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February 22, 2023 06:56
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Schedule Of Charges | IFIC
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| <div class="g-post"> | |
| <div class="g-post-area"> | |
| <div class="text-end"> | |
| <small>Effective From <span>1<sup>st</sup>July 2021</span></small> | |
| </div> | |
| <div class="table-responsive schedule-of-charge"> | |
| <table class="table table-striped table-sm table-bordered align-middle"> | |
| <tbody> | |
| <tr class=""> | |
| <td class="text-dark"><h5 class="mb-0">Particulars</h5></td> | |
| <td class="text-dark"><h5 class="mb-0">Rate</h5></td> | |
| </tr> | |
| <tr> | |
| <td colspan="2"> | |
| <h5>A. General Banking</h5> | |
| <strong>Deposit Accounts</strong> | |
| </td> | |
| </tr> | |
| <tr> | |
| <td colspan="2"><strong>Current Account</strong></td> | |
| </tr> | |
| <tr> | |
| <td>Account Maintenance Fee (half yearly)</td> | |
| <td>Tk. 300 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Closing of Account</td> | |
| <td>Tk. 300 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2"><strong>SND Account & Corporate Plus</strong></td> | |
| </tr> | |
| <tr> | |
| <td>Account Maintenance Fee (half yearly)</td> | |
| <td>Tk. 500 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Closing of Account</td> | |
| <td>Tk. 300 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2"><strong>Saving Account</strong></td> | |
| </tr> | |
| <tr> | |
| <td><strong>Saving Account :</strong></td> | |
| <td></td> | |
| </tr> | |
| <tr> | |
| <td>Account Maintenance Fee</td> | |
| <td></td> | |
| </tr> | |
| <tr> | |
| <td>Average balance up to Tk. 10,000</td> | |
| <td>Free</td> | |
| </tr> | |
| <tr> | |
| <td>Average balance Tk. 10,001 and up to Tk. 25,000 (half yearly)</td> | |
| <td>Tk. 100 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Average balance Tk. 25,001 and up to Tk. 200,000 (half yearly)</td> | |
| <td>Tk. 200 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Average balance Tk. 200,001 and up to Tk. 1,000,000 (half yearly)</td> | |
| <td>Tk. 250 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Average balance of above Tk. 1,000,000 (half yearly)</td> | |
| <td>Tk. 300 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Closing of Account</td> | |
| <td>Tk. 200 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2"><strong>Saving Account (Student):</strong></td> | |
| </tr> | |
| <tr> | |
| <td>Account Maintenance Fee</td> | |
| <td>Free</td> | |
| </tr> | |
| <tr> | |
| <td>Debit Card</td> | |
| <td>Free</td> | |
| </tr> | |
| <tr> | |
| <td>Closing of Account</td> | |
| <td>Nil</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2"><strong>IFIC Shohoj Account</strong></td> | |
| </tr> | |
| <tr> | |
| <td><strong>General Customers:</strong></td> | |
| <td></td> | |
| </tr> | |
| <tr> | |
| <td>Account Maintenance Fee (half yearly)</td> | |
| <td>Free</td> | |
| </tr> | |
| <tr> | |
| <td>Debit Card fee [yearly; upfront realisation]</td> | |
| <td>Tk. 300 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>SMS alert service (half yearly)</td> | |
| <td>Tk. 25 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Closing of Account</td> | |
| <td>Free</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2"><strong>Payroll Customers:</strong></td> | |
| </tr> | |
| <tr> | |
| <td>Account Maintenance fee</td> | |
| <td>Free</td> | |
| </tr> | |
| <tr> | |
| <td>Debit Card fee [yearly; upfront realisation]</td> | |
| <td>1st year Free;<br>From 2nd year Tk. 300 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>SMS Alert Service (half yearly)</td> | |
| <td>Tk. 25 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Closing of Account</td> | |
| <td>Free</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2"><h5 class="mb-0">AAMAR Account</h5></td> | |
| </tr> | |
| <tr> | |
| <td colspan="2"><strong>General Customers:</strong></td> | |
| </tr> | |
| <tr> | |
| <td>Account Maintenance Fee (half yearly)</td> | |
| <td>Tk. 300 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Debit Card [yearly; upfront realisation]</td> | |
| <td>Tk. 500 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Closing of Account</td> | |
| <td>Tk. 300 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2"><strong>Payroll Customers:</strong></td> | |
| </tr> | |
| <tr> | |
