lonelydimple/proration.feature

## proration.feature
Feature: Update coverage for a fidelity bond
  Background:
    And the fidelity bond templates

  Scenario: Increase the penal sum and verify premium changed
    Given an approved fidelity bond covering 5 individuals for 5000 dollars
    Then the fidelity bond's premium should be 100 dollars
    When the fidelity bond's penal sum is updated to 20000 half way through the bond's term
    Then the fidelity bond's premium should be 126 dollars
    And the fidelity bond's commission should be 31.5
    And the fidelity bond update's premium adjustment should be 26.0 dollars
    And the fidelity bond update's commission adjustment should be 6.5

  Scenario: Increase the individuals covered and verify premium changed
    Given an approved fidelity bond covering 5 individuals for 5000 dollars
    When the fidelity bond's individuals covered is updated to 20 a quarter of the way through the bond's term
    Then the fidelity bond's premium should be 170 dollars

  Scenario: Decrease the penal sum and verify premium changed
    Given an approved fidelity bond covering 5 individuals for 20000 dollars
    When the fidelity bond's penal sum is updated to 5000 half way through the bond's term
    Then the fidelity bond's premium should be 126 dollars
    And the fidelity bond's commission should be 31.5

  Scenario: Increase the individuals covered which results in premium change of less than 10 dollars
    Given an approved fidelity bond covering 5 individuals for 5000 dollars
    When the fidelity bond's individuals covered is updated to 9 half way through the bond's term
    And the fidelity bond's premium should be 100 dollars
    And the fidelity bond's renewal premium should be 115 dollars
    And there should be 0 fidelity bond update transactions
    And there should be a minor update created with a renewal premium of 115 dollars

  Scenario: No change
    Given an approved fidelity bond covering 10 individuals for 5000 dollars
    When I update the fidelity with no changes then I should get a validation error
	Feature: Update coverage for a fidelity bond
	Background:
	And the fidelity bond templates

	Scenario: Increase the penal sum and verify premium changed
	Given an approved fidelity bond covering 5 individuals for 5000 dollars
	Then the fidelity bond's premium should be 100 dollars
	When the fidelity bond's penal sum is updated to 20000 half way through the bond's term
	Then the fidelity bond's premium should be 126 dollars
	And the fidelity bond's commission should be 31.5
	And the fidelity bond update's premium adjustment should be 26.0 dollars
	And the fidelity bond update's commission adjustment should be 6.5

	Scenario: Increase the individuals covered and verify premium changed
	Given an approved fidelity bond covering 5 individuals for 5000 dollars
	When the fidelity bond's individuals covered is updated to 20 a quarter of the way through the bond's term
	Then the fidelity bond's premium should be 170 dollars

	Scenario: Decrease the penal sum and verify premium changed
	Given an approved fidelity bond covering 5 individuals for 20000 dollars
	When the fidelity bond's penal sum is updated to 5000 half way through the bond's term
	Then the fidelity bond's premium should be 126 dollars
	And the fidelity bond's commission should be 31.5

	Scenario: Increase the individuals covered which results in premium change of less than 10 dollars
	Given an approved fidelity bond covering 5 individuals for 5000 dollars
	When the fidelity bond's individuals covered is updated to 9 half way through the bond's term
	And the fidelity bond's premium should be 100 dollars
	And the fidelity bond's renewal premium should be 115 dollars
	And there should be 0 fidelity bond update transactions
	And there should be a minor update created with a renewal premium of 115 dollars

	Scenario: No change
	Given an approved fidelity bond covering 10 individuals for 5000 dollars
	When I update the fidelity with no changes then I should get a validation error