Drupal 7 & Views 3 capable dynamically loading views

my_custom_view.inc

<?php

/**
 * @file
 * Views object for the 'My Custom View' view
 * 
 * This file would be saved inside of the previously created
 * 'views' directory inside of the MYMODULE module directory.
 */
 
$view = new view;
$view->name = 'my_custom_view';
$view->description = 'A description of my custom view';
$view->tag = 'default';
$view->base_table = 'node';
$view->human_name = 'My Custom View';
$view->core = 7;
$view->api_version = 3;
$view->disabled = TRUE;

...

MYMODULE.info

name = "MY MODULE"
description = "Custom Views specific to a website"
package = "MY WEBSITE"
core = 7.x

dependencies[] = views

MYMODULE.module

<?php

/**
 * @file
 * Custom views specific to a website
 */


/**
 * Implementation of hook_views_api().
 */
function MYMODULE_views_api() {
  return array(
    'api' => 3
  );
}

MYMODULE.views_default.inc

<?php

/**
 * @file
 * Load multiple views from a folder
 */

/**
 * Implementation of hook_views_default_views().
 *
 * Create a directory named 'views' inside of your
 * module directory (e.g., MYMODULE)
 *
 * Export each view and save file with an opening php
 * delimiter at the beginning of the file, then paste
 * in your exported Views object, and finally save your
 * file with an .inc extension inside the newly created
 * 'views' directory.
 */
function MYMODULE_views_default_views() {

  $views = array();

  $path = drupal_get_path('module', 'MYMODULE') . '/views';
  $files = drupal_system_listing("/\.inc$/", $path, 'name', 0);

  foreach($files as $file) {
    include $file->uri;
    $views[$view->name] = $view;
  }

  return $views;
}