| <td>Account Maintenance Fee</td> | |
| <td>Free</td> | |
| </tr> | |
| <tr> | |
| <td>Debit Card [yearly; upfront realisation]</td> | |
| <td>1 st year Free; From 2 nd year Tk. 500 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Cheque Book</td> | |
| <td>1st Cheque book with 20 leaves: Free<br>From next cheque book: Tk. 7 per leaf + 15% VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Closing of Account</td> | |
| <td>Free</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2"><strong>SMS charges</strong></td> | |
| </tr> | |
| <tr> | |
| <td>SMS alert charge other than IFIC Shohoj & Student A/C (half yearly)</td> | |
| <td>Tk. 150 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>SMS Charge to inform customer about dispatching of half-yearly & yearly statement & Balance | |
| Confirmation Certificate | |
| </td> | |
| <td>Free</td> | |
| </tr> | |
| <tr> | |
| <td style="text-align: right" colspan="2">Page - 1</td> | |
| </tr> | |
| </tbody> | |
| </table> | |
| <table class="table table-striped table-sm table-bordered align-middle"> | |
| <tbody> | |
| <tr> | |
| <td><h5 class="mb-0">Particulars</h5></td> | |
| <td colspan="3"><h5 class="mb-0">Rate</h5></td> | |
| </tr> | |
| <tr> | |
| <td colspan="3"><strong>Issuance of Pay Order etc.</strong></td> | |
| </tr> | |
| <tr> | |
| <td>Up to Tk.1,000</td> | |
| <td colspan="2">Tk. 20 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Tk. 1,001 to Tk.100,000</td> | |
| <td colspan="2">Tk. 50 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Above Tk. 100,000</td> | |
| <td colspan="2">Tk. 100 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Cancellation of PO/SDR</td> | |
| <td colspan="2">Tk. 50 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Duplicate Issuance of PO</td> | |
| <td colspan="2">Tk. 500 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="3"><strong>Locker & Safe Custody Charges</strong></td> | |
| </tr> | |
| <tr> | |
| <td>Small</td> | |
| <td colspan="2">Tk. 5,000 yearly + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Medium</td> | |
| <td colspan="2">Tk. 10,000 yearly + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Large</td> | |
| <td colspan="2">Tk. 12,000 yearly + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Replacement of lost key</td> | |
| <td colspan="2">At actual plus 15% of rent as handling charges + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="3"><strong>Security Money (Refundable)</strong></td> | |
| </tr> | |
| <tr> | |
| <td>Small</td> | |
| <td colspan="2">Tk. 5,000</td> | |
| </tr> | |
| <tr> | |
| <td>Medium</td> | |
| <td colspan="2">Tk. 10,000</td> | |
| </tr> | |
| <tr> | |
| <td>Large</td> | |
| <td colspan="2">Tk. 12,000</td> | |
| </tr> | |
| <tr> | |
| <td colspan="3"><strong>Mobile Financial Service (MFS)</strong></td> | |
| </tr> | |
| <tr> | |
| <td>IFIC Account to bKAsh Account</td> | |
| <td colspan="2">Free</td> | |
| </tr> | |
| <tr> | |
| <td>IFIC Card to bkash Account</td> | |
| <td colspan="2">Free</td> | |
| </tr> | |
| <tr> | |
| <td>IFIC Account to Nagad Account</td> | |
| <td colspan="2">Free</td> | |
| </tr> | |
| <tr> | |
| <td>IFIC Card to Nagad Account<br>Solvency certificate</td> | |
| <td colspan="2">Free<br>Tk. 200 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Issuance of Tax Certificate (Once in a year)</td> | |
| <td colspan="2">Free</td> | |
| </tr> | |
| <tr> | |
| <td>Duplicate Issuance of Tax Certificate</td> | |
| <td colspan="2">Tk. 1,000 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Half-yearly & yearly statement & Balance Confirmation Certificate</td> | |
| <td colspan="2">Free</td> | |
| </tr> | |
| <tr> | |
| <td>Issuance of additional statements other than half-yearly & yearly statement<br>& Balance | |
| Confirmation Certificate | |
| </td> | |
| <td colspan="2">Max. Tk. 100 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td class="align-middle">Authentication/verification of statements/certificates</td> | |
| <td>Up to 10 page<br>11 Pages to 50 Pages<br>Above 50 Pages</td> | |
| <td>Tk. 50 + VAT<br>Tk. 500 + VAT<br>TK 500+ Per page Tk. 5</td> | |
| </tr> | |
| <tr> | |
| <td>Beneficiary Owner’s certificate</td> | |
| <td colspan="2">Tk. 100 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Any other certificate</td> | |
| <td colspan="2">Tk. 500 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="3" class="py-3"></td> | |
