jhawli

Terms of Service — personal-finance-tracker

This application is a non-commercial, single-user tool operated by its sole user for private finance aggregation.

• The application is not offered, distributed, or made available to any third party.
• No service is provided to other users; no warranties, support, or service-level commitments exist.
• The application is used exclusively under Enable Banking's restricted mode and accesses only the operator's own bank accounts.
• Use is at the operator's own risk.

Contact: julian.hawlicek@gmx.at

jhawli

Privacy Notice — personal-finance-tracker

This application is operated for private personal use only by a single individual (the account holder).

• It accesses solely the account holder's own bank accounts via Enable Banking's restricted mode (PSD2 AISP).
• All retrieved transaction and account data is stored locally on hardware controlled by the account holder.
• No personal data is shared with third parties, sold, or transmitted to any external service beyond Enable Banking (the licensed AISP) and the user's own banks.
• No other users have access to the application or its data.

For data protection matters, contact: julian.hawlicek@gmx.at