NH incentive logic

incentive.java

    private double calculate2011NHAdjustment() {
        EasyDate abeyanceDate = aPrincipal.getAbeyanceDate();
        EasyDate giaDate = aPrincipal.getGiaDate();
        String abeyanceYear = abeyanceDate == null ? "" : abeyanceDate.getDateAsString("YYYY");
        String giaYear = giaDate == null ? "" : giaDate.getDateAsString("YYYY");
        if (abeyanceYear.equals("2011") && giaYear.equals("2011")) {
            System.out.println("Account activaton dates are eligible");
            EasyDate endDate = new EasyDate(giaDate.getDateAsString("MM") + "/" +
                                            giaDate.getDateAsString("DD") + "/" +
                                            "2012");
            if (effectiveDate.daysDiff(endDate) <= 0) {
                System.out.println("Effective date is within incentive range");
                return 0.1;
            }
        }
        return 0.0;
    }