| </tr> | |
| <tr> | |
| <td>Cheque Return for Insufficient Fund - Inward/Outward (Each time)</td> | |
| <td colspan="2">Max. Tk. 50 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Issuance of Cheque Book</td> | |
| <td colspan="2">At actual + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Destruction of Cheque Book</td> | |
| <td colspan="2">Tk. 500 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Issuance of copy of Cheque & Voucher (beyond 3 months)</td> | |
| <td colspan="2">Tk. 1,000 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="3" class="py-3"></td> | |
| </tr> | |
| <tr> | |
| <td>Stop payment instruction</td> | |
| <td colspan="2">Tk. 100 per instruction + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Cancelation of Stop payment instruction</td> | |
| <td colspan="2">Tk. 50 per instruction + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Issuance of Bangladesh Bank Cheque</td> | |
| <td colspan="2">Tk. 1,000 per instance + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Postage charge</td> | |
| <td colspan="2">At actual (mini Tk. 50) + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Stamp charge</td> | |
| <td colspan="2">At actual</td> | |
| </tr> | |
| <tr> | |
| <td>RTGS per transaction</td> | |
| <td colspan="2">Tk. 100 (including VAT)</td> | |
| </tr> | |
| <tr> | |
| <td>Dormant Account Activation Charge</td> | |
| <td colspan="2">Free</td> | |
| </tr> | |
| <tr> | |
| <td>Standing Instruction</td> | |
| <td colspan="2">Tk. 500 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Premature encashment of DPS & FDR etc.</td> | |
| <td colspan="2">Free</td> | |
| </tr> | |
| <tr> | |
| <td>Internet Banking</td> | |
| <td colspan="2">Free</td> | |
| </tr> | |
| <tr> | |
| <td style="text-align: right" colspan="3">Page - 2</td> | |
| </tr> | |
| </tbody> | |
| </table> | |
| <table class="table table-striped table-sm table-bordered align-middle"> | |
| <tbody> | |
| <tr> | |
| <td><h5 class="mb-0">Particulars</h5></td> | |
| <td colspan="2" class="text-center"><h5 class="mb-0">Rate</h5></td> | |
| </tr> | |
| <tr> | |
| <td colspan="3"> | |
| <strong>B. Loans and Advances</strong> | |
| </td> | |
| </tr> | |
| <tr> | |
| <td colspan="3"><strong>e-Govt. Procurement (e-GP) Service</strong></td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Registration, Renewal, Documentation, Tender Security</td> | |
| <td>Tk. 1,000 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="3"><strong>Issuance of Guarantee and Amendment</strong></td> | |
| </tr> | |
| <tr> | |
| <td>Issuance of Bank Guarantee</td> | |
| <td colspan="2">0.50% per qtr. (Min.Tk.1,000) + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Amendment of Bank Guarantee <strong>for</strong> Extension of Validity/and Increase of Value</td> | |
| <td colspan="2">0.50% per qtr. (Min.Tk.1,000) + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Amendment of Bank Guarantee <strong>without</strong> Extension of Validity/and Increase of Value</td> | |
| <td colspan="2">Tk. 1,000 per instance + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Fully covered by Cash margin</td> | |
| <td colspan="2">Tk. 1,000 per annum + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Fully Covered by FDR</td> | |
| <td colspan="2">0.25% per quarter (min Tk. 1,000) + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="3"><small class="text-danger">* Commission to be charged for minimum one quarter. Subsequently, | |
| it will be charged | |
| proportionately in terms of days.</small> | |
| </td> | |
| </tr> | |
| <tr> | |
| <td colspan="3"><strong>Mortgage/ Charge Creation- Initial, subsequent enhancement/renewal</strong></td> | |
| </tr> | |
| <tr> | |
| <td>Corporate lending</td> | |
| <td colspan="2">0.15% on loan amount (mini. Tk. 1,000 & Max. Tk. 50,000) + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>CMSME</td> | |
| <td colspan="2">Free</td> | |
| </tr> | |
| <tr> | |
| <td>Agri</td> | |
| <td colspan="2">Free</td> | |
| </tr> | |
| <tr> | |
| <td>Retail</td> | |
| <td colspan="2">Free</td> | |
| </tr> | |
| <tr> | |
| <td>CIB charge and stamp charge</td> | |
| <td colspan="2">At actual on borrowers account</td> | |
| </tr> | |
| <tr> | |
| <td>Legal and valuation charges</td> | |
| <td colspan="2">At actual</td> | |
| </tr> | |
| <tr> | |
