Data for backtesting investment portfolios (created by https://observablehq.com/d/78e5f7c4d459da40, firstYearOnPortfolioVisualizer=1972, lastYearOnPortfolioVisualizer = 2023, portfolioNumYears starts at 15)

financial-data.json

[[15,[{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1972,"annualReturn":10.87,"inflationAdjustedAnnualReturn":6.16},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1972,"annualReturn":2.61,"inflationAdjustedAnnualReturn":-1.74},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1972,"annualReturn":10.87,"inflationAdjustedAnnualReturn":6.16},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1972,"annualReturn":7.76,"inflationAdjustedAnnualReturn":3.18},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1973,"annualReturn":15.03,"inflationAdjustedAnnualReturn":10.15},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1973,"annualReturn":9.72,"inflationAdjustedAnnualReturn":5.07},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1973,"annualReturn":14.78,"inflationAdjustedAnnualReturn":9.91},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1973,"annualReturn":11.32,"inflationAdjustedAnnualReturn":6.6},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1974,"annualReturn":17.07,"inflationAdjustedAnnualReturn":12.03},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1974,"annualReturn":15.54,"inflationAdjustedAnnualReturn":10.56},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1974,"annualReturn":17.17,"inflationAdjustedAnnualReturn":12.12},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1974,"annualReturn":13.91,"inflationAdjustedAnnualReturn":9.01},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1975,"annualReturn":9.19,"inflationAdjustedAnnualReturn":4.09},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1975,"annualReturn":9.71,"inflationAdjustedAnnualReturn":4.58},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1975,"annualReturn":9.62,"inflationAdjustedAnnualReturn":4.5},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1975,"annualReturn":9.16,"inflationAdjustedAnnualReturn":4.06},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1976,"annualReturn":12.01,"inflationAdjustedAnnualReturn":7.15},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1976,"annualReturn":13.91,"inflationAdjustedAnnualReturn":8.97},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1976,"annualReturn":12.32,"inflationAdjustedAnnualReturn":7.45},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1976,"annualReturn":11.42,"inflationAdjustedAnnualReturn":6.6},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1977,"annualReturn":10.41,"inflationAdjustedAnnualReturn":5.9},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1977,"annualReturn":13.1,"inflationAdjustedAnnualReturn":8.48},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1977,"annualReturn":10.49,"inflationAdjustedAnnualReturn":5.97},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1977,"annualReturn":10.07,"inflationAdjustedAnnualReturn":5.58},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1978,"annualReturn":11.01,"inflationAdjustedAnnualReturn":6.7},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1978,"annualReturn":12.74,"inflationAdjustedAnnualReturn":8.36},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1978,"annualReturn":11.3,"inflationAdjustedAnnualReturn":6.98},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1978,"annualReturn":10.64,"inflationAdjustedAnnualReturn":6.34},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1979,"annualReturn":9.84,"inflationAdjustedAnnualReturn":5.75},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1979,"annualReturn":11.04,"inflationAdjustedAnnualReturn":6.9},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1979,"annualReturn":10.17,"inflationAdjustedAnnualReturn":6.07},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1979,"annualReturn":9.36,"inflationAdjustedAnnualReturn":5.29},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1980,"annualReturn":11.53,"inflationAdjustedAnnualReturn":7.53},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1980,"annualReturn":13.55,"inflationAdjustedAnnualReturn":9.48},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1980,"annualReturn":11.67,"inflationAdjustedAnnualReturn":7.67},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1980,"annualReturn":10.74,"inflationAdjustedAnnualReturn":6.77},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1981,"annualReturn":11.98,"inflationAdjustedAnnualReturn":8},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1981,"annualReturn":14.27,"inflationAdjustedAnnualReturn":10.21},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1981,"annualReturn":11.94,"inflationAdjustedAnnualReturn":7.96},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1981,"annualReturn":10.74,"inflationAdjustedAnnualReturn":6.81},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1982,"annualReturn":12.96,"inflationAdjustedAnnualReturn":9.14},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1982,"annualReturn":15.7,"inflationAdjustedAnnualReturn":11.79},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1982,"annualReturn":12.59,"inflationAdjustedAnnualReturn":8.78},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1982,"annualReturn":11.21,"inflationAdjustedAnnualReturn":7.45},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1983,"annualReturn":13.62,"inflationAdjustedAnnualReturn":9.95},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1983,"annualReturn":16.31,"inflationAdjustedAnnualReturn":12.55},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1983,"annualReturn":13.15,"inflationAdjustedAnnualReturn":9.49},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1983,"annualReturn":11.59,"inflationAdjustedAnnualReturn":7.98},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1984,"annualReturn":14.34,"inflationAdjustedAnnualReturn":10.7},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1984,"annualReturn":16.87,"inflationAdjustedAnnualReturn":13.15},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1984,"annualReturn":13.89,"inflationAdjustedAnnualReturn":10.26},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1984,"annualReturn":11.86,"inflationAdjustedAnnualReturn":8.3},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1985,"annualReturn":12.37,"inflationAdjustedAnnualReturn":8.78},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1985,"annualReturn":14.66,"inflationAdjustedAnnualReturn":11},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1985,"annualReturn":12,"inflationAdjustedAnnualReturn":8.43},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1985,"annualReturn":10.75,"inflationAdjustedAnnualReturn":7.21},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":10.61,"inflationAdjustedAnnualReturn":7.21},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1986,"annualReturn":12.74,"inflationAdjustedAnnualReturn":9.27},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":10.23,"inflationAdjustedAnnualReturn":6.84},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1986,"annualReturn":9.62,"inflationAdjustedAnnualReturn":6.24},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":8.55,"inflationAdjustedAnnualReturn":5.26},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1987,"annualReturn":10.26,"inflationAdjustedAnnualReturn":6.92},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":8.35,"inflationAdjustedAnnualReturn":5.07},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1987,"annualReturn":8.41,"inflationAdjustedAnnualReturn":5.13},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":9.96,"inflationAdjustedAnnualReturn":6.78},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1988,"annualReturn":11.98,"inflationAdjustedAnnualReturn":8.75},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":9.51,"inflationAdjustedAnnualReturn":6.35},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1988,"annualReturn":9.27,"inflationAdjustedAnnualReturn":6.12},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1989,"annualReturn":9.68,"inflationAdjustedAnnualReturn":6.59},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1989,"annualReturn":11.69,"inflationAdjustedAnnualReturn":8.54},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1989,"annualReturn":9.23,"inflationAdjustedAnnualReturn":6.16},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1989,"annualReturn":9.02,"inflationAdjustedAnnualReturn":5.95},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1990,"annualReturn":8.62,"inflationAdjustedAnnualReturn":5.64},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1990,"annualReturn":10.37,"inflationAdjustedAnnualReturn":7.34},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1990,"annualReturn":8.43,"inflationAdjustedAnnualReturn":5.46},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1990,"annualReturn":8.25,"inflationAdjustedAnnualReturn":5.28},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1991,"annualReturn":10.28,"inflationAdjustedAnnualReturn":7.48},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1991,"annualReturn":11.81,"inflationAdjustedAnnualReturn":8.97},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1991,"annualReturn":10.28,"inflationAdjustedAnnualReturn":7.49},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1991,"annualReturn":9.37,"inflationAdjustedAnnualReturn":6.59},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1992,"annualReturn":9.2,"inflationAdjustedAnnualReturn":6.37},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1992,"annualReturn":10.23,"inflationAdjustedAnnualReturn":7.37},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1992,"annualReturn":9.39,"inflationAdjustedAnnualReturn":6.55},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1992,"annualReturn":8.6,"inflationAdjustedAnnualReturn":5.78},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1993,"annualReturn":6.01,"inflationAdjustedAnnualReturn":3.44},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1993,"annualReturn":6.51,"inflationAdjustedAnnualReturn":3.92},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1993,"annualReturn":6.37,"inflationAdjustedAnnualReturn":3.79},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1993,"annualReturn":6.73,"inflationAdjustedAnnualReturn":4.14},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1994,"annualReturn":6.73,"inflationAdjustedAnnualReturn":4.15},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1994,"annualReturn":7.52,"inflationAdjustedAnnualReturn":4.91},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1994,"annualReturn":7.05,"inflationAdjustedAnnualReturn":4.46},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1994,"annualReturn":7.13,"inflationAdjustedAnnualReturn":4.53},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1995,"annualReturn":7.54,"inflationAdjustedAnnualReturn":5.01},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1995,"annualReturn":8.6,"inflationAdjustedAnnualReturn":6.04},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1995,"annualReturn":7.78,"inflationAdjustedAnnualReturn":5.24},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1995,"annualReturn":7.81,"inflationAdjustedAnnualReturn":5.28},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1996,"annualReturn":5.84,"inflationAdjustedAnnualReturn":3.32},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1996,"annualReturn":6.6,"inflationAdjustedAnnualReturn":4.07},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1996,"annualReturn":6.11,"inflationAdjustedAnnualReturn":3.58},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1996,"annualReturn":6.49,"inflationAdjustedAnnualReturn":3.96},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1997,"annualReturn":5.86,"inflationAdjustedAnnualReturn":3.44},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1997,"annualReturn":6.34,"inflationAdjustedAnnualReturn":3.91},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1997,"annualReturn":6.18,"inflationAdjustedAnnualReturn":3.75},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1997,"annualReturn":6.55,"inflationAdjustedAnnualReturn":4.12},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":6.12,"inflationAdjustedAnnualReturn":3.71},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1998,"annualReturn":6.46,"inflationAdjustedAnnualReturn":4.04},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":6.45,"inflationAdjustedAnnualReturn":4.03},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1998,"annualReturn":6.52,"inflationAdjustedAnnualReturn":4.1},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1999,"annualReturn":5.38,"inflationAdjustedAnnualReturn":3.04},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1999,"annualReturn":5.85,"inflationAdjustedAnnualReturn":3.5},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1999,"annualReturn":5.7,"inflationAdjustedAnnualReturn":3.36},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1999,"annualReturn":5.96,"inflationAdjustedAnnualReturn":3.6},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2000,"annualReturn":4,"inflationAdjustedAnnualReturn":1.81},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2000,"annualReturn":4.46,"inflationAdjustedAnnualReturn":2.27},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2000,"annualReturn":4.26,"inflationAdjustedAnnualReturn":2.07},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2000,"annualReturn":4.98,"inflationAdjustedAnnualReturn":2.77},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2001,"annualReturn":5.27,"inflationAdjustedAnnualReturn":3.14},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2001,"annualReturn":5.98,"inflationAdjustedAnnualReturn":3.83},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2001,"annualReturn":5.52,"inflationAdjustedAnnualReturn":3.38},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2001,"annualReturn":5.61,"inflationAdjustedAnnualReturn":3.47},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2002,"annualReturn":7.41,"inflationAdjustedAnnualReturn":5.2},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2002,"annualReturn":8.03,"inflationAdjustedAnnualReturn":5.8},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2002,"annualReturn":7.64,"inflationAdjustedAnnualReturn":5.42},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2002,"annualReturn":6.9,"inflationAdjustedAnnualReturn":4.7},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2003,"annualReturn":8.22,"inflationAdjustedAnnualReturn":6.02},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2003,"annualReturn":9.26,"inflationAdjustedAnnualReturn":7.04},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2003,"annualReturn":8.31,"inflationAdjustedAnnualReturn":6.11},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2003,"annualReturn":7.12,"inflationAdjustedAnnualReturn":4.94},