_ITEM_3">
<CURRENT_INCOME_ITEM_DETAIL>
<CurrentIncomeMonthlyTotalAmount>750.00</CurrentIncomeMonthlyTotalAmount>
<EmploymentIncomeIndicator>true</EmploymentIncomeIndicator>
<IncomeType>Bonus</IncomeType>
</CURRENT_INCOME_ITEM_DETAIL>
</CURRENT_INCOME_ITEM>
<!--Income from Other Sources-->
<CURRENT_INCOME_ITEM SequenceNumber="4"
xlink:label="CURRENT_INCOME_ITEM_4">
<CURRENT_INCOME_ITEM_DETAIL>
<CurrentIncomeMonthlyTotalAmount>1000.00</CurrentIncomeMonthlyTotalAmount>
<EmploymentIncomeIndicator>false</EmploymentIncomeIndicator>
<IncomeType>DividendsInterest</IncomeType>
</CURRENT_INCOME_ITEM_DETAIL>
</CURRENT_INCOME_ITEM>
<CURRENT_INCOME_ITEM SequenceNumber="5"
xlink:label="CURRENT_INCOME_ITEM_5">
<CURRENT_INCOME_ITEM_DETAIL>
<CurrentIncomeMonthlyTotalAmount>100.00</CurrentIncomeMonthlyTotalAmount>
<EmploymentIncomeIndicator>false</EmploymentIncomeIndicator>
<IncomeType>AutomobileAllowance</IncomeType>
</CURRENT_INCOME_ITEM_DETAIL>
</CURRENT_INCOME_ITEM>
<CURRENT_INCOME_ITEM SequenceNumber="6"
xlink:label="CURRENT_INCOME_ITEM_6">
<CURRENT_INCOME_ITEM_DETAIL>
<CurrentIncomeMonthlyTotalAmount>250.00</CurrentIncomeMonthlyTotalAmount>
<EmploymentIncomeIndicator>false</EmploymentIncomeIndicator>
<IncomeType>NotesReceivableInstallment</IncomeType>
</CURRENT_INCOME_ITEM_DETAIL>
</CURRENT_INCOME_ITEM>
<CURRENT_INCOME_ITEM SequenceNumber="7"
xlink:label="CURRENT_INCOME_ITEM_7">
<CURRENT_INCOME_ITEM_DETAIL>
<CurrentIncomeMonthlyTotalAmount>1000.00</CurrentIncomeMonthlyTotalAmount>
<EmploymentIncomeIndicator>false</EmploymentIncomeIndicator>
<IncomeType>Trust</IncomeType>
</CURRENT_INCOME_ITEM_DETAIL>
</CURRENT_INCOME_ITEM>
</CURRENT_INCOME_ITEMS>
</CURRENT_INCOME>
<DECLARATION>
<DECLARATION_DETAIL>
<BankruptcyIndicator>false</BankruptcyIndicator>
<CitizenshipResidencyType>USCitizen</CitizenshipResidencyType>
<HomeownerPastThreeYearsType>No</HomeownerPastThreeYearsType>
<IntentToOccupyType>Yes</IntentToOccupyType>
<OutstandingJudgmentsIndicator>false</OutstandingJudgmentsIndicator>
<PartyToLawsuitIndicator>false</PartyToLawsuitIndicator>
<PresentlyDelinquentIndicator>false</PresentlyDelinquentIndicator>
<PriorPropertyDeedInLieuConveyedIndicator>false</PriorPropertyDeedInLieuConveyedIndicator>
<PriorPropertyForeclosureCompletedIndicator>false</PriorPropertyForeclosureCompletedIndicator>
<PriorPropertyShortSaleCompletedIndicator>false</PriorPropertyShortSaleCompletedIndicator>
<PropertyProposedCleanEnergyLienIndicator>false</PropertyProposedCleanEnergyLienIndicator>