| <td colspan="3"><strong>Retail Loan (IFIC Aamar Rin)</strong></td> | |
| </tr> | |
| <tr> | |
| <td colspan="3"><strong>Flexi Loan</strong></td> | |
| </tr> | |
| <tr> | |
| <td>Loan origination/processing fee</td> | |
| <td colspan="2">0.50% of loan but Max. Tk. 10,000<br>For existing Aamar Bari Customer: Nil</td> | |
| </tr> | |
| <tr> | |
| <td>Distortion charge</td> | |
| <td colspan="2">Tk. 5,000<br>Disbursed loan & existing Aamar Bari customer : Nil</td> | |
| </tr> | |
| <tr> | |
| <td>Reschedule/restructure fee</td> | |
| <td colspan="2">0.25% of loan but Max. Tk. 5,000</td> | |
| </tr> | |
| <tr> | |
| <td>Early Settlement (Own source/Takeover)</td> | |
| <td colspan="2">0.50% on outstanding loan amount</td> | |
| </tr> | |
| <tr> | |
| <td colspan="3"><strong>Auto Loan</strong></td> | |
| </tr> | |
| <tr> | |
| <td>Loan origination/processing fee</td> | |
| <td colspan="2">0.50% of loan but Max. Tk. 15,000<br>For existing Aamar Bari Customer: Nil</td> | |
| </tr> | |
| <tr> | |
| <td>Reschedule/restructure fee</td> | |
| <td colspan="2">0.25% of loan but Max. Tk. 10,000</td> | |
| </tr> | |
| <tr> | |
| <td>Distortion charge</td> | |
| <td colspan="2">Tk. 5,000<br>Disbursed loan & existing Aamar Bari customer : Nil</td> | |
| </tr> | |
| <tr> | |
| <td>Early Settlement (Own source/Takeover)</td> | |
| <td colspan="2">0.50% on outstanding loan amount</td> | |
| </tr> | |
| <tr> | |
| <td colspan="3"><strong>Aamar Account OD (Secured)</strong></td> | |
| </tr> | |
| <tr> | |
| <td>Loan origination/processing fee</td> | |
| <td colspan="2">0.50% of loan but Max. Tk. 10,000<br>For existing Aamar Bari Customer: Nil</td> | |
| </tr> | |
| <tr> | |
| <td>Renewal fee</td> | |
| <td colspan="2">0.25% of loan but Max. Tk. 5,000</td> | |
| </tr> | |
| <tr> | |
| <td>Distortion charge</td> | |
| <td colspan="2">Tk. 5,000<br>Disbursed loan & existing Aamar Bari customer : Nil</td> | |
| </tr> | |
| <tr> | |
| <td>Early Settlement (Own source/Takeover)</td> | |
| <td colspan="2">Nil</td> | |
| </tr> | |
| <tr> | |
| <td colspan="3"><strong>Aamar Account OD (Unsecured)</strong></td> | |
| </tr> | |
| <tr> | |
| <td>Loan origination/processing fee</td> | |
| <td colspan="2">0.50% of loan but Max. Tk. 2,500</td> | |
| </tr> | |
| <tr> | |
| <td>Renewal fee</td> | |
| <td colspan="2">0.25% of loan but Max. Tk. 1,250</td> | |
| </tr> | |
| <tr> | |
| <td>Distortion charge</td> | |
| <td colspan="2">Nil</td> | |
| </tr> | |
| <tr> | |
| <td>Early Settlement (Own source/Takeover)</td> | |
| <td colspan="2">Nil</td> | |
| </tr> | |
| <tr> | |
| <td colspan="3"><strong>Salary Loan</strong></td> | |
| </tr> | |
| <tr> | |
| <td>Loan origination/processing fee</td> | |
| <td colspan="2">0.50% of loan but Max. Tk. 2,500</td> | |
| </tr> | |
| <tr> | |
| <td>Reschedule/restructure fee</td> | |
| <td colspan="2">0.25% of loan but Max. Tk. 1,250</td> | |
| </tr> | |
| <tr> | |
| <td>Distortion charge</td> | |
| <td colspan="2">Nil</td> | |
| </tr> | |
| <tr> | |
| <td>Early Settlement (Own source/Takeover)</td> | |
| <td colspan="2">0.50% on outstanding loan amount</td> | |
| </tr> | |
| <tr> | |
| <td style="text-align: right" colspan="3">Page - 3</td> | |
| </tr> | |
| </tbody> | |
| </table> | |
| <table class="table table-striped table-sm table-bordered align-middle"> | |
| <tbody> | |
| <tr> | |
| <td colspan="3"><h5 class="mb-0">Particulars</h5></td> | |
| <td colspan="3"><h5 class="mb-0">Rate</h5></td> | |
| </tr> | |
| <tr> | |
| <td colspan="6"><strong>Easy Loan</strong></td> | |
| </tr> | |
| <tr> | |
| <td colspan="3" rowspan="4">Loan origination/processing fee</td> | |
| </tr> | |
| <tr> | |
| <td>Up to Tk. 5 mln:</td> | |
| <td colspan="2">0.50% of loan or Tk. 2,000, whichever is lower</td> | |
| </tr> | |
| <tr> | |
| <td>Above Tk. 5 mln to Tk. 10 mln:</td> | |
| <td colspan="2">0.30% of loan or Tk. 3,000, whichever is lower</td> | |
| </tr> | |
| <tr> | |
| <td>Above Tk. 10 mln:</td> | |
| <td colspan="2">0.30% of loan or Tk. 5,000, whichever is lower</td> | |
| </tr> | |
| <tr> | |
| <td colspan="3" rowspan="4">Renewal fee</td> | |
| </tr> | |
| <tr> | |
| <td>Up to Tk. 5 mln:</td> | |
| <td colspan="2">0.25% of loan or Tk. 2,000, whichever is lower</td> | |
| </tr> | |
| <tr> | |
| <td>Above Tk. 5 mln to Tk. 10 mln:</td> | |
| <td colspan="2">0.25% of loan or Tk. 3,000, whichever is lower</td> | |
| </tr> | |
| <tr> | |