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2004,"annualReturn":7.98,"inflationAdjustedAnnualReturn":5.76},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2004,"annualReturn":9.22,"inflationAdjustedAnnualReturn":6.98},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2004,"annualReturn":8.01,"inflationAdjustedAnnualReturn":5.79},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2004,"annualReturn":7,"inflationAdjustedAnnualReturn":4.8},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2005,"annualReturn":8.23,"inflationAdjustedAnnualReturn":6.13},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2005,"annualReturn":9.71,"inflationAdjustedAnnualReturn":7.58},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2005,"annualReturn":8.16,"inflationAdjustedAnnualReturn":6.05},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2005,"annualReturn":7.16,"inflationAdjustedAnnualReturn":5.08},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2006,"annualReturn":9.02,"inflationAdjustedAnnualReturn":6.67},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2006,"annualReturn":10.88,"inflationAdjustedAnnualReturn":8.5},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2006,"annualReturn":8.71,"inflationAdjustedAnnualReturn":6.37},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2006,"annualReturn":7.45,"inflationAdjustedAnnualReturn":5.14},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2007,"annualReturn":6.59,"inflationAdjustedAnnualReturn":4.05},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2007,"annualReturn":8.4,"inflationAdjustedAnnualReturn":5.82},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2007,"annualReturn":6.29,"inflationAdjustedAnnualReturn":3.76},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2007,"annualReturn":5.44,"inflationAdjustedAnnualReturn":2.93}]],[16,[{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1972,"annualReturn":15.03,"inflationAdjustedAnnualReturn":10.15},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1972,"annualReturn":9.72,"inflationAdjustedAnnualReturn":5.07},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1972,"annualReturn":14.78,"inflationAdjustedAnnualReturn":9.91},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1972,"annualReturn":11.32,"inflationAdjustedAnnualReturn":6.6},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1973,"annualReturn":17.07,"inflationAdjustedAnnualReturn":12.03},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1973,"annualReturn":15.54,"inflationAdjustedAnnualReturn":10.56},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1973,"annualReturn":17.17,"inflationAdjustedAnnualReturn":12.12},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1973,"annualReturn":13.91,"inflationAdjustedAnnualReturn":9.01},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1974,"annualReturn":9.19,"inflationAdjustedAnnualReturn":4.09},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1974,"annualReturn":9.71,"inflationAdjustedAnnualReturn":4.58},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1974,"annualReturn":9.62,"inflationAdjustedAnnualReturn":4.5},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1974,"annualReturn":9.16,"inflationAdjustedAnnualReturn":4.06},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1975,"annualReturn":12.01,"inflationAdjustedAnnualReturn":7.15},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1975,"annualReturn":13.91,"inflationAdjustedAnnualReturn":8.97},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1975,"annualReturn":12.32,"inflationAdjustedAnnualReturn":7.45},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1975,"annualReturn":11.42,"inflationAdjustedAnnualReturn":6.6},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1976,"annualReturn":10.41,"inflationAdjustedAnnualReturn":5.9},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1976,"annualReturn":13.1,"inflationAdjustedAnnualReturn":8.48},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1976,"annualReturn":10.49,"inflationAdjustedAnnualReturn":5.97},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1976,"annualReturn":10.07,"inflationAdjustedAnnualReturn":5.58},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1977,"annualReturn":11.01,"inflationAdjustedAnnualReturn":6.7},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1977,"annualReturn":12.74,"inflationAdjustedAnnualReturn":8.36},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1977,"annualReturn":11.3,"inflationAdjustedAnnualReturn":6.98},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1977,"annualReturn":10.64,"inflationAdjustedAnnualReturn":6.34},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1978,"annualReturn":9.84,"inflationAdjustedAnnualReturn":5.75},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1978,"annualReturn":11.04,"inflationAdjustedAnnualReturn":6.9},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1978,"annualReturn":10.17,"inflationAdjustedAnnualReturn":6.07},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1978,"annualReturn":9.36,"inflationAdjustedAnnualReturn":5.29},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1979,"annualReturn":11.53,"inflationAdjustedAnnualReturn":7.53},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1979,"annualReturn":13.55,"inflationAdjustedAnnualReturn":9.48},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1979,"annualReturn":11.67,"inflationAdjustedAnnualReturn":7.67},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1979,"annualReturn":10.74,"inflationAdjustedAnnualReturn":6.77},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1980,"annualReturn":11.98,"inflationAdjustedAnnualReturn":8},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1980,"annualReturn":14.27,"inflationAdjustedAnnualReturn":10.21},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1980,"annualReturn":11.94,"inflationAdjustedAnnualReturn":7.96},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1980,"annualReturn":10.74,"inflationAdjustedAnnualReturn":6.81},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1981,"annualReturn":12.96,"inflationAdjustedAnnualReturn":9.14},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1981,"annualReturn":15.7,"inflationAdjustedAnnualReturn":11.79},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1981,"annualReturn":12.59,"inflationAdjustedAnnualReturn":8.78},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1981,"annualReturn":11.21,"inflationAdjustedAnnualReturn":7.45},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1982,"annualReturn":13.62,"inflationAdjustedAnnualReturn":9.95},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1982,"annualReturn":16.31,"inflationAdjustedAnnualReturn":12.55},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1982,"annualReturn":13.15,"inflationAdjustedAnnualReturn":9.49},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1982,"annualReturn":11.59,"inflationAdjustedAnnualReturn":7.98},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1983,"annualReturn":14.34,"inflationAdjustedAnnualReturn":10.7},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1983,"annualReturn":16.87,"inflationAdjustedAnnualReturn":13.15},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1983,"annualReturn":13.89,"inflationAdjustedAnnualReturn":10.26},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1983,"annualReturn":11.86,"inflationAdjustedAnnualReturn":8.3},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1984,"annualReturn":12.37,"inflationAdjustedAnnualReturn":8.78},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1984,"annualReturn":14.66,"inflationAdjustedAnnualReturn":11},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1984,"annualReturn":12,"inflationAdjustedAnnualReturn":8.43},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1984,"annualReturn":10.75,"inflationAdjustedAnnualReturn":7.21},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1985,"annualReturn":10.61,"inflationAdjustedAnnualReturn":7.21},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1985,"annualReturn":12.74,"inflationAdjustedAnnualReturn":9.27},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1985,"annualReturn":10.23,"inflationAdjustedAnnualReturn":6.84},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1985,"annualReturn":9.62,"inflationAdjustedAnnualReturn":6.24},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":8.55,"inflationAdjustedAnnualReturn":5.26},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1986,"annualReturn":10.26,"inflationAdjustedAnnualReturn":6.92},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":8.35,"inflationAdjustedAnnualReturn":5.07},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1986,"annualReturn":8.41,"inflationAdjustedAnnualReturn":5.13},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":9.71,"inflationAdjustedAnnualReturn":6.46},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1987,"annualReturn":11.41,"inflationAdjustedAnnualReturn":8.1},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":9.59,"inflationAdjustedAnnualReturn":6.34},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1987,"annualReturn":9.18,"inflationAdjustedAnnualReturn":5.94},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":10.13,"inflationAdjustedAnnualReturn":6.93},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1988,"annualReturn":12.01,"inflationAdjustedAnnualReturn":8.76},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":9.78,"inflationAdjustedAnnualReturn":6.59},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1988,"annualReturn":9.36,"inflationAdjustedAnnualReturn":6.19},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1989,"annualReturn":9.51,"inflationAdjustedAnnualReturn":6.4},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1989,"annualReturn":11.34,"inflationAdjustedAnnualReturn":8.18},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1989,"annualReturn":9.19,"inflationAdjustedAnnualReturn":6.09},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1989,"annualReturn":8.87,"inflationAdjustedAnnualReturn":5.77},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1992,"annualReturn":5.83,"inflationAdjustedAnnualReturn":3.23},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1992,"annualReturn":6.66,"inflationAdjustedAnnualReturn":4.05},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1992,"annualReturn":6.09,"inflationAdjustedAnnualReturn":3.49},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1992,"annualReturn":6.54,"inflationAdjustedAnnualReturn":3.93},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1993,"annualReturn":7.21,"inflationAdjustedAnnualReturn":4.59},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1993,"annualReturn":7.7,"inflationAdjustedAnnualReturn":5.07},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1993,"annualReturn":7.58,"inflationAdjustedAnnualReturn":4.95},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1993,"annualReturn":7.53,"inflationAdjustedAnnualReturn":4.91},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1994,"annualReturn":7.19,"inflationAdjustedAnnualReturn":4.65},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1994,"annualReturn":8.06,"inflationAdjustedAnnualReturn":5.5},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1994,"annualReturn":7.46,"inflationAdjustedAnnualReturn":4.92},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1994,"annualReturn":7.39,"inflationAdjustedAnnualReturn":4.85},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1995,"annualReturn":6.97,"inflationAdjustedAnnualReturn":4.42},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1995,"annualReturn":8.13,"inflationAdjustedAnnualReturn":5.55},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1995,"annualReturn":7.11,"inflationAdjustedAnnualReturn":4.55},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1995,"annualReturn":7.37,"inflationAdjustedAnnualReturn":4.81},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1996,"annualReturn":6.38,"inflationAdjustedAnnualReturn":3.89},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1996,"annualReturn":7.15,"inflationAdjustedAnnualReturn":4.64},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1996,"annualReturn":6.64,"inflationAdjustedAnnualReturn":4.15},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1996,"annualReturn":6.8,"inflationAdjustedAnnualReturn":4.3},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1997,"annualReturn":6.9,"inflationAdjustedAnnualReturn":4.51},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1997,"annualReturn":7.77,"inflationAdjustedAnnualReturn":5.35},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1997,"annualReturn":7.17,"inflationAdjustedAnnualReturn":4.77},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1997,"annualReturn":7.06,"inflationAdjustedAnnualReturn":4.66},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":6.18,"inflationAdjustedAnnualReturn":3.86},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1998,"annualReturn":6.8,"inflationAdjustedAnnualReturn":4.47},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":6.47,"inflationAdjustedAnnualReturn":4.14},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1998,"annualReturn":6.52,"inflationAdjustedAnnualReturn":4.19},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1999,"annualReturn":5,"inflationAdjustedAnnualReturn":2.76},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1999,"annualReturn":5.51,"inflationAdjustedAnnualReturn":3.26},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1999,"annualReturn":5.29,"inflationAdjustedAnnualReturn":3.04},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1999,"annualReturn":5.56,"inflationAdjustedAnnualReturn":3.3},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2000,"annualReturn":4.32,"inflationAdjustedAnnualReturn":2.12},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2000,"annualReturn":4.92,"inflationAdjustedAnnualReturn":2.72},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2000,"annualReturn":4.54,"inflationAdjustedAnnualReturn":2.35},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2000,"annualReturn":5.1,"inflationAdjustedAnnualReturn":2.89},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2001,"annualReturn":6.14,"inflationAdjustedAnnualReturn":3.98},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2001,"annualReturn":6.81,"inflationAdjustedAnnualReturn":4.64},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2001,"annualReturn":6.38,"inflationAdjustedAnnualReturn":4.23},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2001,"annualReturn":6.16,"inflationAdjustedAnnualReturn":4},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2002,"annualReturn":6.47,"inflationAdjustedAnnualReturn":4.29},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2002,"annualReturn":7.2,"inflationAdjustedAnnualReturn":5},