Created
February 26, 2015 15:41
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module PensionsCalculator | |
class RioCalc | |
def initialize(potsize) | |
@potsize = potsize | |
end | |
def run_calc() | |
person = PensionsCalculator::Person.new; | |
person.salary = 50000; | |
contributions = [100, 200, 300, 400, 500, 600, 700, 800, 900, 1000] | |
terms = [1,3,5,10,15,20,30] | |
contributions.each { |cont| | |
print "#{@potsize}, #{cont}," | |
terms.each { |term| | |
pot = PensionsCalculator::Pot.new(current_pots: PensionsCalculator::CurrentPots.new(pot_1: @potsize), employee_contribution: PensionsCalculator::Contribution.new(salary: person.salary, value: cont*12), employer_contribution: PensionsCalculator::Contribution.new(salary: person.salary, value: 0)); | |
potvalue = pot.value_at(Date.new((2015+term), 02, 12)) | |
print " #{potvalue}," | |
} | |
print "\n" | |
} | |
end | |
def get_slicing_numbers() | |
person = PensionsCalculator::Person.new; | |
person.salary = 50000; | |
contribution = 0 | |
lump_sum_percentages = [0, 0.05, 0.1, 0.2, 0.25, 0.5] | |
lump_sum_percentages.each { |percent| | |
withdrawal = @potsize * percent | |
tax_free_withdrawal = withdrawal * 0.25 | |
taxed_withdrawal = withdrawal * 0.75 | |
remainder = @potsize - withdrawal | |
pot_in_ten = PensionsCalculator::Pot.new(current_pots: PensionsCalculator::CurrentPots.new(pot_1: remainder), employee_contribution: PensionsCalculator::Contribution.new(salary: person.salary, value: 0), employer_contribution: PensionsCalculator::Contribution.new(salary: person.salary, value: 0)); | |
pot_in_ten_value = pot_in_ten.value_at(Date.new((2025), 02, 12)) # assuming looking for value in 10 years time | |
print "#{@potsize}, " | |
print "#{percent*100}%, " | |
print "#{withdrawal}, #{withdrawal*0.25}, #{withdrawal*0.75}, " | |
print "#{pot_in_ten_value.round(2)}, " | |
print "#{(pot_in_ten_value*0.25).round(2)}, " | |
print "<<needs working out>>\n" | |
} | |
end | |
end | |
end |
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To run the script
cd spec/dummy/
bundle exec rails c
Then once the ruby shell is running enter
test = PensionsCalculator::RioCalc.new(100000); test.get_slicing_numbers();