| <td>Above Tk. 10 mln:</td> | |
| <td colspan="2">0.25% of loan or Tk. 5,000, whichever is lower</td> | |
| </tr> | |
| <tr> | |
| <td colspan="3">Distortion charge</td> | |
| <td colspan="3">Nil</td> | |
| </tr> | |
| <tr> | |
| <td colspan="3">Early Settlement (Own source/Takeover)</td> | |
| <td colspan="3">Nil</td> | |
| </tr> | |
| <tr> | |
| <td colspan="6"><strong>Aamar Bari</strong></td> | |
| </tr> | |
| <tr> | |
| <td colspan="3">Loan origination/processing fee</td> | |
| <td colspan="3">Takeover loan: Nil<br>For fresh loan (loan amount) & takeover + Home credit (Incremental | |
| loan amount):<br>Up to Tk. 5 mln: 0.50% of loan but Max. Tk. 15,000<br>Above Tk. 5 mln: 0.30% of loan | |
| but Max. Tk. 20,000 | |
| </td> | |
| </tr> | |
| <tr> | |
| <td colspan="3">Reschedule/restructure fee</td> | |
| <td colspan="3">0.25% of loan but Max. Tk. 10,000</td> | |
| </tr> | |
| <tr> | |
| <td colspan="3">Distortion charge</td> | |
| <td colspan="3">Tk.10,000</td> | |
| </tr> | |
| <tr> | |
| <td colspan="3">Early Settlement (Own source/Takeover)</td> | |
| <td colspan="3">0.50% on outstanding loan amount</td> | |
| </tr> | |
| <tr> | |
| <td colspan="6"><strong>Premium Overdraft (POD)</strong></td> | |
| </tr> | |
| <tr> | |
| <td colspan="3">Loan origination/processing fee</td> | |
| <td>Up to Tk. 5 mln:<br>Above Tk. 5 mln:</td> | |
| <td colspan="2">0.50% of loan but Max. Tk. 15,000<br>0.30% of loan but Max. Tk. 20,000</td> | |
| </tr> | |
| <tr> | |
| <td colspan="3">Early Settlement (Own source/Takeover)</td> | |
| <td colspan="3">Nil</td> | |
| </tr> | |
| <tr> | |
| <td colspan="3">Distortion charge</td> | |
| <td colspan="3">N/A</td> | |
| </tr> | |
| <tr> | |
| <td colspan="3">Renewal fee</td> | |
| <td colspan="2">Up to Tk. 5,000,000<br>Above Tk. 5,000,000</td> | |
| <td>Tk. 5,000<br>Tk. 10,000</td> | |
| </tr> | |
| <tr> | |
| <td colspan="6"><strong>Other Retail Loan</strong></td> | |
| </tr> | |
| <tr> | |
| <td colspan="3">Reschedule/restructure fee (Secured & Unsecured Term<br>nature only )</td> | |
| <td colspan="3">0.25% of outstanding amount</td> | |
| </tr> | |
| <tr> | |
| <td colspan="3">Early Settlement (Own source/Takeover)</td> | |
| <td colspan="3">0.50% on outstanding loan amount</td> | |
| </tr> | |
| <tr> | |
| <td colspan="6"><strong>Cottage, Micro, Small & Medium Enterprise (CMSME) Lendings</strong></td> | |
| </tr> | |
| <tr> | |
| <td colspan="6"><small><strong>Cottage, Micro Enterprise</strong></small></td> | |
| </tr> | |
| <tr> | |
| <td colspan="3" rowspan="3">Loan origination fee</td> | |
| </tr> | |
| <tr> | |
| <td>Up to Tk. 5 mln:</td> | |
| <td colspan="2">0.50% of loan but Max. Tk. 15,000</td> | |
| </tr> | |
| <tr> | |
| <td>Above Tk. 5 mln:</td> | |
| <td colspan="2">0.30% of loan but Max. Tk. 20,000</td> | |
| </tr> | |
| <tr> | |
| <td colspan="3">Loan takeover charge</td> | |
| <td colspan="3">Free</td> | |
| </tr> | |
| <tr> | |
| <td colspan="3">Commitment Charge</td> | |
| <td colspan="3">Free</td> | |
| </tr> | |
| <tr> | |
| <td colspan="6"><strong>Small and Medium Enterprise:</strong> <br/> | |
| <small>Easy Commercial Loan, Retailers Loan, Transport Loan, Commercial House Building Loan, | |
| Working Capital Loan, Bidder’s Loan, Muldhan,</small> <br/> | |
| <small>Lease Finance, Protyasha, Joyeeta, Prantonari, IDBP, Krishi Shilpo, Shilpo Shongjog, | |
| SOD/LG</small> | |
| </td> | |
| </tr> | |
| <tr> | |
| <td colspan="3">Loan Application Fee</td> | |
| <td colspan="3">Free</td> | |
| </tr> | |
| <tr> | |
| <td colspan="3">Loan origination fee</td> | |
| <td>Up to Tk. 5 mln:<br>Above Tk. 5 mln:</td> | |
| <td colspan="2">0.50% of loan but Max. Tk. 15,000<br>0.30% of loan but Max. Tk. 20,000</td> | |
| </tr> | |
| <tr> | |
| <td colspan="3">Commitment Charge</td> | |
| <td colspan="3">Free</td> | |
| </tr> | |
| <tr> | |
| <td colspan="3">Early Settlement</td> | |
| <td colspan="3">Small Enterprise: Nil<br>Medium Enterprise: 0.50% of outstanding balance</td> | |
| </tr> | |
| <tr> | |
| <td colspan="6"><strong>IFIC Shohoj Rin</strong> | |
| <div><small>Cottage & Micro Enterprises, Marginal Farmers (Livestock & Fisheries), Marginal | |
| & Landless Farmers (Crops), Low Income Individuals</small></div> | |
| </td> | |
| </tr> | |
| <tr> | |
| <td colspan="3">Documentation Charge <br/>(CIB, Stamp, Valuation & Legal fee etc.)</td> | |