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2002,"annualReturn":6.68,"inflationAdjustedAnnualReturn":4.49},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2002,"annualReturn":6.16,"inflationAdjustedAnnualReturn":3.98},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2003,"annualReturn":9.26,"inflationAdjustedAnnualReturn":7.02},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2003,"annualReturn":10.42,"inflationAdjustedAnnualReturn":8.16},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2003,"annualReturn":9.26,"inflationAdjustedAnnualReturn":7.03},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2003,"annualReturn":7.83,"inflationAdjustedAnnualReturn":5.63},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2004,"annualReturn":8.54,"inflationAdjustedAnnualReturn":6.36},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2004,"annualReturn":9.88,"inflationAdjustedAnnualReturn":7.66},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2004,"annualReturn":8.5,"inflationAdjustedAnnualReturn":6.32},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2004,"annualReturn":7.37,"inflationAdjustedAnnualReturn":5.21},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2005,"annualReturn":8.93,"inflationAdjustedAnnualReturn":6.51},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2005,"annualReturn":10.59,"inflationAdjustedAnnualReturn":8.13},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2005,"annualReturn":8.7,"inflationAdjustedAnnualReturn":6.28},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2005,"annualReturn":7.4,"inflationAdjustedAnnualReturn":5.01},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2006,"annualReturn":7.15,"inflationAdjustedAnnualReturn":4.6},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2006,"annualReturn":8.81,"inflationAdjustedAnnualReturn":6.21},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2006,"annualReturn":6.93,"inflationAdjustedAnnualReturn":4.38},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2006,"annualReturn":5.88,"inflationAdjustedAnnualReturn":3.35}]],[17,[{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1972,"annualReturn":17.07,"inflationAdjustedAnnualReturn":12.03},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1972,"annualReturn":15.54,"inflationAdjustedAnnualReturn":10.56},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1972,"annualReturn":17.17,"inflationAdjustedAnnualReturn":12.12},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1972,"annualReturn":13.91,"inflationAdjustedAnnualReturn":9.01},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1973,"annualReturn":9.19,"inflationAdjustedAnnualReturn":4.09},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1973,"annualReturn":9.71,"inflationAdjustedAnnualReturn":4.58},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1973,"annualReturn":9.62,"inflationAdjustedAnnualReturn":4.5},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1973,"annualReturn":9.16,"inflationAdjustedAnnualReturn":4.06},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1974,"annualReturn":12.01,"inflationAdjustedAnnualReturn":7.15},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1974,"annualReturn":13.91,"inflationAdjustedAnnualReturn":8.97},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1974,"annualReturn":12.32,"inflationAdjustedAnnualReturn":7.45},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1974,"annualReturn":11.42,"inflationAdjustedAnnualReturn":6.6},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1977,"annualReturn":9.84,"inflationAdjustedAnnualReturn":5.75},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1977,"annualReturn":11.04,"inflationAdjustedAnnualReturn":6.9},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1977,"annualReturn":10.17,"inflationAdjustedAnnualReturn":6.07},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1977,"annualReturn":9.36,"inflationAdjustedAnnualReturn":5.29},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1978,"annualReturn":11.53,"inflationAdjustedAnnualReturn":7.53},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1978,"annualReturn":13.55,"inflationAdjustedAnnualReturn":9.48},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1978,"annualReturn":11.67,"inflationAdjustedAnnualReturn":7.67},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1978,"annualReturn":10.74,"inflationAdjustedAnnualReturn":6.77},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1979,"annualReturn":11.98,"inflationAdjustedAnnualReturn":8},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1979,"annualReturn":14.27,"inflationAdjustedAnnualReturn":10.21},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1979,"annualReturn":11.94,"inflationAdjustedAnnualReturn":7.96},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1979,"annualReturn":10.74,"inflationAdjustedAnnualReturn":6.81},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1980,"annualReturn":12.96,"inflationAdjustedAnnualReturn":9.14},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1980,"annualReturn":15.7,"inflationAdjustedAnnualReturn":11.79},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1980,"annualReturn":12.59,"inflationAdjustedAnnualReturn":8.78},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1980,"annualReturn":11.21,"inflationAdjustedAnnualReturn":7.45},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1981,"annualReturn":13.62,"inflationAdjustedAnnualReturn":9.95},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1981,"annualReturn":16.31,"inflationAdjustedAnnualReturn":12.55},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1981,"annualReturn":13.15,"inflationAdjustedAnnualReturn":9.49},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1981,"annualReturn":11.59,"inflationAdjustedAnnualReturn":7.98},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1982,"annualReturn":14.34,"inflationAdjustedAnnualReturn":10.7},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1982,"annualReturn":16.87,"inflationAdjustedAnnualReturn":13.15},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1982,"annualReturn":13.89,"inflationAdjustedAnnualReturn":10.26},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1982,"annualReturn":11.86,"inflationAdjustedAnnualReturn":8.3},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1983,"annualReturn":12.37,"inflationAdjustedAnnualReturn":8.78},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1983,"annualReturn":14.66,"inflationAdjustedAnnualReturn":11},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1983,"annualReturn":12,"inflationAdjustedAnnualReturn":8.43},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1983,"annualReturn":10.75,"inflationAdjustedAnnualReturn":7.21},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1984,"annualReturn":10.61,"inflationAdjustedAnnualReturn":7.21},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1984,"annualReturn":12.74,"inflationAdjustedAnnualReturn":9.27},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1984,"annualReturn":10.23,"inflationAdjustedAnnualReturn":6.84},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1984,"annualReturn":9.62,"inflationAdjustedAnnualReturn":6.24},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1985,"annualReturn":8.55,"inflationAdjustedAnnualReturn":5.26},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1985,"annualReturn":10.26,"inflationAdjustedAnnualReturn":6.92},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1985,"annualReturn":8.35,"inflationAdjustedAnnualReturn":5.07},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1985,"annualReturn":8.41,"inflationAdjustedAnnualReturn":5.13},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":9.71,"inflationAdjustedAnnualReturn":6.46},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1986,"annualReturn":11.41,"inflationAdjustedAnnualReturn":8.1},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":9.59,"inflationAdjustedAnnualReturn":6.34},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1986,"annualReturn":9.18,"inflationAdjustedAnnualReturn":5.94},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":9.9,"inflationAdjustedAnnualReturn":6.63},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1987,"annualReturn":11.47,"inflationAdjustedAnnualReturn":8.15},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":9.84,"inflationAdjustedAnnualReturn":6.57},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1987,"annualReturn":9.27,"inflationAdjustedAnnualReturn":6.02},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":9.95,"inflationAdjustedAnnualReturn":6.74},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1988,"annualReturn":11.67,"inflationAdjustedAnnualReturn":8.4},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":9.71,"inflationAdjustedAnnualReturn":6.5},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1988,"annualReturn":9.2,"inflationAdjustedAnnualReturn":6.01},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1989,"annualReturn":9.87,"inflationAdjustedAnnualReturn":6.77},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1989,"annualReturn":11.57,"inflationAdjustedAnnualReturn":8.42},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1989,"annualReturn":9.65,"inflationAdjustedAnnualReturn":6.55},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1989,"annualReturn":9.11,"inflationAdjustedAnnualReturn":6.03},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1990,"annualReturn":8.95,"inflationAdjustedAnnualReturn":5.91},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1990,"annualReturn":10.37,"inflationAdjustedAnnualReturn":7.29},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1990,"annualReturn":8.94,"inflationAdjustedAnnualReturn":5.9},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1990,"annualReturn":8.51,"inflationAdjustedAnnualReturn":5.48},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1991,"annualReturn":6.85,"inflationAdjustedAnnualReturn":4.2},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1991,"annualReturn":7.95,"inflationAdjustedAnnualReturn":5.27},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1991,"annualReturn":7.01,"inflationAdjustedAnnualReturn":4.35},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1991,"annualReturn":7.29,"inflationAdjustedAnnualReturn":4.63},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1992,"annualReturn":6.95,"inflationAdjustedAnnualReturn":4.31},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1992,"annualReturn":7.78,"inflationAdjustedAnnualReturn":5.13},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1992,"annualReturn":7.24,"inflationAdjustedAnnualReturn":4.6},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1992,"annualReturn":7.3,"inflationAdjustedAnnualReturn":4.66},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1993,"annualReturn":7.61,"inflationAdjustedAnnualReturn":5.04},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1993,"annualReturn":8.2,"inflationAdjustedAnnualReturn":5.62},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1993,"annualReturn":7.94,"inflationAdjustedAnnualReturn":5.36},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1993,"annualReturn":7.75,"inflationAdjustedAnnualReturn":5.18},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1994,"annualReturn":6.65,"inflationAdjustedAnnualReturn":4.1},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1994,"annualReturn":7.65,"inflationAdjustedAnnualReturn":5.07},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1994,"annualReturn":6.85,"inflationAdjustedAnnualReturn":4.29},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1994,"annualReturn":6.99,"inflationAdjustedAnnualReturn":4.43},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1995,"annualReturn":7.42,"inflationAdjustedAnnualReturn":4.9},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1995,"annualReturn":8.57,"inflationAdjustedAnnualReturn":6.02},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1995,"annualReturn":7.56,"inflationAdjustedAnnualReturn":5.04},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1995,"annualReturn":7.61,"inflationAdjustedAnnualReturn":5.08},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1996,"annualReturn":7.38,"inflationAdjustedAnnualReturn":4.92},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1996,"annualReturn":8.46,"inflationAdjustedAnnualReturn":5.97},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1996,"annualReturn":7.55,"inflationAdjustedAnnualReturn":5.09},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1996,"annualReturn":7.26,"inflationAdjustedAnnualReturn":4.8},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1997,"annualReturn":6.96,"inflationAdjustedAnnualReturn":4.66},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1997,"annualReturn":8.02,"inflationAdjustedAnnualReturn":5.69},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1997,"annualReturn":7.15,"inflationAdjustedAnnualReturn":4.83},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1997,"annualReturn":7.02,"inflationAdjustedAnnualReturn":4.71},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":5.78,"inflationAdjustedAnnualReturn":3.55},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1998,"annualReturn":6.43,"inflationAdjustedAnnualReturn":4.19},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":6.03,"inflationAdjustedAnnualReturn":3.8},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1998,"annualReturn":6.1,"inflationAdjustedAnnualReturn":3.87},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1999,"annualReturn":5.25,"inflationAdjustedAnnualReturn":3.01},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1999,"annualReturn":5.89,"inflationAdjustedAnnualReturn":3.64},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1999,"annualReturn":5.5,"inflationAdjustedAnnualReturn":3.26},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1999,"annualReturn":5.63,"inflationAdjustedAnnualReturn":3.39},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2000,"annualReturn":5.16,"inflationAdjustedAnnualReturn":2.95},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2000,"annualReturn":5.76,"inflationAdjustedAnnualReturn":3.54},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2000,"annualReturn":5.41,"inflationAdjustedAnnualReturn":3.2},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2000,"annualReturn":5.64,"inflationAdjustedAnnualReturn":3.42},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2001,"annualReturn":5.35,"inflationAdjustedAnnualReturn":3.22},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2001,"annualReturn":6.1,"inflationAdjustedAnnualReturn":3.96},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2001,"annualReturn":5.56,"inflationAdjustedAnnualReturn":3.43},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2001,"annualReturn":5.5,"inflationAdjustedAnnualReturn":3.37},