My preferred rails starter template.

template.rb

environment do
  <<-EOS

    config.generators do |generate|
      generate.javascripts false
      generate.stylesheets false
      generate.helper      false
    end
  EOS
end

gem 'simple_form'

gem_group :development, :test do
  gem "rspec-rails"
end

gem_group :test do
  gem "capybara"
end

gem_group :assets do
  gem "bourbon"
  gem "neat"
end

git :init
git add: "."
git commit: "-a -m 'Lets get started.'"