| <td colspan="3">At actual + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="3">Loan takeover by Bank/NBFI</td> | |
| <td colspan="3">Free</td> | |
| </tr> | |
| <tr> | |
| <td colspan="3">Commitment Charge</td> | |
| <td colspan="3">Free</td> | |
| </tr> | |
| <tr> | |
| <td style="text-align: right" colspan="6">Page - 4</td> | |
| </tr> | |
| </tbody> | |
| </table> | |
| <table class="table table-striped table-sm table-bordered align-middle"> | |
| <tbody> | |
| <tr> | |
| <td><h5 class="mb-0">Particulars</h5></td> | |
| <td colspan="3"><h5 class="mb-0">Rate</h5></td> | |
| </tr> | |
| <tr> | |
| <td colspan="4"><strong>Large & Medium Enterprise Financing</strong></td> | |
| </tr> | |
| <tr> | |
| <td colspan="4"><strong>i. Commercial House Building Loan</strong></td> | |
| </tr> | |
| <tr> | |
| <td>Loan origination fee</td> | |
| <td colspan="2">Up to Tk. 5 mln:<br/>Above Tk. 5 mln:</td> | |
| <td>0.50% of loan but Max. Tk. 15,000<br/>0.30% of loan but Max. Tk. 20,000</td> | |
| </tr> | |
| <tr> | |
| <td>Reschedule/restructure fee</td> | |
| <td colspan="3">0.25% of loan but Max. Tk. 10,000</td> | |
| </tr> | |
| <tr> | |
| <td colspan="1">Loan takeover by Bank/NBFI</td> | |
| <td colspan="3">Nil</td> | |
| </tr> | |
| <tr> | |
| <td colspan="1">Handling Charge [if sanctioned loan not availed]</td> | |
| <td colspan="3">Tk. 5,000 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="4"><strong>ii. Project Loan/BMRE</strong></td> | |
| </tr> | |
| <tr> | |
| <td>Loan origination fee</td> | |
| <td>Up to Tk. 5 mln:<br/>Above Tk. 5 mln:</td> | |
| <td colspan="2">0.50% of loan but Max. Tk. 15,000<br/>0.30% of loan but Max. Tk. 20,000</td> | |
| </tr> | |
| <tr> | |
| <td>Handling Charge [if sanctioned loan not availed]</td> | |
| <td colspan="3">Tk. 25,000 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Reschedule/restructure fee</td> | |
| <td colspan="3">0.25% of loan but Max. Tk. 10,000</td> | |
| </tr> | |
| <tr> | |
| <td>Loan takeover by Bank/NBFI</td> | |
| <td colspan="3">Nil</td> | |
| </tr> | |
| <tr> | |
| <td><strong>iii. Working Capital Loan</strong></td> | |
| <td colspan="3"></td> | |
| </tr> | |
| <tr> | |
| <td>Loan origination fee</td> | |
| <td>Up to Tk. 5 mln:<br/>Above Tk. 5 mln:</td> | |
| <td colspan="2">0.50% of loan but Max. Tk. 15,000<br/>0.30% of loan but Max. Tk. 20,000</td> | |
| </tr> | |
| <tr> | |
| <td>Handling Charge [if sanctioned loan not availed]</td> | |
| <td colspan="3">Tk. 5,000 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Reschedule/restructure fee</td> | |
| <td colspan="3">0.25% of loan but Max. Tk. 10,000</td> | |
| </tr> | |
| <tr> | |
| <td>Loan takeover by Bank/NBFI</td> | |
| <td colspan="3">Nil</td> | |
| </tr> | |
| <tr> | |
| <td colspan="4" class="py-3"></td> | |
| </tr> | |
| <tr> | |
| <td><strong>iv. Syndicate financing</strong></td> | |
| <td colspan="3">Charges and fees shall be realized as per facility agreement or lead Bank arrangement.</td> | |
| </tr> | |
| <tr> | |
| <td colspan="4"><strong>v. IDBP</strong></td> | |
| </tr> | |
| <tr> | |
| <td>IDBP Creation Charge</td> | |
| <td colspan="3">Up to Tk. 500,000: Charge Tk. 500 per instance<br/>Above Tk. 500,000: Charge Tk. 1,000 per | |
| instance | |
| </td> | |
| </tr> | |
| <tr> | |
| <td>Handling Charge [if sanctioned loan not availed]</td> | |
| <td colspan="3">Tk. 5,000 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="4"> | |
| <strong> | |
| Agriculture Financing <br/> | |
| IFIC Suborno Gram <br/> | |
| <small>Crop, Fisheries, Live Stock</small> | |
| </strong> | |
| </td> | |
| </tr> | |
| <tr> | |
| <td>Loan origination fee</td> | |
| <td colspan="2">Up to Tk. 5 mln:<br/>Above Tk. 5 mln:</td> | |
| <td>0.50% of loan but Max. Tk. 15,000<br/>0.30% of loan but Max. Tk. 20,000</td> | |
| </tr> | |
| <tr> | |
| <td>Stamp charge</td> | |
| <td colspan="3">At actual on Borrower's A/c.</td> | |
| </tr> | |
| <tr> | |
| <td colspan="4"><strong>Krishi Saronjam Rin</strong></td> | |
| </tr> | |
| <tr> | |
| <td>Loan origination fee</td> | |
| <td colspan="2">Up to Tk. 5 mln:<br/>Above Tk. 5 mln:</td> | |
| <td>0.50% of loan but Max. Tk. 15,000<br/>0.30% of loan but Max. Tk. 20,000</td> | |
| </tr> | |
| <tr> | |
| <td>Stamp charge</td> | |
| <td colspan="3">At actual on Borrower's A/c.</td> | |
| </tr> | |
| <tr> | |
| <td colspan="4"><strong>Shech Saronjam Rin</strong></td> | |
