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| Product | Year | Cash flows | Currency | |
|---|---|---|---|---|
| Flood insurance | 0 | 24000 | USD | |
| Flood insurance | 1 | -2000 | USD | |
| Flood insurance | 2 | -2000 | USD | |
| Flood insurance | 3 | -2000 | USD | |
| Flood insurance | 4 | -2000 | USD | |
| Flood insurance | 5 | -2000 | USD | |
| Flood insurance | 6 | -2000 | USD | |
| Flood insurance | 7 | -2000 | USD | |
| Flood insurance | 8 | -2000 | USD | |
| Flood insurance | 9 | -2000 | USD | |
| Flood insurance | 10 | -2000 | USD | |
| Fire insurance | 0 | 3000 | USD | |
| Fire insurance | 1 | -500 | USD | |
| Fire insurance | 2 | -300 | USD | |
| Fire insurance | 3 | -200 | USD | |
| Fire insurance | 4 | -200 | USD | |
| Fire insurance | 5 | -200 | USD | |
| Fire insurance | 6 | -200 | USD | |
| Fire insurance | 7 | -200 | USD | |
| Fire insurance | 8 | -200 | USD | |
| Fire insurance | 9 | -200 | USD | |
| Fire insurance | 10 | -100 | USD |
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