maybe-hide-bp-charge-message

function mycred_pro_maybe_hide_message_charge( $content ) {

	// Only applicable to texts starting with New Reply:
	if ( substr( $content, 0, 10 ) == 'New Reply:' && function_exists( 'bp_loggedin_user_id' ) ) {

		$user_id = bp_loggedin_user_id();

		// If a user does not the bp_charges_pay capability
		// hide the message
		if ( ! user_can( 'bp_charges_pay', $user_id ) )
			return '';

	}

	return $content;

}
add_filter( 'mycred_parse_tags_general', 'mycred_pro_maybe_hide_message_charge' );