| </tr> | |
| <tr> | |
| <td>Loan origination fee</td> | |
| <td colspan="2">Up to Tk. 5 mln:<br/>Above Tk. 5 mln:</td> | |
| <td>0.50% of loan but Max. Tk. 15,000<br/>0.30% of loan but Max. Tk. 20,000</td> | |
| </tr> | |
| <tr> | |
| <td>Stamp charge</td> | |
| <td colspan="3">At actual on Borrower's A/c.</td> | |
| </tr> | |
| <tr> | |
| <td colspan="4"><strong>Lease Finance</strong></td> | |
| </tr> | |
| <tr> | |
| <td>Loan origination fee</td> | |
| <td colspan="2">Up to Tk. 5 mln:<br/>Above Tk. 5 mln:</td> | |
| <td>0.50% of loan but Max. Tk. 15,000<br/>0.30% of loan but Max. Tk. 20,000</td> | |
| </tr> | |
| <tr> | |
| <td></td> | |
| </tr> | |
| <tr> | |
| <td>Stamp charge</td> | |
| <td colspan="3">At actual on Borrower's A/c.</td> | |
| </tr> | |
| <tr> | |
| <td>Stamp, CIB, Legal & Valuation Fee</td> | |
| <td colspan="3">At actual on borrowers A/c</td> | |
| </tr> | |
| <tr> | |
| <td>Force funded loan creation</td> | |
| <td colspan="3">1% of funded amount</td> | |
| </tr> | |
| <tr> | |
| <td>Demand loan converted to Term loan</td> | |
| <td colspan="3">0.25% of converted amount</td> | |
| </tr> | |
| <tr> | |
| <td colspan="4" style="text-align: right">Page - 5</td> | |
| </tr> | |
| </tbody> | |
| </table> | |
| <table class="table table-striped table-sm table-bordered align-middle"> | |
| <tbody> | |
| <tr> | |
| <td colspan="2"><h5 class="mb-0">Particulars</h5></td> | |
| <td colspan="2"><h5 class="mb-0">Rate</h5></td> | |
| </tr> | |
| <tr> | |
| <td colspan="4"><strong>Modification of Terms & Conditions</strong></td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">NOC for change in Board of Directors</td> | |
| <td colspan="2">Tk. 10,000 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Changing of Mortgaged Property</td> | |
| <td colspan="2">Tk. 20,000 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="4"><strong>Changing of any other Terms</strong></td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Up to Tk. 1,000,000</td> | |
| <td colspan="2">Tk. 2,500 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Tk. 1,000,001 to Tk. 10,000,000</td> | |
| <td colspan="2">Tk. 5,000 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Above Tk. 10,000,000</td> | |
| <td colspan="2">Tk. 10,000 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="4"> | |
| <strong>Redemption of Property</strong> | |
| </td> | |
| </tr> | |
| <tr> | |
| <td>In case of own property or taking over and other cases</td> | |
| <td colspan="3"></td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Up to Tk. 500,000</td> | |
| <td>SME<br>Retail<br>Corporate</td> | |
| <td>Tk. 200 + VAT<br>Tk. 2,000 + VAT<br>Tk. 5,000 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Tk. 500,001 to Tk. 5,000,000</td> | |
| <td>SME<br>Retail<br>Corporate</td> | |
| <td>Tk. 500 + VAT<br>Tk. 4,000 + VAT<br>Tk. 7,000 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Tk. 5,000,001 to Tk. 10,000,000</td> | |
| <td>SME<br>Retail<br>Corporate</td> | |
| <td>Tk. 500 + VAT<br>Tk. 5,000 + VAT<br>Tk. 8,000 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Above Tk. 10,000,000</td> | |
| <td>SME<br>Retail<br>Corporate</td> | |
| <td>Tk. 700 + VAT<br>Tk. 7,000 + VAT<br>Tk. 10,000 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Mortgage deferral</td> | |
| <td>SME<br>Retail<br>Corporate</td> | |
| <td>Tk. 2,000 + VAT<br>Tk. 5,000 + VAT<br>Tk. 20,000 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Security verification</td> | |
| <td colspan="2">Tk. 2,000 + VAT; Cost at actual</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Security Retention fees after settlement of facilities</td> | |
| <td colspan="2">After 3 months Tk. 5,000 + VAT<br>After 1 year Tk. 10,000 plus Tk. 10,000 per fraction | |
| period or per year + VAT | |
| </td> | |
| </tr> | |
| <tr> | |
| <td style="text-align: right" colspan="4">Page - 6</td> | |
| </tr> | |
| </tbody> | |
| </table> | |
| <table class="table table-striped table-sm table-bordered align-middle"> | |
| <tbody> | |
| <tr> | |
| <td colspan="2"><h5 class="mb-0">Particulars</h5></td> | |
| <td colspan="3"><h5 class="mb-0">Rate</h5></td> | |
| </tr> | |
| <tr> | |
| <td colspan="5"><strong>C. Foreign Exchange</strong> <br/> | |
| <small> | |
| <strong>Letter of Credit Opening</strong> | |
| </small> | |
| </td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">L/C opening commissions under cash (sight)</td> | |
