Magento. Get all active payment methods.

mage_get_active_payment_methods.md

 /**
  * Retrieve all active payment methods
  */
	public function getActivPaymentMethods()
	{
	   $payments = Mage::getSingleton('payment/config')->getActiveMethods();
 
	   $methods = array(array('value'=>'', 'label'=>Mage::helper('adminhtml')->__('--Please Select--')));
 
	   foreach ($payments as $paymentCode=>$paymentModel) {
            $paymentTitle = Mage::getStoreConfig('payment/'.$paymentCode.'/title');
            $methods[$paymentCode] = array(
                'label'   => $paymentTitle,
                'value' => $paymentCode,
            );
        }
 
     return $methods;
}