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2002,"annualReturn":7.51,"inflationAdjustedAnnualReturn":5.29},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2002,"annualReturn":8.38,"inflationAdjustedAnnualReturn":6.15},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2002,"annualReturn":7.66,"inflationAdjustedAnnualReturn":5.44},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2002,"annualReturn":6.88,"inflationAdjustedAnnualReturn":4.68},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2003,"annualReturn":9.72,"inflationAdjustedAnnualReturn":7.52},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2003,"annualReturn":10.97,"inflationAdjustedAnnualReturn":8.75},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2003,"annualReturn":9.66,"inflationAdjustedAnnualReturn":7.46},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2003,"annualReturn":8.15,"inflationAdjustedAnnualReturn":5.98},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2004,"annualReturn":9.18,"inflationAdjustedAnnualReturn":6.7},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2004,"annualReturn":10.7,"inflationAdjustedAnnualReturn":8.18},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2004,"annualReturn":9,"inflationAdjustedAnnualReturn":6.52},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2004,"annualReturn":7.59,"inflationAdjustedAnnualReturn":5.14},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2005,"annualReturn":7.17,"inflationAdjustedAnnualReturn":4.56},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2005,"annualReturn":8.65,"inflationAdjustedAnnualReturn":6},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2005,"annualReturn":7.02,"inflationAdjustedAnnualReturn":4.41},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2005,"annualReturn":5.92,"inflationAdjustedAnnualReturn":3.33}]],[18,[{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1972,"annualReturn":9.19,"inflationAdjustedAnnualReturn":4.09},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1972,"annualReturn":9.71,"inflationAdjustedAnnualReturn":4.58},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1972,"annualReturn":9.62,"inflationAdjustedAnnualReturn":4.5},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1972,"annualReturn":9.16,"inflationAdjustedAnnualReturn":4.06},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1973,"annualReturn":12.01,"inflationAdjustedAnnualReturn":7.15},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1973,"annualReturn":13.91,"inflationAdjustedAnnualReturn":8.97},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1973,"annualReturn":12.32,"inflationAdjustedAnnualReturn":7.45},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1973,"annualReturn":11.42,"inflationAdjustedAnnualReturn":6.6},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1974,"annualReturn":10.41,"inflationAdjustedAnnualReturn":5.9},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1974,"annualReturn":13.1,"inflationAdjustedAnnualReturn":8.48},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1974,"annualReturn":10.49,"inflationAdjustedAnnualReturn":5.97},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1974,"annualReturn":10.07,"inflationAdjustedAnnualReturn":5.58},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1975,"annualReturn":11.01,"inflationAdjustedAnnualReturn":6.7},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1975,"annualReturn":12.74,"inflationAdjustedAnnualReturn":8.36},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1975,"annualReturn":11.3,"inflationAdjustedAnnualReturn":6.98},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1975,"annualReturn":10.64,"inflationAdjustedAnnualReturn":6.34},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1976,"annualReturn":9.84,"inflationAdjustedAnnualReturn":5.75},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1976,"annualReturn":11.04,"inflationAdjustedAnnualReturn":6.9},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1976,"annualReturn":10.17,"inflationAdjustedAnnualReturn":6.07},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1976,"annualReturn":9.36,"inflationAdjustedAnnualReturn":5.29},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1977,"annualReturn":11.53,"inflationAdjustedAnnualReturn":7.53},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1977,"annualReturn":13.55,"inflationAdjustedAnnualReturn":9.48},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1977,"annualReturn":11.67,"inflationAdjustedAnnualReturn":7.67},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1977,"annualReturn":10.74,"inflationAdjustedAnnualReturn":6.77},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1978,"annualReturn":11.98,"inflationAdjustedAnnualReturn":8},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1978,"annualReturn":14.27,"inflationAdjustedAnnualReturn":10.21},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1978,"annualReturn":11.94,"inflationAdjustedAnnualReturn":7.96},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1978,"annualReturn":10.74,"inflationAdjustedAnnualReturn":6.81},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1979,"annualReturn":12.96,"inflationAdjustedAnnualReturn":9.14},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1979,"annualReturn":15.7,"inflationAdjustedAnnualReturn":11.79},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1979,"annualReturn":12.59,"inflationAdjustedAnnualReturn":8.78},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1979,"annualReturn":11.21,"inflationAdjustedAnnualReturn":7.45},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1980,"annualReturn":13.62,"inflationAdjustedAnnualReturn":9.95},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1980,"annualReturn":16.31,"inflationAdjustedAnnualReturn":12.55},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1980,"annualReturn":13.15,"inflationAdjustedAnnualReturn":9.49},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1980,"annualReturn":11.59,"inflationAdjustedAnnualReturn":7.98},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1981,"annualReturn":14.34,"inflationAdjustedAnnualReturn":10.7},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1981,"annualReturn":16.87,"inflationAdjustedAnnualReturn":13.15},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1981,"annualReturn":13.89,"inflationAdjustedAnnualReturn":10.26},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1981,"annualReturn":11.86,"inflationAdjustedAnnualReturn":8.3},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1982,"annualReturn":12.37,"inflationAdjustedAnnualReturn":8.78},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1982,"annualReturn":14.66,"inflationAdjustedAnnualReturn":11},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1982,"annualReturn":12,"inflationAdjustedAnnualReturn":8.43},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1982,"annualReturn":10.75,"inflationAdjustedAnnualReturn":7.21},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1983,"annualReturn":10.61,"inflationAdjustedAnnualReturn":7.21},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1983,"annualReturn":12.74,"inflationAdjustedAnnualReturn":9.27},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1983,"annualReturn":10.23,"inflationAdjustedAnnualReturn":6.84},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1983,"annualReturn":9.62,"inflationAdjustedAnnualReturn":6.24},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1984,"annualReturn":8.55,"inflationAdjustedAnnualReturn":5.26},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1984,"annualReturn":10.26,"inflationAdjustedAnnualReturn":6.92},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1984,"annualReturn":8.35,"inflationAdjustedAnnualReturn":5.07},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1984,"annualReturn":8.41,"inflationAdjustedAnnualReturn":5.13},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1985,"annualReturn":9.71,"inflationAdjustedAnnualReturn":6.46},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1985,"annualReturn":11.41,"inflationAdjustedAnnualReturn":8.1},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1985,"annualReturn":9.59,"inflationAdjustedAnnualReturn":6.34},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1985,"annualReturn":9.18,"inflationAdjustedAnnualReturn":5.94},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":9.9,"inflationAdjustedAnnualReturn":6.63},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1986,"annualReturn":11.47,"inflationAdjustedAnnualReturn":8.15},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":9.84,"inflationAdjustedAnnualReturn":6.57},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1986,"annualReturn":9.27,"inflationAdjustedAnnualReturn":6.02},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":9.76,"inflationAdjustedAnnualReturn":6.48},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1987,"annualReturn":11.17,"inflationAdjustedAnnualReturn":7.85},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":9.77,"inflationAdjustedAnnualReturn":6.48},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1987,"annualReturn":9.12,"inflationAdjustedAnnualReturn":5.86},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":10.28,"inflationAdjustedAnnualReturn":7.08},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1988,"annualReturn":11.87,"inflationAdjustedAnnualReturn":8.62},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":10.11,"inflationAdjustedAnnualReturn":6.92},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1988,"annualReturn":9.41,"inflationAdjustedAnnualReturn":6.24},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1989,"annualReturn":9.72,"inflationAdjustedAnnualReturn":6.56},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1989,"annualReturn":11.24,"inflationAdjustedAnnualReturn":8.04},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1989,"annualReturn":9.6,"inflationAdjustedAnnualReturn":6.44},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1989,"annualReturn":9.05,"inflationAdjustedAnnualReturn":5.91},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1990,"annualReturn":6.01,"inflationAdjustedAnnualReturn":3.19},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1990,"annualReturn":7.16,"inflationAdjustedAnnualReturn":4.32},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1990,"annualReturn":6.02,"inflationAdjustedAnnualReturn":3.21},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1990,"annualReturn":6.67,"inflationAdjustedAnnualReturn":3.84},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1991,"annualReturn":7.86,"inflationAdjustedAnnualReturn":5.18},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1991,"annualReturn":8.95,"inflationAdjustedAnnualReturn":6.24},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1991,"annualReturn":8.06,"inflationAdjustedAnnualReturn":5.37},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1991,"annualReturn":7.98,"inflationAdjustedAnnualReturn":5.3},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1992,"annualReturn":7.35,"inflationAdjustedAnnualReturn":4.76},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1992,"annualReturn":8.25,"inflationAdjustedAnnualReturn":5.64},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1992,"annualReturn":7.6,"inflationAdjustedAnnualReturn":5.01},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1992,"annualReturn":7.53,"inflationAdjustedAnnualReturn":4.94},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1993,"annualReturn":7.05,"inflationAdjustedAnnualReturn":4.47},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1993,"annualReturn":7.81,"inflationAdjustedAnnualReturn":5.21},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1993,"annualReturn":7.33,"inflationAdjustedAnnualReturn":4.74},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1993,"annualReturn":7.36,"inflationAdjustedAnnualReturn":4.77},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1994,"annualReturn":7.1,"inflationAdjustedAnnualReturn":4.57},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1994,"annualReturn":8.09,"inflationAdjustedAnnualReturn":5.54},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1994,"annualReturn":7.29,"inflationAdjustedAnnualReturn":4.76},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1994,"annualReturn":7.24,"inflationAdjustedAnnualReturn":4.71},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1995,"annualReturn":8.37,"inflationAdjustedAnnualReturn":5.87},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1995,"annualReturn":9.75,"inflationAdjustedAnnualReturn":7.22},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1995,"annualReturn":8.38,"inflationAdjustedAnnualReturn":5.89},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1995,"annualReturn":8.01,"inflationAdjustedAnnualReturn":5.52},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1996,"annualReturn":7.43,"inflationAdjustedAnnualReturn":5.06},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1996,"annualReturn":8.66,"inflationAdjustedAnnualReturn":6.26},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1996,"annualReturn":7.51,"inflationAdjustedAnnualReturn":5.13},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1996,"annualReturn":7.22,"inflationAdjustedAnnualReturn":4.84},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1997,"annualReturn":6.55,"inflationAdjustedAnnualReturn":4.33},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1997,"annualReturn":7.6,"inflationAdjustedAnnualReturn":5.36},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1997,"annualReturn":6.69,"inflationAdjustedAnnualReturn":4.47},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1997,"annualReturn":6.61,"inflationAdjustedAnnualReturn":4.39},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":5.98,"inflationAdjustedAnnualReturn":3.76},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1998,"annualReturn":6.74,"inflationAdjustedAnnualReturn":4.5},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":6.2,"inflationAdjustedAnnualReturn":3.97},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1998,"annualReturn":6.15,"inflationAdjustedAnnualReturn":3.92},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1999,"annualReturn":6.02,"inflationAdjustedAnnualReturn":3.77},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1999,"annualReturn":6.64,"inflationAdjustedAnnualReturn":4.37},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1999,"annualReturn":6.28,"inflationAdjustedAnnualReturn":4.02},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1999,"annualReturn":6.12,"inflationAdjustedAnnualReturn":3.87},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2000,"annualReturn":4.48,"inflationAdjustedAnnualReturn":2.3},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2000,"annualReturn":5.15,"inflationAdjustedAnnualReturn":2.95},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