<UndisclosedBorrowedFundsIndicator>false</UndisclosedBorrowedFundsIndicator>
<UndisclosedComakerOfNoteIndicator>false</UndisclosedComakerOfNoteIndicator>
<UndisclosedCreditApplicationIndicator>false</UndisclosedCreditApplicationIndicator>
<UndisclosedMortgageApplicationIndicator>false</UndisclosedMortgageApplicationIndicator>
<EXTENSION>
<OTHER>
<ULAD:DECLARATION_DETAIL_EXTENSION>
<ULAD:SpecialBorrowerSellerRelationshipIndicator>
false</ULAD:SpecialBorrowerSellerRelationshipIndicator>
</ULAD:DECLARATION_DETAIL_EXTENSION>
</OTHER>
</EXTENSION>
</DECLARATION_DETAIL>
</DECLARATION>
<EMPLOYERS>
<EMPLOYER SequenceNumber="1" xlink:label="EMPLOYER_1">
<LEGAL_ENTITY>
<CONTACTS>
<CONTACT>
<CONTACT_POINTS>
<CONTACT_POINT>
<CONTACT_POINT_TELEPHONE>
<ContactPointTelephoneValue>
8183323332</ContactPointTelephoneValue>
</CONTACT_POINT_TELEPHONE>
</CONTACT_POINT>
</CONTACT_POINTS>
</CONTACT>
</CONTACTS>
<LEGAL_ENTITY_DETAIL>
<FullName>National Consulting</FullName>
</LEGAL_ENTITY_DETAIL>
</LEGAL_ENTITY>
<ADDRESS>
<AddressLineText>1236 Main St</AddressLineText>
<CityName>Burbank</CityName>
<PostalCode>915021234</PostalCode>
<StateCode>CA</StateCode>
</ADDRESS>
<EMPLOYMENT>
<EmploymentBorrowerSelfEmployedIndicator>false</EmploymentBorrowerSelfEmployedIndicator>
<EmploymentClassificationType>Primary</EmploymentClassificationType>
<EmploymentPositionDescription>Consultant</EmploymentPositionDescription>
<EmploymentStartDate>2003-02-15</EmploymentStartDate>
<EmploymentStatusType>Current</EmploymentStatusType>
<EmploymentTimeInLineOfWorkMonthsCount>252</EmploymentTimeInLineOfWorkMonthsCount>
<SpecialBorrowerEmployerRelationshipIndicator>
false</SpecialBorrowerEmployerRelationshipIndicator>
<EXTENSION>
<OTHER>
<DU:EMPLOYMENT_EXTENSION>
<DU:ForeignIncomeIndicator>false</DU:ForeignIncomeIndicator>
<DU:SeasonalIncomeIndicator>false</DU:SeasonalIncomeIndicator>
</DU:EMPLOYMENT_EXTENSION>
</OTHER>
</EXTENSION>
</EMPLOYMENT>
</EMPLOYER>
</EMPLOYERS>
<GOVERNMENT_MONITORING>
<GOVERNMENT_MONITORING_DETAIL>
<HMDAEthnicityRefusalIndicator>false</HMDAEthnicityRefusalIndicator>
<HMDAGenderRefusalIndicator>false</HMDAGenderRefusalIndicator>
<HMDARaceRefusalIndicator>false</HMDARaceRefusalIndicator>
<EXTENSION>
<OTHER>
<ULAD:GOVERNMENT_MONITORING_DETAIL_EXTENSION>
<ULAD:ApplicationTakenMethodType>
FaceToFace</ULAD:ApplicationTakenMethodType>
<ULAD:HMDAGenderType>Male</ULAD:HMDAGenderType>
</ULAD:GOVERNMENT_MONITORING_DETAIL_EXTENSION>
