sshcd.sh

# let's assume the command is:
# sshcd -v -q root@example.com:/path/to/file

# grabs the last argument of command, the target: "root@example.com:/path/to/file
t="${!#}"

# command to run, which I've broken down line by line
c=(
"ssh" 
"-t"               # force pseudo-tty allocation (http://www.openbsd.org/cgi-bin/man.cgi?query=ssh&sektion=1)
"${@:1:$(($#-1))}" # list each of the arguments other than the target ("-v -q")
"${t%:*}"          # target before the last ":"
"cd ${t##*:}; \$SHELL -l" # target before the first ":", and start the shell
)

"${c[@]}" # run the command