Kevin Major kmajor

## cb-analysis.md

      
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              April 30, 2026 09:46
            
              
                Cash buffer plateau analysis — Plan B retirement engine
              
          
    Cash Buffer — Why Retirement Age Plateaus

Test persona used


Age 50, $800k saved, contributing $2k/mo
$90k/yr lifestyle (net), $30k/yr Social Security starting at 67
5% real return, planning to age 100

1. Achievable retirement age as cash buffer increases


## shufu-appcast.xml
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<rss version="2.0" xmlns:sparkle="http://www.andymatuschak.org/xml-namespaces/sparkle">
    <channel>
        <title>Shufu Provider - Appcast</title>
        <item>
            <title>Version 0.0.2</title>
            <description>Minor updates and improvements.</description>
            <pubDate>Sun, 19 Nov 2022 12:00:00 +0000</pubDate>
            <enclosure url="https://play.google.com/store/apps/details?id=app.shufu.provider" sparkle:version="0.0.2" sparkle:os="android" />
        </item>
	<?xml version="1.0" encoding="utf-8"?>
	<rss version="2.0" xmlns:sparkle="http://www.andymatuschak.org/xml-namespaces/sparkle">
	<channel>
	<title>Shufu Provider - Appcast</title>
	<item>
	<title>Version 0.0.2</title>
	<description>Minor updates and improvements.</description>
	<pubDate>Sun, 19 Nov 2022 12:00:00 +0000</pubDate>
	<enclosure url="https://play.google.com/store/apps/details?id=app.shufu.provider" sparkle:version="0.0.2" sparkle:os="android" />
	</item>