gistfile1.txt

module ConsumerDemo
  module Consumer
    module Applications
      class UnderwritingQuestionsController < ApplicationController
        skip_before_action :authenticate_user!
        # rubocop:disable Metrics/MethodLength
        def index
          application = DataStore.get_application(params.to_unsafe_hash[:application_id])

          if application.nil?
            return render status: :not_found
          end

          business_category = application[:document][:industry][:display_name]
          Rails.logger.info "Business Category: #{business_category}"

          generic_underwriting_questions = [
            {
              id: SecureRandom.uuid,
              type: "boolean",
              question: "Does the applicant own more than 50% of any business other than the one described?",
              values: nil,
              default_value: false,
              validation: [
                {
                  params: [],
                  message: "You must select yes or no.",
                  function: "required"
                }
              ],
              map_from: [],
              map_response: [],
              show: nil,
              sub_text: ""
            },
            {
              id: SecureRandom.uuid,
              type: "boolean",
              question: "Any group transportation provided?",
              values: nil,
              default_value: false,
              validation: [
                {
                  params: [],
                  message: "You must select yes or no.",
                  function: "required"
                }
              ],
              map_from: [],
              map_response: [],
              show: nil,
              sub_text: ""
            },
            {
              id: SecureRandom.uuid,
              type: "boolean",
              question: "Are uninsured subcontractors ever used?",
              values: nil,
              default_value: false,
              validation: [
                {
                  params: [],
                  message: "You must select yes or no.",
                  function: "required"
                }
              ],
              map_from: [],
              map_response: [],
              show: nil,
              sub_text: ""
            },
            {
              id: SecureRandom.uuid,
              type: "boolean",
              question: "Does the insured do any delivery?",
              values: nil,
              default_value: false,
              validation: [
                {
                  params: [],
                  message: "You must select yes or no.",
                  function: "required"
                }
              ],
              map_from: [],
              map_response: [],
              show: nil,
              sub_text: ""
            },
            {
              id: SecureRandom.uuid,
              type: "boolean",
              question: "Does the insured perform any work above 2 stories?",
              values: nil,
              default_value: false,
              validation: [
                {
                  params: [],
                  message: "You must select yes or no.",
                  function: "required"
                }
              ],
              map_from: [],
              map_response: [],
              show: nil,
              sub_text: ""
            },
            {
              id: SecureRandom.uuid,
              type: "boolean",
              question: "Does the applicant sub out more than 20% of total work performed?",
              values: nil,
              default_value: false,
              validation: [
                {
                  params: [],
                  message: "You must select yes or no.",
                  function: "required"
                }
              ],
              map_from: [],
              map_response: [],
              show: nil,
              sub_text: ""
            },
            {
              id: SecureRandom.uuid,
              type: "boolean",
              question: "Does insured's travel radius exceed 200 miles?",
              values: nil,
              default_value: false,
              validation: [
                {
                  params: [],
                  message: "You must select yes or no.",
                  function: "required"
                }
              ],
              map_from: [],
              map_response: [],
              show: nil,
              sub_text: ""
            },
            {
              id: SecureRandom.uuid,
              type: "boolean",
              question: "Do employees use vehicles to perform job duties?",
              values: nil,
              default_value: false,
              validation: [
                {
                  params: [],
                  message: "You must select yes or no.",
                  function: "required"
                }
              ],
              map_from: [],
              map_response: [],
              show: nil,
              sub_text: ""
            },
            {
              id: SecureRandom.uuid,
              type: "boolean",
              question: "Any regular out of office exposure by clerical employees?",
              values: nil,
              default_value: false,
              validation: [
                {
                  params: [],
                  message: "You must select yes or no.",
                  function: "required"
                }
              ],
              map_from: [],
              map_response: [],
              show: nil,
              sub_text: ""
            },
            {
              id: SecureRandom.uuid,
              type: "boolean",
              question: "Are operations 24 hours?",
              values: nil,
              default_value: false,
              validation: [
                {
                  params: [],
                  message: "You must select yes or no.",
                  function: "required"
                }
              ],
              map_from: [],
              map_response: [],
              show: nil,
              sub_text: ""
            },
            {
              id: SecureRandom.uuid,
              type: "boolean",
              question: "Do any employees live on premise?",
              values: nil,
              default_value: false,
              validation: [
                {
                  params: [],
                  message: "You must select yes or no.",
                  function: "required"
                }
              ],
              map_from: [],
              map_response: [],
              show: nil,
              sub_text: ""
            }
          ]

          wc_underwriting_questions = []

