citibank_yakuza_mail.txt

Dear Customers,

Thank you for banking with Citibank.

We would like to notify you of changes we have made to our account 
policies.
These changes have been made as part of our cooperative effort to 
contribute to the Japanese government's policy that aims to eliminate
racketeering in Japan.

In June 2007, the Japanese government implemented, "Basic Principles
to Prevent Damages from Antisocial Forces." All members of the Japan 
Bankers Association agreed on the "JBA Agreement for Strengthening 
Efforts to Eliminate Racketeering" in July of the same year.
In September 2009, the association announced detailed new policies to
reinforce its efforts based on the previous agreement. Under the newly
implemented policies, we at Citibank Japan have decided to do our part
by strengthening our account regulations.

We hereby inform you that these account policy changes will come into
effect in February 2010.
Please see the reverse for our new account policies.


 ==Outline of our new account etc. policies==

 -Refusal of dealings with criminal elements-

  We at Citibank hereby state that we may restrict or terminate our
  relations and/or service provisions to a customer if the customer
  falls under the category of antisocial forces or is a member of such
  organizations.

 -Definition of persons or organizations that fall under the category
  of criminal elements-

  1.When it has become clear that the customer falls into any of the
    items below (including the cases where he/she was in the past):

    a.Boryokudan (organized crime): Organizations that encourage its
      members to engage collectively or habitually in violent, unlawful,
      etc., acts.

    b.Boryokudan-in (members of organized crime): Members of Boryokudan.

    c.Boryokudan jun koseiin (quasi-members of Boryokudan): Parties who 
      maintain relationships with, cooperate with, or engage in the 
      maintenance or operation of Boryokudan by providing funds, weapons,
      etc., to Boryokudan or members of Boryokudan, but who are not 
      themselves members.

    d.Boryokudan kankei kigyou (organized crime-related companies):
      Companies run by members of Boryokudan, quasi-members, or former
      members of Boryokudan, that maintain relationship with, cooperate
      with, or engage in the maintenance or operation of Boryokudan by
      providing funds to Boryokudan or by other means, or those companies
      that actively use Boryokudan in doing business, etc., and cooperate
      in the maintenance or operation of Boryokudan.

    e.Sokaiya (corporate racketeers): Sokaiya, Kaisha goro 
      (corporate racketeers) and others who may potentially engage in
      violent, unlawful, etc., acts in an effort to seek illicit benefits
      from civil society and may threaten the safety of civil life.
      Shakai undo etc. hyobo goro (those forces claiming to be social 
      movements): Groups or individuals who disguise themselves as/claim
      to be social movements or political activities and may potentially
      engage in violent, unlawful, etc., acts to seek illicit benefits
      from civil society and may threaten the safety of civil life.
      Tokushu chino boryoku shudan etc. (special intellectual violent
      organizations): Groups or individuals, except those listed in A to
      D above, who use Boryokudan or their relationships with Boryokudan
      to engage in violent, unlawful, etc., acts in an effort to seek
      illicit benefits from civil society and may threaten the safety of
      civil life.

    f.Any other person relative to these or equivalent to any of the 
      previous items.

  2.When the customer committed any act that falls into any of the items
    below by him/herself or by using a third party.

    a.Violent demand

    b.Undue demand beyond legal responsibilities

    c.Threatening behavior or using violent force regarding transactions

    d.Damaging Citibank's credit or obstructing Citibank's business by
    spreading false rumors or by the use of fraudulent means or force

    e.Any other act equivalent to any of the previous items.

 For further information, visit our website or call the number shown below.

 https://www.citibank.co.jp/en/customernotices/customernoticesindex/customernoticepages/cust_121409_01.html

 Feel free to contact us
 0120-110-330(24 hours/day, 365 days/year)


 We look forward to your ongoing support.

  Sincerely,

  Citibank Japan Ltd.