/mortgage

gistfile1.txt

[{
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        "points": 0,
        "upfrontCost": 1348
    },
    "lenderId": "ZU10d1r9moxsgsp_4rddb",
    "terms": {
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        }, {
            "amount": 450,
            "hudLine": 803,
            "name": "Appraisal fee"
        }],
        "lenderCredit": 902,
        "lockDays": 30,
        "rate": 3,
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    }
}, {
    "companyName": "Busey Bank",
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    "rating": 4.872950819672131,
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        "loanAmount": 240000,
        "monthlyPayment": 1146,
        "points": 0,
        "upfrontCost": 480
    },
    "lenderId": "ZU10gdbakbkgcuh_6sexv",
    "terms": {
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        "fees": [{
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            "name": "Loan origination fee"
        }, {
            "amount": 400,
            "hudLine": 803,
            "name": "Appraisal fee"
        }, {
            "amount": 55,
            "hudLine": 804,
            "name": "Credit report fee"
        }, {
            "amount": 96,
            "excludeFromAPR": true,
            "hudLine": 1102,
            "name": "Settlement or closing fee"
        }],
        "lenderCredit": 900,
        "lockDays": 30,
        "rate": 4,
        "termMonths": 360
    }
}, {
    "companyName": "Mortgage Services Across America",
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    "imageURL76x76Secure": "https://photos.zillowstatic.com/h_e/ISxz54qvt2bxq21000000000.jpg",
    "rating": 4.687179487179487,
    "costSummary": {
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        "loanAmount": 240000,
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        "points": 0,
        "upfrontCost": -811
    },
    "lenderId": "ZUynhf6v862d55_728x6",
    "terms": {
        "apr": 3.125,
        "fees": [{
            "amount": 1900,
            "hudLine": 801,
            "name": "Loan origination fee"
        }, {
            "amount": 450,
            "hudLine": 803,
            "name": "Appraisal fee"
        }],
        "lenderCredit": 3161,
        "lockDays": 30,
        "rate": 3.125,
        "termMonths": 180
    }
}, {
    "companyName": "AimLoan.com",
    "id": "ZQ-FJYLNCZT",
    "imageURL76x76Secure": "https://photos.zillowstatic.com/h_e/ISh71xdbo5h3sa1000000000.jpg",
    "rating": 4.274193548387097,
    "costSummary": {
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        "loanAmount": 240000,
        "monthlyPayment": 1643,
        "points": 1,
        "upfrontCost": 2837
    },
    "lenderId": "ZUz5fh1bn4m8ll_uwi3",
    "terms": {
        "apr": 3.046,
        "fees": [{
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            "hudLine": 801,
            "name": "Loan origination fee"
        }, {
            "amount": 2400,
            "hudLine": 802,
            "name": "Loan discount fee",
            "percent": 1
        }, {
            "amount": 450,
            "hudLine": 803,
            "name": "Appraisal fee"
        }, {
            "amount": 23,
            "hudLine": 804,
            "name": "Credit report fee"
        }, {
            "amount": 59,
            "hudLine": 809,
            "name": "Tax related service fee"
        }],
        "lenderCredit": 1090,
        "lockDays": 30,
        "rate": 2.875,
        "termMonths": 180
    }
}, {
    "companyName": "Zip Rate",
    "id": "ZQ-XMCDYQHB",
    "imageURL76x76Secure": "https://photos.zillowstatic.com/h_e/IS6ab1a12ean8b1000000000.jpg",
    "rating": 4.873134328358209,
    "costSummary": {
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        "monthlyPayment": 1629,
        "points": 1.3,
        "upfrontCost": 4590
    },
    "lenderId": "ZUz9bq951n3ax5_2vy2n",
    "terms": {
        "apr": 3.026,
        "fees": [{
            "amount": 3120,
            "hudLine": 802,
            "name": "Loan discount fee"
        }, {
            "amount": 475,
            "hudLine": 803,
            "name": "Appraisal fee"
        }, {
            "amount": 995,
            "hudLine": 812,
            "name": "Underwriting fee"
        }],
        "lockDays": 30,
        "rate": 2.75,
        "termMonths": 180
    }
}, {
    "companyName": "Crestline Funding Corporation",
    "id": "ZQ-CHWZNQQK",
    "imageURL76x76Secure": "https://photos.zillowstatic.com/h_e/ISph2f3czwxiah0000000000.jpg",
    "rating": 4.969072164948454,
    "costSummary": {
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        "loanAmount": 240000,
        "monthlyPayment": 1146,
        "points": 0,
        "upfrontCost": 329
    },
    "lenderId": "ZUzdgg11cvstu1_97i75",
    "terms": {
        "apr": 4.011,
        "fees": [{
            "amount": 425,
            "hudLine": 803,
            "name": "Appraisal fee"
        }],
        "lenderCredit": 96,
        "lockDays": 30,
        "rate": 4,
        "termMonths": 360
    }
}, {
    "companyName": "Bank of America, N.A.",
    "id": "ZQ-VGKYNCPQ",
    "imageURL76x76Secure": "https://photos.zillowstatic.com/h_e/ISma6az74glorh1000000000.jpg",
    "rating": 4.841085271317829,
    "costSummary": {
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        "loanAmount": 240000,
        "monthlyPayment": 1701,
        "points": 0,
        "upfrontCost": 2331
    },
    "lenderId": "ZUzr6lkkilfhu1_aj9j7",
    "terms": {
        "apr": 3.559,
        "aprSpecifiedByLender": 3.559,
        "expandFeesByDefault": true,
        "fees": [{
            "amount": 1365,
            "hudLine": 801,
            "name": "Loan origination fee"
        }, {
            "amount": 860,
            "hudLine": 803,
            "name": "Appraisal fee"
        }, {
            "amount": 22,
            "hudLine": 804,
            "name": "Credit report fee"
        }, {
            "amount": 84,
            "hudLine": 809,
            "name": "Tax related service fee"
        }, {
            "amount": 17,
            "excludeFromAPR": true,
            "hudLine": 1100,
            "name": "Flood Cert and Life of Loan"
        }, {
            "amount": 1350,
            "excludeFromAPR": true,
            "hudLine": 1101,
            "name": "Title-Closing/Escrow Fee"
        }, {
            "amount": 200,
            "excludeFromAPR": true,
            "hudLine": 1102,
            "name": "Recording Mortgage"
        }],
        "lockDays": 45,
        "rate": 3.375,
        "termMonths": 180
    }
}]