          if business_category == "Electrical contractor"
            wc_underwriting_questions += [
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Do employees work in trenches greater than three (3) feet deep?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              },
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Does the applicant sub out more than 20% of total work performed?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              },
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Is at least 80% of the applicant's work residential electrical wiring?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              },
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Does your business do any solar or roof top work?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              },
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: " Does your business perform any overhead street lighting or traffic signal work?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              },
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Does your business use any new building materials or technology that has not been tested or yet to have building code standards?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              },
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Does the applicant ever work over 3 stories?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              }
            ]
          elsif business_category == "Business Consulting"
            wc_underwriting_questions += [
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Does the applicant provide money gram/check cashing services?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              },
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Is all of the payroll derived from salespersons and/or include foreign travel?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              },
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: " Does your business primarily advise clients on matters relating to general management and strategy?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              }
            ]
          elsif business_category == "Landscaping services"
            wc_underwriting_questions += [
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Does the applicant provide snow plowing services other than residential driveways and parking lots?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              },
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Do employees use vehicles to perform job duties?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              },
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Does your business build retaining walls above 5 feet?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              },
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Does your business hire subcontractors?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              },
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Does your business use any new building materials or technology that has not been tested or yet to have building code standards?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              },
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Does your business use day laborers or unskilled workers?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              },
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Any security employees or armed security (employee or contracted)?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              }
            ]
          else
            wc_underwriting_questions += generic_underwriting_questions
          end

          bop_underwriting_questions = []

          if business_category == "Electrical contractor"
            bop_underwriting_questions += [
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Does your business install or repair generators?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              },
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Do you or other business owners review MVRs annually for employees who drive regularly?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              },
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Any group transportation provided?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              },
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Does insured's travel radius exceed 200 miles?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              }
            ]
          elsif business_category == "Business consulting"
            bop_underwriting_questions += [
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Is the applicant an employee leasing/staffing firm/employee placement agency?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              },
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Applicant is a rental operation",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              },
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Does the applicant own more than 50% of any business other than the one described?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              },
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Is your business a professional employer organization (PEO)?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              },
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Applicant is involved in logistics",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              }
            ]
          elsif business_category == "Landscaping services"
            bop_underwriting_questions += [
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Does the majority of the applicant's work involve roadside services?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              },
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Does your business use herbicides and insecticides?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              },
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Does insured's travel radius exceed 200 miles?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              },
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Does the insured install pools or ponds?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              }
            ]
          elsif business_category == "Restaurant, no waitstaff"
            bop_underwriting_questions += [
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Is the applicant open 24 hours?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              },
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Any health inspection or food safety violations in the past three years?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              },
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Are alcoholic beverages sold?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              },
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Are there any playgrounds or playrooms on premises?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              },
              {
                id: SecureRandom.uuid,
                type: "boolean",
                question: "Do they have musicians or entertainers?",
                values: nil,
                default_value: false,
                validation: [
                  {
                    params: [],
                    message: "You must select yes or no.",
                    function: "required"
                  }
                ],
                map_from: [],
                map_response: [],
                show: nil,
                sub_text: ""
              }
            ]
          else

            bop_underwriting_questions += generic_underwriting_questions
          end

          Rails.logger.info params.to_unsafe_hash[:line_of_business_abbr]

          if params.to_unsafe_hash[:line_of_business_abbr] == "WC"
            render json: wc_underwriting_questions
          elsif params.to_unsafe_hash[:line_of_business_abbr] == "BOP"
            Rails.logger.info "enter"
            render json: bop_underwriting_questions
          else
            render json: generic_underwriting_questions
          end
        end

        def update
          render json: {value: params[:value]}
        end
        # rubocop:enable Metrics/MethodLength
      end
    end
  end
end

# wc
#   Electrical Contractor
#     Do employees work in trenches greater than three (3) feet deep?
#     Does the applicant sub out more than 20% of total work performed?
#     "Is at least 80% of the applicant's work residential electrical wiring?"
#     Does your business do any solar or roof top work?
#     Does your business perform any overhead street lighting or traffic signal work?
#     Does your business use any new building materials or technology that has not been tested or yet to have building code standards?
#     Does the applicant ever work over 3 stories?
#   Business Consulting
#     Does the applicant provide money gram/check cashing services?
#     Is all of the payroll derived from salespersons and/or include foreign travel?
#     Does your business primarily advise clients on matters relating to general management and strategy?
#   Landscaping services
#     Does the applicant provide snow plowing services other than residential driveways and parking lots?
#     Do employees use vehicles to perform job duties?
#     Does your business build retaining walls above 5 feet?
#     Does your business hire subcontractors?
#     Does your business use any new building materials or technology that has not been tested or yet to have building code standards?
#     Does your business use day laborers or unskilled workers?
#     Any security employees or armed security (employee or contracted)?

# bop
#   Electrical Contractor
#     Does your business install or repair generators?
#     Do you or other business owners review MVRs annually for employees who drive regularly?
#     Any group transportation provided?
#     "Does insured's travel radius exceed 200 miles?"

#   Business consulting
#     Is the applicant an employee leasing/staffing firm/employee placement agency?
#     Applicant is a rental operation
#     Does the applicant own more than 50% of any business other than the one described?
#     Is your business a professional employer organization (PEO)?
#     Applicant is involved in logistics

#   Landscaping services
#     "Does the majority of the applicant's work involve roadside services?"
#     Does your business use herbicides and insecticides?
#     "Does insured's travel radius exceed 200 miles?"
#     Does the insured install pools or ponds?

#   Restuarant, no waitstaff
#     Is the applicant open 24 hours?
#     Any health inspection or food safety violations in the past three years?
#     Are alcoholic beverages sold?
#     Are there any playgrounds or playrooms on premises?
#     Do they have musicians or entertainers?