</OTHER>
</EXTENSION>
</GOVERNMENT_MONITORING_DETAIL>
<HMDA_RACES>
<HMDA_RACE>
<HMDA_RACE_DETAIL>
<HMDARaceType>BlackOrAfricanAmerican</HMDARaceType>
</HMDA_RACE_DETAIL>
</HMDA_RACE>
</HMDA_RACES>
<EXTENSION>
<OTHER>
<ULAD:GOVERNMENT_MONITORING_EXTENSION>
<ULAD:HMDA_ETHNICITIES>
<ULAD:HMDA_ETHNICITY>
<ULAD:HMDAEthnicityType>
HispanicOrLatino</ULAD:HMDAEthnicityType>
</ULAD:HMDA_ETHNICITY>
</ULAD:HMDA_ETHNICITIES>
</ULAD:GOVERNMENT_MONITORING_EXTENSION>
</OTHER>
</EXTENSION>
</GOVERNMENT_MONITORING>
<RESIDENCES>
<!--Borrower Current Address-->
<RESIDENCE>
<ADDRESS>
<AddressLineText>10655 Birch St</AddressLineText>
<CityName>Burbank</CityName>
<PostalCode>915021234</PostalCode>
<StateCode>CA</StateCode>
</ADDRESS>
<LANDLORD>
<LANDLORD_DETAIL>
<MonthlyRentAmount>3500.00</MonthlyRentAmount>
</LANDLORD_DETAIL>
</LANDLORD>
<RESIDENCE_DETAIL>
<BorrowerResidencyBasisType>Rent</BorrowerResidencyBasisType>
<BorrowerResidencyDurationMonthsCount>43</BorrowerResidencyDurationMonthsCount>
<BorrowerResidencyType>Current</BorrowerResidencyType>
</RESIDENCE_DETAIL>
</RESIDENCE>
</RESIDENCES>
</BORROWER>
<ROLE_DETAIL>
<PartyRoleType>Borrower</PartyRoleType>
</ROLE_DETAIL>
</ROLE>
</ROLES>
<TAXPAYER_IDENTIFIERS>
<TAXPAYER_IDENTIFIER>
<TaxpayerIdentifierType>SocialSecurityNumber</TaxpayerIdentifierType>
<TaxpayerIdentifierValue>500507000</TaxpayerIdentifierValue>
</TAXPAYER_IDENTIFIER>
</TAXPAYER_IDENTIFIERS>
</PARTY>
<!--New Titleholder.-->
<PARTY>
<INDIVIDUAL>
<NAME>
<FullName>Kenneth Customer</FullName>
</NAME>
</INDIVIDUAL>
<ROLES>
<ROLE SequenceNumber="1" xlink:label="PROPERTY_OWNER_1">
<PROPERTY_OWNER>
<PropertyOwnerStatusType>Proposed</PropertyOwnerStatusType>
<RelationshipVestingType>Individual</RelationshipVestingType>
</PROPERTY_OWNER>
<ROLE_DETAIL>
<PartyRoleType>PropertyOwner</PartyRoleType>
</ROLE_DETAIL>
</ROLE>
</ROLES>
</PARTY>
<!--Loan Originator Information-->
<PARTY>
<LEGAL_ENTITY>
<LEGAL_ENTITY_DETAIL>
<FullName>ABC Mortgage</FullName>
</LEGAL_ENTITY_DETAIL>
</LEGAL_ENTITY>
<ADDRESSES>
<ADDRESS>
<AddressLineText>412 H St, NW</AddressLineText>
<CityName>Washington</CityName>
<PostalCode>200121234</PostalCode>
<StateCode>DC</StateCode>
</ADDRESS>
</ADDRESSES>
<ROLES>
<ROLE SequenceNumber="1" xlink:label="LOAN_ORIGINATION_COMPANY_1">
<LICENSES>
<LICENSE>
<LICENSE_DETAIL>
<LicenseIdentifier>123456789111</LicenseIdentifier>
</LICENSE_DETAIL>
</LICENSE>
</LICENSES>
<ROLE_DETAIL>
<PartyRoleType>LoanOriginationCompany</PartyRoleType>
