When I travel to San Francisco or similar warm climates, non-midwesterners have a hard time visualizing what a cold winter day in Minnesota feels like, or how we perceive and react to one. It turns out that there is a good metaphor for summing up how a Minnesotan feels about a given temperature: how we behave when we're inside and forget something in the car. Here's how we handle that situation in various temperatures. Units below are degrees Fahrenheit.
Run out to the car and calmly grab the thing in whatever we happen to be wearing.
Run out to the car and grab the thing in whatever we happen to be wearing, but move quickly because it's kind of cold.