/etc/pam.d/system-auth default centos 6.5 https://www.digitalocean.com/community/articles/how-to-set-password-policy-on-a-centos-6-vps changed from default minimum of 2 upper case + 2 lower case + 2 numbers + 2 symbols for passwords and deny reusing the last 5 passwords

system-auth

#%PAM-1.0
# This file is auto-generated.
# User changes will be destroyed the next time authconfig is run.
auth        required      pam_env.so
auth        sufficient    pam_unix.so nullok try_first_pass
auth        requisite     pam_succeed_if.so uid >= 500 quiet
auth        required      pam_deny.so

account     required      pam_unix.so
account     sufficient    pam_localuser.so
account     sufficient    pam_succeed_if.so uid < 500 quiet
account     required      pam_permit.so

password    requisite     pam_cracklib.so try_first_pass retry=3 type= ucredit=-2 lcredit=-2 dcredit=-2 ocredit=-2
password    sufficient    pam_unix.so sha512 shadow nullok try_first_pass use_authtok remember=5
password    required      pam_deny.so

session     optional      pam_keyinit.so revoke
session     required      pam_limits.so
session     [success=1 default=ignore] pam_succeed_if.so service in crond quiet use_uid
session     required      pam_unix.so