2000,"annualReturn":4.68,"inflationAdjustedAnnualReturn":2.5},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2000,"annualReturn":5.05,"inflationAdjustedAnnualReturn":2.86},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2001,"annualReturn":6.37,"inflationAdjustedAnnualReturn":4.21},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2001,"annualReturn":7.27,"inflationAdjustedAnnualReturn":5.09},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2001,"annualReturn":6.53,"inflationAdjustedAnnualReturn":4.37},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2001,"annualReturn":6.22,"inflationAdjustedAnnualReturn":4.06},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2002,"annualReturn":8.02,"inflationAdjustedAnnualReturn":5.84},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2002,"annualReturn":9.01,"inflationAdjustedAnnualReturn":6.8},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2002,"annualReturn":8.11,"inflationAdjustedAnnualReturn":5.93},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2002,"annualReturn":7.23,"inflationAdjustedAnnualReturn":5.06},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2003,"annualReturn":10.28,"inflationAdjustedAnnualReturn":7.79},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2003,"annualReturn":11.7,"inflationAdjustedAnnualReturn":9.18},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2003,"annualReturn":10.07,"inflationAdjustedAnnualReturn":7.59},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2003,"annualReturn":8.31,"inflationAdjustedAnnualReturn":5.87},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2004,"annualReturn":7.5,"inflationAdjustedAnnualReturn":4.84},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2004,"annualReturn":8.85,"inflationAdjustedAnnualReturn":6.15},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2004,"annualReturn":7.38,"inflationAdjustedAnnualReturn":4.72},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2004,"annualReturn":6.17,"inflationAdjustedAnnualReturn":3.54}]],[19,[{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1972,"annualReturn":12.01,"inflationAdjustedAnnualReturn":7.15},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1972,"annualReturn":13.91,"inflationAdjustedAnnualReturn":8.97},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1972,"annualReturn":12.32,"inflationAdjustedAnnualReturn":7.45},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1972,"annualReturn":11.42,"inflationAdjustedAnnualReturn":6.6},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1973,"annualReturn":10.41,"inflationAdjustedAnnualReturn":5.9},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1973,"annualReturn":13.1,"inflationAdjustedAnnualReturn":8.48},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1973,"annualReturn":10.49,"inflationAdjustedAnnualReturn":5.97},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1973,"annualReturn":10.07,"inflationAdjustedAnnualReturn":5.58},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1974,"annualReturn":11.01,"inflationAdjustedAnnualReturn":6.7},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1974,"annualReturn":12.74,"inflationAdjustedAnnualReturn":8.36},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1974,"annualReturn":11.3,"inflationAdjustedAnnualReturn":6.98},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1974,"annualReturn":10.64,"inflationAdjustedAnnualReturn":6.34},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1975,"annualReturn":9.84,"inflationAdjustedAnnualReturn":5.75},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1975,"annualReturn":11.04,"inflationAdjustedAnnualReturn":6.9},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1975,"annualReturn":10.17,"inflationAdjustedAnnualReturn":6.07},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1975,"annualReturn":9.36,"inflationAdjustedAnnualReturn":5.29},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1984,"annualReturn":9.71,"inflationAdjustedAnnualReturn":6.46},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1984,"annualReturn":11.41,"inflationAdjustedAnnualReturn":8.1},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1984,"annualReturn":9.59,"inflationAdjustedAnnualReturn":6.34},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1984,"annualReturn":9.18,"inflationAdjustedAnnualReturn":5.94},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1985,"annualReturn":9.9,"inflationAdjustedAnnualReturn":6.63},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1985,"annualReturn":11.47,"inflationAdjustedAnnualReturn":8.15},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1985,"annualReturn":9.84,"inflationAdjustedAnnualReturn":6.57},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1985,"annualReturn":9.27,"inflationAdjustedAnnualReturn":6.02},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":9.76,"inflationAdjustedAnnualReturn":6.48},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1986,"annualReturn":11.17,"inflationAdjustedAnnualReturn":7.85},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":9.77,"inflationAdjustedAnnualReturn":6.48},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1986,"annualReturn":9.12,"inflationAdjustedAnnualReturn":5.86},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":10.1,"inflationAdjustedAnnualReturn":6.83},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1987,"annualReturn":11.38,"inflationAdjustedAnnualReturn":8.08},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":10.15,"inflationAdjustedAnnualReturn":6.88},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1987,"annualReturn":9.33,"inflationAdjustedAnnualReturn":6.08},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":10.12,"inflationAdjustedAnnualReturn":6.87},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1988,"annualReturn":11.54,"inflationAdjustedAnnualReturn":8.25},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":10.04,"inflationAdjustedAnnualReturn":6.79},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1988,"annualReturn":9.34,"inflationAdjustedAnnualReturn":6.12},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1989,"annualReturn":6.85,"inflationAdjustedAnnualReturn":3.92},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1989,"annualReturn":8.12,"inflationAdjustedAnnualReturn":5.15},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1989,"annualReturn":6.77,"inflationAdjustedAnnualReturn":3.84},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1989,"annualReturn":7.27,"inflationAdjustedAnnualReturn":4.32},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1990,"annualReturn":6.98,"inflationAdjustedAnnualReturn":4.14},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1990,"annualReturn":8.15,"inflationAdjustedAnnualReturn":5.28},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1990,"annualReturn":7.06,"inflationAdjustedAnnualReturn":4.22},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1990,"annualReturn":7.35,"inflationAdjustedAnnualReturn":4.5},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1991,"annualReturn":8.21,"inflationAdjustedAnnualReturn":5.58},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1991,"annualReturn":9.34,"inflationAdjustedAnnualReturn":6.68},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1991,"annualReturn":8.36,"inflationAdjustedAnnualReturn":5.72},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1991,"annualReturn":8.16,"inflationAdjustedAnnualReturn":5.52},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1992,"annualReturn":6.87,"inflationAdjustedAnnualReturn":4.27},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1992,"annualReturn":7.87,"inflationAdjustedAnnualReturn":5.25},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1992,"annualReturn":7.04,"inflationAdjustedAnnualReturn":4.44},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1992,"annualReturn":7.16,"inflationAdjustedAnnualReturn":4.56},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1993,"annualReturn":7.46,"inflationAdjustedAnnualReturn":4.91},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1993,"annualReturn":8.22,"inflationAdjustedAnnualReturn":5.64},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1993,"annualReturn":7.73,"inflationAdjustedAnnualReturn":5.17},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1993,"annualReturn":7.57,"inflationAdjustedAnnualReturn":5.02},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1994,"annualReturn":8.01,"inflationAdjustedAnnualReturn":5.5},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1994,"annualReturn":9.23,"inflationAdjustedAnnualReturn":6.7},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1994,"annualReturn":8.09,"inflationAdjustedAnnualReturn":5.58},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1994,"annualReturn":7.64,"inflationAdjustedAnnualReturn":5.14},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1995,"annualReturn":8.41,"inflationAdjustedAnnualReturn":5.99},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1995,"annualReturn":9.88,"inflationAdjustedAnnualReturn":7.44},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1995,"annualReturn":8.3,"inflationAdjustedAnnualReturn":5.89},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1995,"annualReturn":7.93,"inflationAdjustedAnnualReturn":5.53},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1996,"annualReturn":7.02,"inflationAdjustedAnnualReturn":4.73},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1996,"annualReturn":8.23,"inflationAdjustedAnnualReturn":5.92},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1996,"annualReturn":7.06,"inflationAdjustedAnnualReturn":4.77},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1996,"annualReturn":6.81,"inflationAdjustedAnnualReturn":4.52},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1997,"annualReturn":6.73,"inflationAdjustedAnnualReturn":4.51},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1997,"annualReturn":7.84,"inflationAdjustedAnnualReturn":5.6},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1997,"annualReturn":6.82,"inflationAdjustedAnnualReturn":4.6},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1997,"annualReturn":6.62,"inflationAdjustedAnnualReturn":4.41},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2000,"annualReturn":5.48,"inflationAdjustedAnnualReturn":3.27},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2000,"annualReturn":6.3,"inflationAdjustedAnnualReturn":4.07},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2000,"annualReturn":5.65,"inflationAdjustedAnnualReturn":3.43},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2000,"annualReturn":5.75,"inflationAdjustedAnnualReturn":3.53},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2001,"annualReturn":6.91,"inflationAdjustedAnnualReturn":4.78},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2001,"annualReturn":7.91,"inflationAdjustedAnnualReturn":5.75},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2001,"annualReturn":7.02,"inflationAdjustedAnnualReturn":4.88},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2001,"annualReturn":6.58,"inflationAdjustedAnnualReturn":4.45},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2002,"annualReturn":8.6,"inflationAdjustedAnnualReturn":6.15},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2002,"annualReturn":9.78,"inflationAdjustedAnnualReturn":7.31},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2002,"annualReturn":8.57,"inflationAdjustedAnnualReturn":6.13},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2002,"annualReturn":7.42,"inflationAdjustedAnnualReturn":5},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2003,"annualReturn":8.61,"inflationAdjustedAnnualReturn":5.95},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2003,"annualReturn":9.88,"inflationAdjustedAnnualReturn":7.19},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2003,"annualReturn":8.47,"inflationAdjustedAnnualReturn":5.82},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2003,"annualReturn":6.92,"inflationAdjustedAnnualReturn":4.31}]],[20,[{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1972,"annualReturn":10.41,"inflationAdjustedAnnualReturn":5.9},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1972,"annualReturn":13.1,"inflationAdjustedAnnualReturn":8.48},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1972,"annualReturn":10.49,"inflationAdjustedAnnualReturn":5.97},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1972,"annualReturn":10.07,"inflationAdjustedAnnualReturn":5.58},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1973,"annualReturn":11.01,"inflationAdjustedAnnualReturn":6.7},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1973,"annualReturn":12.74,"inflationAdjustedAnnualReturn":8.36},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1973,"annualReturn":11.3,"inflationAdjustedAnnualReturn":6.98},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1973,"annualReturn":10.64,"inflationAdjustedAnnualReturn":6.34},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":5.99,"inflationAdjustedAnnualReturn":3.78},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1998,"annualReturn":6.78,"inflationAdjustedAnnualReturn":4.55},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":6.17,"inflationAdjustedAnnualReturn":3.95},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1998,"annualReturn":6,"inflationAdjustedAnnualReturn":3.79},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1999,"annualReturn":6.25,"inflationAdjustedAnnualReturn":4},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1999,"annualReturn":7.07,"inflationAdjustedAnnualReturn":4.8},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1999,"annualReturn":6.42,"inflationAdjustedAnnualReturn":4.17},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1999,"annualReturn":6.18,"inflationAdjustedAnnualReturn":3.93},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1973,"annualReturn":9.84,"inflationAdjustedAnnualReturn":5.75},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1973,"annualReturn":11.04,"inflationAdjustedAnnualReturn":6.9},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1973,"annualReturn":10.17,"inflationAdjustedAnnualReturn":6.07},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1973,"annualReturn":9.36,"inflationAdjustedAnnualReturn":5.29},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1974,"annualReturn":11.53,"inflationAdjustedAnnualReturn":7.53},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1974,"annualReturn":13.55,"inflationAdjustedAnnualReturn":9.48},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1974,"annualReturn":11.67,"inflationAdjustedAnnualReturn":7.67},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1974,"annualReturn":10.74,"inflationAdjustedAnnualReturn":6.77},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