balanced-example.rb

require 'balanced'

# create a test marketplace
api_key = Balanced::ApiKey.new.save
Balanced.configure(api_key.secret)
marketplace = Balanced::Marketplace.new.save

# charge $100.00 on a card
buyer = Balanced::Account.new(
  :email_address => "ekant@example.com",
  :card => {
    :card_number => "4111 1111 1111 1111",
    :expiration_month => 12,
    :expiration_year => 2014
  }
).save
buyer.debit(10000, appears_on_statement_as = "Photography by Fred")

# underwrite seller as a merchant
merchant = Balanced::Account.new(
  :email_address => "fnietzsche@example.com",
  :name => "Friedrich Nietzche",
  :street_address => "801 High St Ste 200",
  :country_code => "USA",
  :dob => "1844-10",
  :bank_account => {
    :name => "Fred Nietzsche",
    :account_number => "204820239384",
    :bank_code => "121042882"
  }
).save

# pay the merchant $90.00 via next-day direct deposit
merchant.credit(9000)

# collect $10.00 marketplace fee
marketplace.owner_account.credit(1000)