</ROLE_DETAIL>
</ROLE>
</ROLES>
</PARTY>
<PARTY>
<INDIVIDUAL>
<CONTACT_POINTS>
<CONTACT_POINT>
<CONTACT_POINT_TELEPHONE>
<ContactPointTelephoneValue>2023333333</ContactPointTelephoneValue>
</CONTACT_POINT_TELEPHONE>
</CONTACT_POINT>
</CONTACT_POINTS>
<NAME>
<FirstName>John</FirstName>
<LastName>Done</LastName>
</NAME>
</INDIVIDUAL>
<ROLES>
<ROLE SequenceNumber="1" xlink:label="LOAN_ORIGINATOR_1">
<LICENSES>
<LICENSE>
<LICENSE_DETAIL>
<LicenseIdentifier>123456789012</LicenseIdentifier>
</LICENSE_DETAIL>
</LICENSE>
</LICENSES>
<ROLE_DETAIL>
<PartyRoleType>LoanOriginator</PartyRoleType>
</ROLE_DETAIL>
</ROLE>
</ROLES>
</PARTY>
</PARTIES>
<RELATIONSHIPS xsi:type="RELATIONSHIPS">
<!-- Linking Borrower to Assets-->
<RELATIONSHIP SequenceNumber="1" xlink:from="ASSET_1" xlink:to="BORROWER_1"
xlink:arcrole="urn:fdc:mismo.org:2009:residential/ASSET_IsAssociatedWith_ROLE" />
<RELATIONSHIP SequenceNumber="2" xlink:from="ASSET_2" xlink:to="BORROWER_1"
xlink:arcrole="urn:fdc:mismo.org:2009:residential/ASSET_IsAssociatedWith_ROLE" />
<RELATIONSHIP SequenceNumber="3" xlink:from="ASSET_3" xlink:to="BORROWER_1"
xlink:arcrole="urn:fdc:mismo.org:2009:residential/ASSET_IsAssociatedWith_ROLE" />
<RELATIONSHIP SequenceNumber="4" xlink:from="ASSET_4" xlink:to="BORROWER_1"
xlink:arcrole="urn:fdc:mismo.org:2009:residential/ASSET_IsAssociatedWith_ROLE" />
<!-- Linking Borrower's Income to Current Employer-->
<RELATIONSHIP SequenceNumber="5" xlink:from="CURRENT_INCOME_ITEM_1"
xlink:to="EMPLOYER_1"
xlink:arcrole="urn:fdc:mismo.org:2009:residential/CURRENT_INCOME_ITEM_IsAssociatedWith_EMPLOYER" />
<RELATIONSHIP SequenceNumber="6" xlink:from="CURRENT_INCOME_ITEM_2"
xlink:to="EMPLOYER_1"
xlink:arcrole="urn:fdc:mismo.org:2009:residential/CURRENT_INCOME_ITEM_IsAssociatedWith_EMPLOYER" />
<RELATIONSHIP SequenceNumber="7" xlink:from="CURRENT_INCOME_ITEM_3"
xlink:to="EMPLOYER_1"
xlink:arcrole="urn:fdc:mismo.org:2009:residential/CURRENT_INCOME_ITEM_IsAssociatedWith_EMPLOYER" />
<!-- Linking Borrower to Liabilities-->
<RELATIONSHIP SequenceNumber="8" xlink:from="LIABILITY_1"
xlink:to="BORROWER_1"
xlink:arcrole="urn:fdc:mismo.org:2009:residential/LIABILITY_IsAssociatedWith_ROLE" />
<RELATIONSHIP SequenceNumber="9" xlink:from="LIABILITY_2"
xlink:to="BORROWER_1"
xlink:arcrole="urn:fdc:mismo.org:2009:residential/LIABILITY_IsAssociatedWith_ROLE" />
</RELATIONSHIPS>
</DEAL>
</DEALS>
</DEAL_SET>
</DEAL_SETS>
</MESSAGE>
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