mnasra

## loan_data_hkpu.csv
adheres_to_credit_policy,purpose,interest_rate,monthly_installment,log_annual_income,debt_to_income_ratio,credit_score,days_with_credit,revolving_balance,revolving_utilization,credit_searches_p6m,arrears_p2y,adverse_records,defaulted_on_loan
1,debt_consolidation,0.1189,829.1,11.35040654,19.48,737,5639.958333,28854,52.1,0,0,0,0
1,credit_card,0.1071,228.22,11.08214255,14.29,707,2760,33623,76.7,0,0,0,0
1,debt_consolidation,0.1357,366.86,10.37349118,11.63,682,4710,3511,25.6,1,0,0,0
1,debt_consolidation,0.1008,162.34,11.35040654,8.1,712,2699.958333,33667,73.2,1,0,0,0
1,credit_card,0.1426,102.92,11.29973224,14.97,667,4066,4740,39.5,0,1,0,0
1,credit_card,0.0788,125.13,11.90496755,16.98,727,6120.041667,50807,51,0,0,0,0
1,debt_consolidation,0.1496,194.02,10.71441777,4,667,3180.041667,3839,76.8,0,0,1,1
1,all_other,0.1114,131.22,11.00209984,11.08,722,5116,24220,68.6,0,0,0,1
1,home_improvement,0.1134,87.19,11.40756495,17.25,682,3989,69909,51.1,1,0,0,0
	adheres_to_credit_policy,purpose,interest_rate,monthly_installment,log_annual_income,debt_to_income_ratio,credit_score,days_with_credit,revolving_balance,revolving_utilization,credit_searches_p6m,arrears_p2y,adverse_records,defaulted_on_loan
	1,debt_consolidation,0.1189,829.1,11.35040654,19.48,737,5639.958333,28854,52.1,0,0,0,0
	1,credit_card,0.1071,228.22,11.08214255,14.29,707,2760,33623,76.7,0,0,0,0
	1,debt_consolidation,0.1357,366.86,10.37349118,11.63,682,4710,3511,25.6,1,0,0,0
	1,debt_consolidation,0.1008,162.34,11.35040654,8.1,712,2699.958333,33667,73.2,1,0,0,0
	1,credit_card,0.1426,102.92,11.29973224,14.97,667,4066,4740,39.5,0,1,0,0
	1,credit_card,0.0788,125.13,11.90496755,16.98,727,6120.041667,50807,51,0,0,0,0
	1,debt_consolidation,0.1496,194.02,10.71441777,4,667,3180.041667,3839,76.8,0,0,1,1
	1,all_other,0.1114,131.22,11.00209984,11.08,722,5116,24220,68.6,0,0,0,1
	1,home_improvement,0.1134,87.19,11.40756495,17.25,682,3989,69909,51.1,1,0,0,0