1975,"annualReturn":11.98,"inflationAdjustedAnnualReturn":8},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1975,"annualReturn":14.27,"inflationAdjustedAnnualReturn":10.21},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1975,"annualReturn":11.94,"inflationAdjustedAnnualReturn":7.96},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1975,"annualReturn":10.74,"inflationAdjustedAnnualReturn":6.81},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1976,"annualReturn":12.96,"inflationAdjustedAnnualReturn":9.14},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1976,"annualReturn":15.7,"inflationAdjustedAnnualReturn":11.79},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1976,"annualReturn":12.59,"inflationAdjustedAnnualReturn":8.78},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1976,"annualReturn":11.21,"inflationAdjustedAnnualReturn":7.45},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1977,"annualReturn":13.62,"inflationAdjustedAnnualReturn":9.95},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1977,"annualReturn":16.31,"inflationAdjustedAnnualReturn":12.55},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1977,"annualReturn":13.15,"inflationAdjustedAnnualReturn":9.49},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1977,"annualReturn":11.59,"inflationAdjustedAnnualReturn":7.98},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1978,"annualReturn":14.34,"inflationAdjustedAnnualReturn":10.7},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1978,"annualReturn":16.87,"inflationAdjustedAnnualReturn":13.15},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1978,"annualReturn":13.89,"inflationAdjustedAnnualReturn":10.26},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1978,"annualReturn":11.86,"inflationAdjustedAnnualReturn":8.3},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1985,"annualReturn":9.97,"inflationAdjustedAnnualReturn":6.66},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1985,"annualReturn":11.1,"inflationAdjustedAnnualReturn":7.75},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1985,"annualReturn":10.08,"inflationAdjustedAnnualReturn":6.76},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1985,"annualReturn":9.27,"inflationAdjustedAnnualReturn":5.98},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":7.29,"inflationAdjustedAnnualReturn":4.2},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1986,"annualReturn":8.27,"inflationAdjustedAnnualReturn":5.15},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":7.48,"inflationAdjustedAnnualReturn":4.38},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1986,"annualReturn":7.63,"inflationAdjustedAnnualReturn":4.53},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":8.12,"inflationAdjustedAnnualReturn":5.01},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1987,"annualReturn":9.08,"inflationAdjustedAnnualReturn":5.95},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":8.33,"inflationAdjustedAnnualReturn":5.22},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1987,"annualReturn":8.19,"inflationAdjustedAnnualReturn":5.08},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":8.48,"inflationAdjustedAnnualReturn":5.5},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1988,"annualReturn":9.71,"inflationAdjustedAnnualReturn":6.69},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":8.47,"inflationAdjustedAnnualReturn":5.49},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1988,"annualReturn":8.35,"inflationAdjustedAnnualReturn":5.37},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1989,"annualReturn":7.68,"inflationAdjustedAnnualReturn":4.79},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1989,"annualReturn":9,"inflationAdjustedAnnualReturn":6.06},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1989,"annualReturn":7.51,"inflationAdjustedAnnualReturn":4.62},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1989,"annualReturn":7.72,"inflationAdjustedAnnualReturn":4.82},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1990,"annualReturn":7.32,"inflationAdjustedAnnualReturn":4.56},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1990,"annualReturn":8.54,"inflationAdjustedAnnualReturn":5.75},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1990,"annualReturn":7.26,"inflationAdjustedAnnualReturn":4.5},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1990,"annualReturn":7.41,"inflationAdjustedAnnualReturn":4.65},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1995,"annualReturn":8.62,"inflationAdjustedAnnualReturn":6.29},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1995,"annualReturn":10.02,"inflationAdjustedAnnualReturn":7.66},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1995,"annualReturn":8.44,"inflationAdjustedAnnualReturn":6.12},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1995,"annualReturn":7.81,"inflationAdjustedAnnualReturn":5.49},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1996,"annualReturn":7.1,"inflationAdjustedAnnualReturn":4.83},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1996,"annualReturn":8.31,"inflationAdjustedAnnualReturn":6.02},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1996,"annualReturn":7.05,"inflationAdjustedAnnualReturn":4.78},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1996,"annualReturn":6.62,"inflationAdjustedAnnualReturn":4.36},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1997,"annualReturn":7.51,"inflationAdjustedAnnualReturn":5.28},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1997,"annualReturn":8.68,"inflationAdjustedAnnualReturn":6.42},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1997,"annualReturn":7.49,"inflationAdjustedAnnualReturn":5.26},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1997,"annualReturn":6.99,"inflationAdjustedAnnualReturn":4.77},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":7.32,"inflationAdjustedAnnualReturn":5.11},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1998,"annualReturn":8.3,"inflationAdjustedAnnualReturn":6.07},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":7.39,"inflationAdjustedAnnualReturn":5.17},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1998,"annualReturn":6.9,"inflationAdjustedAnnualReturn":4.69},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1999,"annualReturn":7.3,"inflationAdjustedAnnualReturn":4.85},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1999,"annualReturn":8.39,"inflationAdjustedAnnualReturn":5.91},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1999,"annualReturn":7.32,"inflationAdjustedAnnualReturn":4.87},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1999,"annualReturn":6.71,"inflationAdjustedAnnualReturn":4.27},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2000,"annualReturn":5.39,"inflationAdjustedAnnualReturn":2.82},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2000,"annualReturn":6.37,"inflationAdjustedAnnualReturn":3.78},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2000,"annualReturn":5.44,"inflationAdjustedAnnualReturn":2.87},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2000,"annualReturn":5.23,"inflationAdjustedAnnualReturn":2.67}]],[23,[{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1972,"annualReturn":11.53,"inflationAdjustedAnnualReturn":7.53},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1972,"annualReturn":13.55,"inflationAdjustedAnnualReturn":9.48},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1972,"annualReturn":11.67,"inflationAdjustedAnnualReturn":7.67},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1972,"annualReturn":10.74,"inflationAdjustedAnnualReturn":6.77},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1973,"annualReturn":11.98,"inflationAdjustedAnnualReturn":8},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1973,"annualReturn":14.27,"inflationAdjustedAnnualReturn":10.21},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1973,"annualReturn":11.94,"inflationAdjustedAnnualReturn":7.96},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1973,"annualReturn":10.74,"inflationAdjustedAnnualReturn":6.81},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1992,"annualReturn":7.76,"inflationAdjustedAnnualReturn":5.37},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1992,"annualReturn":9.03,"inflationAdjustedAnnualReturn":6.6},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1992,"annualReturn":7.69,"inflationAdjustedAnnualReturn":5.3},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1992,"annualReturn":7.31,"inflationAdjustedAnnualReturn":4.93},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1993,"annualReturn":8.01,"inflationAdjustedAnnualReturn":5.64},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1993,"annualReturn":9.17,"inflationAdjustedAnnualReturn":6.78},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1993,"annualReturn":8.01,"inflationAdjustedAnnualReturn":5.64},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1993,"annualReturn":7.46,"inflationAdjustedAnnualReturn":5.11},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1996,"annualReturn":7.89,"inflationAdjustedAnnualReturn":5.6},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1996,"annualReturn":9.16,"inflationAdjustedAnnualReturn":6.84},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1996,"annualReturn":7.77,"inflationAdjustedAnnualReturn":5.48},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1996,"annualReturn":7.15,"inflationAdjustedAnnualReturn":4.87},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1997,"annualReturn":7.94,"inflationAdjustedAnnualReturn":5.73},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1997,"annualReturn":9.16,"inflationAdjustedAnnualReturn":6.93},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1997,"annualReturn":7.86,"inflationAdjustedAnnualReturn":5.65},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1997,"annualReturn":7.26,"inflationAdjustedAnnualReturn":5.07},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":7.84,"inflationAdjustedAnnualReturn":5.41},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1998,"annualReturn":8.97,"inflationAdjustedAnnualReturn":6.51},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":7.8,"inflationAdjustedAnnualReturn":5.37},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1998,"annualReturn":7.08,"inflationAdjustedAnnualReturn":4.66},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1999,"annualReturn":6.07,"inflationAdjustedAnnualReturn":3.48},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1999,"annualReturn":7.05,"inflationAdjustedAnnualReturn":4.43},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1999,"annualReturn":6.13,"inflationAdjustedAnnualReturn":3.53},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1999,"annualReturn":5.63,"inflationAdjustedAnnualReturn":3.05}]],[24,[{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1972,"annualReturn":11.98,"inflationAdjustedAnnualReturn":8},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1972,"annualReturn":14.27,"inflationAdjustedAnnualReturn":10.21},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1972,"annualReturn":11.94,"inflationAdjustedAnnualReturn":7.96},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1972,"annualReturn":10.74,"inflationAdjustedAnnualReturn":6.81},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1973,"annualReturn":12.96,"inflationAdjustedAnnualReturn":9.14},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1973,"annualReturn":15.7,"inflationAdjustedAnnualReturn":11.79},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1973,"annualReturn":12.59,"inflationAdjustedAnnualReturn":8.78},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1973,"annualReturn":11.21,"inflationAdjustedAnnualReturn":7.45},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":6.63,"inflationAdjustedAnnualReturn":4.06},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1998,"annualReturn":7.65,"inflationAdjustedAnnualReturn":5.06},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":6.63,"inflationAdjustedAnnualReturn":4.06},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1998,"annualReturn":6.02,"inflationAdjustedAnnualReturn":3.47}]],[25,[{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1972,"annualReturn":12.96,"inflationAdjustedAnnualReturn":9.14},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1972,"annualReturn":15.7,"inflationAdjustedAnnualReturn":11.79},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1972,"annualReturn":12.59,"inflationAdjustedAnnualReturn":8.78},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1972,"annualReturn":11.21,"inflationAdjustedAnnualReturn":7.45},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1973,"annualReturn":13.62,"inflationAdjustedAnnualReturn":9.95},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1973,"annualReturn":16.31,"inflationAdjustedAnnualReturn":12.55},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1973,"annualReturn":13.15,"inflationAdjustedAnnualReturn":9.49},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1973,"annualReturn":11.59,"inflationAdjustedAnnualReturn":7.98},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1974,"annualReturn":14.34,"inflationAdjustedAnnualReturn":10.7},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1974,"annualReturn":16.87,"inflationAdjustedAnnualReturn":13.15},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1974,"annualReturn":13.89,"inflationAdjustedAnnualReturn":10.26},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1974,"annualReturn":11.86,"inflationAdjustedAnnualReturn":8.3},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1977,"annualReturn":8.55,"inflationAdjustedAnnualReturn":5.26},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1977,"annualReturn":10.26,"inflationAdjustedAnnualReturn":6.92},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1977,"annualReturn":8.35,"inflationAdjustedAnnualReturn":5.07},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1977,"annualReturn":8.41,"inflationAdjustedAnnualReturn":5.13},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1978,"annualReturn":9.71,"inflationAdjustedAnnualReturn":6.46},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1978,"annualReturn":11.41,"inflationAdjustedAnnualReturn":8.1},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1978,"annualReturn":9.59,"inflationAdjustedAnnualReturn":6.34},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1978,"annualReturn":9.18,"inflationAdjustedAnnualReturn":5.94},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1981,"annualReturn":10.1,"inflationAdjustedAnnualReturn":6.83},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1981,"annualReturn":11.38,"inflationAdjustedAnnualReturn":8.08},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1981,"annualReturn":10.15,"inflationAdjustedAnnualReturn":6.88},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1981,"annualReturn":9.33,"inflationAdjustedAnnualReturn":6.08},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1982,"annualReturn":9.97,"inflationAdjustedAnnualReturn":6.66},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1982,"annualReturn":11.1,"inflationAdjustedAnnualReturn":7.75},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1982,"annualReturn":10.08,"inflationAdjustedAnnualReturn":6.76},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1982,"annualReturn":9.27,"inflationAdjustedAnnualReturn":5.98},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1983,"annualReturn":7.29,"inflationAdjustedAnnualReturn":4.2},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1983,"annualReturn":8.27,"inflationAdjustedAnnualReturn":5.15},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1983,"annualReturn":7.48,"inflationAdjustedAnnualReturn":4.38},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1983,"annualReturn":7.63,"inflationAdjustedAnnualReturn":4.53},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1984,"annualReturn":8.12,"inflationAdjustedAnnualReturn":5.01},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1984,"annualReturn":9.08,"inflationAdjustedAnnualReturn":5.95},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1984,"annualReturn":8.33,"inflationAdjustedAnnualReturn":5.22},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1984,"annualReturn":8.19,"inflationAdjustedAnnualReturn":5.08},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1985,"annualReturn":8.4,"inflationAdjustedAnnualReturn":5.35},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1985,"annualReturn":9.41,"inflationAdjustedAnnualReturn":6.33},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1985,"annualReturn":8.57,"inflationAdjustedAnnualReturn":5.51},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1985,"annualReturn":8.33,"inflationAdjustedAnnualReturn":5.28},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":7.99,"inflationAdjustedAnnualReturn":4.95},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1986,"annualReturn":9.05,"inflationAdjustedAnnualReturn":5.98},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":8.08,"inflationAdjustedAnnualReturn":5.03},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1986,"annualReturn":8,"inflationAdjustedAnnualReturn":4.96},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":8.28,"inflationAdjustedAnnualReturn":5.27},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1987,"annualReturn":9.32,"inflationAdjustedAnnualReturn":6.29},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":8.36,"inflationAdjustedAnnualReturn":5.35},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1987,"annualReturn":8.14,"inflationAdjustedAnnualReturn":5.14},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":9.07,"inflationAdjustedAnnualReturn":6.16},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1988,"annualReturn":10.43,"inflationAdjustedAnnualReturn":7.48},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":8.84,"inflationAdjustedAnnualReturn":5.93},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1988,"annualReturn":8.43,"inflationAdjustedAnnualReturn":5.54},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1991,"annualReturn":8.6,"inflationAdjustedAnnualReturn":6.17},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1991,"annualReturn":9.98,"inflationAdjustedAnnualReturn":7.51},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1991,"annualReturn":8.32,"inflationAdjustedAnnualReturn":5.89},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1991,"annualReturn":7.8,"inflationAdjustedAnnualReturn":5.38},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1992,"annualReturn":8.36,"inflationAdjustedAnnualReturn":5.96},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1992,"annualReturn":9.6,"inflationAdjustedAnnualReturn":7.18},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1992,"annualReturn":8.24,"inflationAdjustedAnnualReturn":5.84},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1992,"annualReturn":7.6,"inflationAdjustedAnnualReturn":5.22},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1993,"annualReturn":7.88,"inflationAdjustedAnnualReturn":5.53},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1993,"annualReturn":9.01,"inflationAdjustedAnnualReturn":6.64},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1993,"annualReturn":7.84,"inflationAdjustedAnnualReturn":5.5},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1993,"annualReturn":7.24,"inflationAdjustedAnnualReturn":4.91},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1994,"annualReturn":8.39,"inflationAdjustedAnnualReturn":6.05},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1994,"annualReturn":9.71,"inflationAdjustedAnnualReturn":7.34},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1994,"annualReturn":8.16,"inflationAdjustedAnnualReturn":5.83},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1994,"annualReturn":7.45,"inflationAdjustedAnnualReturn":5.13},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1995,"annualReturn":9.08,"inflationAdjustedAnnualReturn":6.78},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1995,"annualReturn":10.52,"inflationAdjustedAnnualReturn":8.19},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1995,"annualReturn":8.7,"inflationAdjustedAnnualReturn":6.41},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1995,"annualReturn":7.94,"inflationAdjustedAnnualReturn":5.67},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1996,"annualReturn":8.8,"inflationAdjustedAnnualReturn":6.33},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1996,"annualReturn":10.18,"inflationAdjustedAnnualReturn":7.68},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1996,"annualReturn":8.47,"inflationAdjustedAnnualReturn":6},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1996,"annualReturn":7.55,"inflationAdjustedAnnualReturn":5.11},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1997,"annualReturn":7.25,"inflationAdjustedAnnualReturn":4.7},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1997,"annualReturn":8.47,"inflationAdjustedAnnualReturn":5.88},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1997,"annualReturn":7.09,"inflationAdjustedAnnualReturn":4.54},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1997,"annualReturn":6.39,"inflationAdjustedAnnualReturn":3.86}]],[26,[{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1972,"annualReturn":13.62,"inflationAdjustedAnnualReturn":9.95},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1972,"annualReturn":16.31,"inflationAdjustedAnnualReturn":12.55},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1972,"annualReturn":13.15,"inflationAdjustedAnnualReturn":9.49},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1972,"annualReturn":11.59,"inflationAdjustedAnnualReturn":7.98},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1973,"annualReturn":14.34,"inflationAdjustedAnnualReturn":10.7},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1973,"annualReturn":16.87,"inflationAdjustedAnnualReturn":13.15},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1973,"annualReturn":13.89,"inflationAdjustedAnnualReturn":10.26},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1973,"annualReturn":11.86,"inflationAdjustedAnnualReturn":8.3},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1974,"annualReturn":12.37,"inflationAdjustedAnnualReturn":8.78},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1974,"annualReturn":14.66,"inflationAdjustedAnnualReturn":11},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1974,"annualReturn":12,"inflationAdjustedAnnualReturn":8.43},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1974,"annualReturn":10.75,"inflationAdjustedAnnualReturn":7.21},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1985,"annualReturn":7.99,"inflationAdjustedAnnualReturn":4.95},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1985,"annualReturn":9.05,"inflationAdjustedAnnualReturn":5.98},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1985,"annualReturn":8.08,"inflationAdjustedAnnualReturn":5.03},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1985,"annualReturn":8,"inflationAdjustedAnnualReturn":4.96},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":8.28,"inflationAdjustedAnnualReturn":5.27},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1986,"annualReturn":9.32,"inflationAdjustedAnnualReturn":6.29},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":8.36,"inflationAdjustedAnnualReturn":5.35},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1986,"annualReturn":8.14,"inflationAdjustedAnnualReturn":5.14},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":8.95,"inflationAdjustedAnnualReturn":5.98},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1987,"annualReturn":10.13,"inflationAdjustedAnnualReturn":7.13},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":8.91,"inflationAdjustedAnnualReturn":5.94},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1987,"annualReturn":8.41,"inflationAdjustedAnnualReturn":5.45},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":9.11,"inflationAdjustedAnnualReturn":6.28},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1988,"annualReturn":10.5,"inflationAdjustedAnnualReturn":7.63},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":8.76,"inflationAdjustedAnnualReturn":5.93},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1988,"annualReturn":8.36,"inflationAdjustedAnnualReturn":5.54},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1989,"annualReturn":8.45,"inflationAdjustedAnnualReturn":5.78},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1989,"annualReturn":9.86,"inflationAdjustedAnnualReturn":7.15},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1989,"annualReturn":8.02,"inflationAdjustedAnnualReturn":5.36},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1989,"annualReturn":7.77,"inflationAdjustedAnnualReturn":5.11},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1990,"annualReturn":7.96,"inflationAdjustedAnnualReturn":5.39},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1990,"annualReturn":9.34,"inflationAdjustedAnnualReturn":6.74},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1990,"annualReturn":7.57,"inflationAdjustedAnnualReturn":5.02},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1990,"annualReturn":7.34,"inflationAdjustedAnnualReturn":4.79},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1991,"annualReturn":9.04,"inflationAdjustedAnnualReturn":6.6},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1991,"annualReturn":10.37,"inflationAdjustedAnnualReturn":7.9},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1991,"annualReturn":8.78,"inflationAdjustedAnnualReturn":6.34},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1991,"annualReturn":8.06,"inflationAdjustedAnnualReturn":5.65},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1992,"annualReturn":7.77,"inflationAdjustedAnnualReturn":5.41},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1992,"annualReturn":9.01,"inflationAdjustedAnnualReturn":6.61},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1992,"annualReturn":7.61,"inflationAdjustedAnnualReturn":5.24},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1992,"annualReturn":7.1,"inflationAdjustedAnnualReturn":4.75},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1993,"annualReturn":8.57,"inflationAdjustedAnnualReturn":6.2},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1993,"annualReturn":9.74,"inflationAdjustedAnnualReturn":7.35},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1993,"annualReturn":8.45,"inflationAdjustedAnnualReturn":6.09},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1993,"annualReturn":7.69,"inflationAdjustedAnnualReturn":5.34},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1994,"annualReturn":8.77,"inflationAdjustedAnnualReturn":6.45},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1994,"annualReturn":10.1,"inflationAdjustedAnnualReturn":7.76},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1994,"annualReturn":8.46,"inflationAdjustedAnnualReturn":6.16},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1994,"annualReturn":7.67,"inflationAdjustedAnnualReturn":5.38},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1995,"annualReturn":9.55,"inflationAdjustedAnnualReturn":7.06},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1995,"annualReturn":11.04,"inflationAdjustedAnnualReturn":8.51},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1995,"annualReturn":9.02,"inflationAdjustedAnnualReturn":6.54},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1995,"annualReturn":8.06,"inflationAdjustedAnnualReturn":5.6},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1996,"annualReturn":7.62,"inflationAdjustedAnnualReturn":5.02},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1996,"annualReturn":8.91,"inflationAdjustedAnnualReturn":6.28},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1996,"annualReturn":7.35,"inflationAdjustedAnnualReturn":4.76},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1996,"annualReturn":6.55,"inflationAdjustedAnnualReturn":3.98}]],[27,[{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1972,"annualReturn":14.34,"inflationAdjustedAnnualReturn":10.7},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1972,"annualReturn":16.87,"inflationAdjustedAnnualReturn":13.15},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1972,"annualReturn":13.89,"inflationAdjustedAnnualReturn":10.26},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1972,"annualReturn":11.86,"inflationAdjustedAnnualReturn":8.3},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1973,"annualReturn":12.37,"inflationAdjustedAnnualReturn":8.78},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1973,"annualReturn":14.66,"inflationAdjustedAnnualReturn":11},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1973,"annualReturn":12,"inflationAdjustedAnnualReturn":8.43},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1973,"annualReturn":10.75,"inflationAdjustedAnnualReturn":7.21},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1982,"annualReturn":8.4,"inflationAdjustedAnnualReturn":5.35},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1982,"annualReturn":9.41,"inflationAdjustedAnnualReturn":6.33},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1982,"annualReturn":8.57,"inflationAdjustedAnnualReturn":5.51},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1982,"annualReturn":8.33,"inflationAdjustedAnnualReturn":5.28},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1983,"annualReturn":7.99,"inflationAdjustedAnnualReturn":4.95},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1983,"annualReturn":9.05,"inflationAdjustedAnnualReturn":5.98},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1983,"annualReturn":8.08,"inflationAdjustedAnnualReturn":5.03},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1983,"annualReturn":8,"inflationAdjustedAnnualReturn":4.96},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1984,"annualReturn":8.28,"inflationAdjustedAnnualReturn":5.27},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1984,"annualReturn":9.32,"inflationAdjustedAnnualReturn":6.29},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1984,"annualReturn":8.36,"inflationAdjustedAnnualReturn":5.35},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1984,"annualReturn":8.14,"inflationAdjustedAnnualReturn":5.14},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1985,"annualReturn":8.95,"inflationAdjustedAnnualReturn":5.98},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1985,"annualReturn":10.13,"inflationAdjustedAnnualReturn":7.13},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1985,"annualReturn":8.91,"inflationAdjustedAnnualReturn":5.94},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1985,"annualReturn":8.41,"inflationAdjustedAnnualReturn":5.45},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":8.97,"inflationAdjustedAnnualReturn":6.08},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1986,"annualReturn":10.21,"inflationAdjustedAnnualReturn":7.28},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":8.83,"inflationAdjustedAnnualReturn":5.94},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1986,"annualReturn":8.34,"inflationAdjustedAnnualReturn":5.46},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":8.64,"inflationAdjustedAnnualReturn":5.83},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1987,"annualReturn":9.85,"inflationAdjustedAnnualReturn":7.01},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":8.47,"inflationAdjustedAnnualReturn":5.66},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1987,"annualReturn":8.01,"inflationAdjustedAnnualReturn":5.21},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":8.85,"inflationAdjustedAnnualReturn":6.11},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1988,"annualReturn":10.2,"inflationAdjustedAnnualReturn":7.43},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":8.42,"inflationAdjustedAnnualReturn":5.69},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1988,"annualReturn":7.98,"inflationAdjustedAnnualReturn":5.27},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1989,"annualReturn":8.95,"inflationAdjustedAnnualReturn":6.29},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1989,"annualReturn":10.32,"inflationAdjustedAnnualReturn":7.63},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1989,"annualReturn":8.49,"inflationAdjustedAnnualReturn":5.84},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1989,"annualReturn":7.99,"inflationAdjustedAnnualReturn":5.36},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1993,"annualReturn":8.26,"inflationAdjustedAnnualReturn":5.63},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1993,"annualReturn":9.45,"inflationAdjustedAnnualReturn":6.79},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1993,"annualReturn":8.01,"inflationAdjustedAnnualReturn":5.38},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1993,"annualReturn":7.09,"inflationAdjustedAnnualReturn":4.49}]],[30,[{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1972,"annualReturn":8.55,"inflationAdjustedAnnualReturn":5.26},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1972,"annualReturn":10.26,"inflationAdjustedAnnualReturn":6.92},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1972,"annualReturn":8.35,"inflationAdjustedAnnualReturn":5.07},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1972,"annualReturn":8.41,"inflationAdjustedAnnualReturn":5.13},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1977,"annualReturn":9.97,"inflationAdjustedAnnualReturn":6.66},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1977,"annualReturn":11.1,"inflationAdjustedAnnualReturn":7.75},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1977,"annualReturn":10.08,"inflationAdjustedAnnualReturn":6.76},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1977,"annualReturn":9.27,"inflationAdjustedAnnualReturn":5.98},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1978,"annualReturn":7.29,"inflationAdjustedAnnualReturn":4.2},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1978,"annualReturn":8.27,"inflationAdjustedAnnualReturn":5.15},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1978,"annualReturn":7.48,"inflationAdjustedAnnualReturn":4.38},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1978,"annualReturn":7.63,"inflationAdjustedAnnualReturn":4.53},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1979,"annualReturn":8.12,"inflationAdjustedAnnualReturn":5.01},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1979,"annualReturn":9.08,"inflationAdjustedAnnualReturn":5.95},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1979,"annualReturn":8.33,"inflationAdjustedAnnualReturn":5.22},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1979,"annualReturn":8.19,"inflationAdjustedAnnualReturn":5.08},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1980,"annualReturn":8.4,"inflationAdjustedAnnualReturn":5.35},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1980,"annualReturn":9.41,"inflationAdjustedAnnualReturn":6.33},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1980,"annualReturn":8.57,"inflationAdjustedAnnualReturn":5.51},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1980,"annualReturn":8.33,"inflationAdjustedAnnualReturn":5.28},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1981,"annualReturn":7.99,"inflationAdjustedAnnualReturn":4.95},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1981,"annualReturn":9.05,"inflationAdjustedAnnualReturn":5.98},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1981,"annualReturn":8.08,"inflationAdjustedAnnualReturn":5.03},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1981,"annualReturn":8,"inflationAdjustedAnnualReturn":4.96},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1982,"annualReturn":8.28,"inflationAdjustedAnnualReturn":5.27},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1982,"annualReturn":9.32,"inflationAdjustedAnnualReturn":6.29},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1982,"annualReturn":8.36,"inflationAdjustedAnnualReturn":5.35},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1982,"annualReturn":8.14,"inflationAdjustedAnnualReturn":5.14},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1983,"annualReturn":8.95,"inflationAdjustedAnnualReturn":5.98},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1983,"annualReturn":10.13,"inflationAdjustedAnnualReturn":7.13},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1983,"annualReturn":8.91,"inflationAdjustedAnnualReturn":5.94},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1983,"annualReturn":8.41,"inflationAdjustedAnnualReturn":5.45},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1984,"annualReturn":8.97,"inflationAdjustedAnnualReturn":6.08},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1984,"annualReturn":10.21,"inflationAdjustedAnnualReturn":7.28},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1984,"annualReturn":8.83,"inflationAdjustedAnnualReturn":5.94},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1984,"annualReturn":8.34,"inflationAdjustedAnnualReturn":5.46},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1985,"annualReturn":8.64,"inflationAdjustedAnnualReturn":5.83},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1985,"annualReturn":9.85,"inflationAdjustedAnnualReturn":7.01},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1985,"annualReturn":8.47,"inflationAdjustedAnnualReturn":5.66},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1985,"annualReturn":8.01,"inflationAdjustedAnnualReturn":5.21},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":8.72,"inflationAdjustedAnnualReturn":5.92},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1986,"annualReturn":9.94,"inflationAdjustedAnnualReturn":7.11},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":8.5,"inflationAdjustedAnnualReturn":5.71},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1986,"annualReturn":7.98,"inflationAdjustedAnnualReturn":5.2},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":9.09,"inflationAdjustedAnnualReturn":6.31},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1987,"annualReturn":10.28,"inflationAdjustedAnnualReturn":7.47},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":8.88,"inflationAdjustedAnnualReturn":6.1},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1987,"annualReturn":8.2,"inflationAdjustedAnnualReturn":5.44},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":8.7,"inflationAdjustedAnnualReturn":6.01},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1988,"annualReturn":10,"inflationAdjustedAnnualReturn":7.27},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":8.25,"inflationAdjustedAnnualReturn":5.57},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1988,"annualReturn":7.76,"inflationAdjustedAnnualReturn":5.09},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1989,"annualReturn":9.02,"inflationAdjustedAnnualReturn":6.39},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1989,"annualReturn":10.38,"inflationAdjustedAnnualReturn":7.72},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1989,"annualReturn":8.45,"inflationAdjustedAnnualReturn":5.83},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1989,"annualReturn":7.91,"inflationAdjustedAnnualReturn":5.31},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1990,"annualReturn":8.83,"inflationAdjustedAnnualReturn":6.31},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1990,"annualReturn":10.18,"inflationAdjustedAnnualReturn":7.63},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1990,"annualReturn":8.29,"inflationAdjustedAnnualReturn":5.78},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1990,"annualReturn":7.74,"inflationAdjustedAnnualReturn":5.25},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1972,"annualReturn":9.71,"inflationAdjustedAnnualReturn":6.46},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1972,"annualReturn":11.41,"inflationAdjustedAnnualReturn":8.1},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1972,"annualReturn":9.59,"inflationAdjustedAnnualReturn":6.34},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1972,"annualReturn":9.18,"inflationAdjustedAnnualReturn":5.94},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1973,"annualReturn":9.9,"inflationAdjustedAnnualReturn":6.63},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1973,"annualReturn":11.47,"inflationAdjustedAnnualReturn":8.15},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1973,"annualReturn":9.84,"inflationAdjustedAnnualReturn":6.57},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1973,"annualReturn":9.27,"inflationAdjustedAnnualReturn":6.02},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1972,"annualReturn":9.9,"inflationAdjustedAnnualReturn":6.63},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1972,"annualReturn":11.47,"inflationAdjustedAnnualReturn":8.15},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1972,"annualReturn":9.84,"inflationAdjustedAnnualReturn":6.57},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1972,"annualReturn":9.27,"inflationAdjustedAnnualReturn":6.02},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1973,"annualReturn":9.76,"inflationAdjustedAnnualReturn":6.48},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1973,"annualReturn":11.17,"inflationAdjustedAnnualReturn":7.85},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1973,"annualReturn":9.77,"inflationAdjustedAnnualReturn":6.48},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1973,"annualReturn":9.12,"inflationAdjustedAnnualReturn":5.86},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1980,"annualReturn":8.28,"inflationAdjustedAnnualReturn":5.27},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1980,"annualReturn":9.32,"inflationAdjustedAnnualReturn":6.29},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1980,"annualReturn":8.36,"inflationAdjustedAnnualReturn":5.35},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1980,"annualReturn":8.14,"inflationAdjustedAnnualReturn":5.14},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1981,"annualReturn":8.95,"inflationAdjustedAnnualReturn":5.98},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1981,"annualReturn":10.13,"inflationAdjustedAnnualReturn":7.13},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1981,"annualReturn":8.91,"inflationAdjustedAnnualReturn":5.94},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1981,"annualReturn":8.41,"inflationAdjustedAnnualReturn":5.45},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1982,"annualReturn":8.97,"inflationAdjustedAnnualReturn":6.08},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1982,"annualReturn":10.21,"inflationAdjustedAnnualReturn":7.28},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1982,"annualReturn":8.83,"inflationAdjustedAnnualReturn":5.94},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1982,"annualReturn":8.34,"inflationAdjustedAnnualReturn":5.46},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1983,"annualReturn":8.64,"inflationAdjustedAnnualReturn":5.83},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1983,"annualReturn":9.85,"inflationAdjustedAnnualReturn":7.01},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1983,"annualReturn":8.47,"inflationAdjustedAnnualReturn":5.66},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1983,"annualReturn":8.01,"inflationAdjustedAnnualReturn":5.21},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1972,"annualReturn":9.97,"inflationAdjustedAnnualReturn":6.66},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1972,"annualReturn":11.1,"inflationAdjustedAnnualReturn":7.75},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1972,"annualReturn":10.08,"inflationAdjustedAnnualReturn":6.76},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1972,"annualReturn":9.27,"inflationAdjustedAnnualReturn":5.98},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1973,"annualReturn":7.29,"inflationAdjustedAnnualReturn":4.2},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1973,"annualReturn":8.27,"inflationAdjustedAnnualReturn":5.15},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1973,"annualReturn":7.48,"inflationAdjustedAnnualReturn":4.38},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1973,"annualReturn":7.63,"inflationAdjustedAnnualReturn":4.53},{"name":"High risk - 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