jacqui/dear_friend

## dear_friend
My Dear Friend, be my expected future partner,

My name is Mr.Phillip Morris. I am a banker here in Ghana. I got your contact from the online data base. I need your help to transfer the sum of US$12,500,000.00 into your account as my foreign investment partner. The money is part of the profits made by our bank last year (i.e. 2013) in the branch where I am the manager. I have already submitted annual report for last year to my bank head office in Accra - Ghana, and they did not notice the excess profits.

Meanwhile, I deposited the US$12,500,000.00 in an escrow account without a beneficiary (Anonymous), to avoid any trace. I cannot be directly connected to this fund because I'm still working with the bank. So, I need your help to transfer this money to your country for you and I to share. I have the desire to invest my own share of the money in any good business venture over there in your Country. I wish to point out 10% of this money to be shared among the charity organization, the remaining 90%, you have 30% of this money as my foreign partner and 60% would be for me. There is no risk involved because it will be a bank-to-bank transfer. All I need from you is to stand as my foreign partner and I will present your name as the owner of the money to enable you provide a foreign bank account where the money will be transferred into. The intended transaction will be executed under a legitimate arrangement that will protect both of us from any breach of the law.

However, if this business proposal offends your moral ethics, do accept my sincere apology. If on the contrary you wish to achieve this goal with me, please kindly get back to me with your interest for further clarifications. Forward your reply to this Email address (mr.phillip@qip.ru)
for further details.

Thanking you in advance for your anticipated cooperation.

Sincerely,

Mr Phillip Morris
	My Dear Friend, be my expected future partner,

	My name is Mr.Phillip Morris. I am a banker here in Ghana. I got your contact from the online data base. I need your help to transfer the sum of US$12,500,000.00 into your account as my foreign investment partner. The money is part of the profits made by our bank last year (i.e. 2013) in the branch where I am the manager. I have already submitted annual report for last year to my bank head office in Accra - Ghana, and they did not notice the excess profits.

	Meanwhile, I deposited the US$12,500,000.00 in an escrow account without a beneficiary (Anonymous), to avoid any trace. I cannot be directly connected to this fund because I'm still working with the bank. So, I need your help to transfer this money to your country for you and I to share. I have the desire to invest my own share of the money in any good business venture over there in your Country. I wish to point out 10% of this money to be shared among the charity organization, the remaining 90%, you have 30% of this money as my foreign partner and 60% would be for me. There is no risk involved because it will be a bank-to-bank transfer. All I need from you is to stand as my foreign partner and I will present your name as the owner of the money to enable you provide a foreign bank account where the money will be transferred into. The intended transaction will be executed under a legitimate arrangement that will protect both of us from any breach of the law.

	However, if this business proposal offends your moral ethics, do accept my sincere apology. If on the contrary you wish to achieve this goal with me, please kindly get back to me with your interest for further clarifications. Forward your reply to this Email address (mr.phillip@qip.ru)
	for further details.

	Thanking you in advance for your anticipated cooperation.

	Sincerely,

	Mr Phillip Morris