| <td colspan="3">0.40% for each quarter* + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">L/C opening commissions under AID/ Loan/ Credit/ Barter</td> | |
| <td colspan="3">0.40% for each quarter* + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">L/C opening Commissions for Back to Back L/C on A/c of export oriented industry</td> | |
| <td colspan="3">0.40% for each quarter*</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">L/C Opening commission under deferred payment</td> | |
| <td colspan="3">0.50% for each quarter*+ VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">UPAS L/C arrangement/processing fee</td> | |
| <td colspan="3">Tk. 1,000 + VAT per instance</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">LC with 100% cash margin</td> | |
| <td colspan="3">0.25% for each quarter* + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">LC with 100% FDR margin</td> | |
| <td colspan="3">0.40% for each quarter* + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">L/C Opening processing fee on case to case basis</td> | |
| <td colspan="3">Tk. 300 + VAT for each L/C</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Collection of Credit Report by SWIFT</td> | |
| <td colspan="3">Swift charge at actual +VAT for each communication</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Acceptance commission under Deferred payment L/C's (Including B.B. L/Cs)</td> | |
| <td colspan="3">0.40% for each quarter* + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">L/c transmission charges by SWIFT</td> | |
| <td colspan="3">At actual + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="5"><small class="text-danger">* Commission on LC issuance /LC acceptance/ Bank guarantee to be | |
| charged for minimum one quarter. | |
| Subsequently, it will be charged proportionately in terms of days.</small></td> | |
| </tr> | |
| <tr> | |
| <td colspan="5"><strong>Recovery of Charges/Fees for SWIFT Message (Including VAT)</strong></td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">L/C opening (message type 700)</td> | |
| <td colspan="3">Foreign Tk. 2,500 & Local Tk. 750</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">L/C amendment (message type 707)</td> | |
| <td colspan="3">Foreign Tk. 750 & Local Tk. 250</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Customer transfer (message type 103)</td> | |
| <td colspan="3">Foreign Tk. 500 & Local Tk. 150</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Free format message (Any type)</td> | |
| <td colspan="3">Foreign Tk. 500 & Local Tk. 200</td> | |
| </tr> | |
| <tr> | |
| <td colspan="5"><small class="text-danger">* Charge other than above message types will be realised as per | |
| respective SWIFT | |
| service</small> | |
| </td> | |
| </tr> | |
| <tr> | |
| <td colspan="5"><strong>Amendment of L/C</strong></td> | |
| </tr> | |
| <tr> | |
| <td>Value increase or extension of time</td> | |
| <td colspan="4">Prescribed rate for LC opening plus transmission charges</td> | |
| </tr> | |
| <tr> | |
| <td>Any other amendments Charges</td> | |
| <td colspan="4">Tk. 750 and transmission charges + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Transmission charges for amendment of L/C by Swift</td> | |
| <td colspan="4">At actual + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Add Confirmation Charge</td> | |
| <td colspan="4">At actual by confirming bank</td> | |
| </tr> | |
| <tr> | |
| <td>Confirmation arrangement charge</td> | |
| <td colspan="4">0.20% (Flat) + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Foreign Payment charges for all types of L/C's</td> | |
| <td colspan="4">Payment charge US$ 60<br>Document Processing Charge US$ 50 against Foreign L/C</td> | |
| </tr> | |
| <tr> | |
| <td colspan="5"><strong>Discrepancy Charge(Charges deducted from Beneficiary)</strong></td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">In case of Foreign LC<br>In case of EPZ through FDD</td> | |
| <td colspan="3">USD 80<br>USD 50</td> | |
| </tr> | |
| <tr> | |
| <td colspan="5"><strong>Local LC Discrepancy Fee(Charges deducted from Beneficiary)</strong></td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Up to USD 5,000</td> | |
| <td colspan="3">USD 30</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Above USD 5,001</td> | |
| <td colspan="3">USD 50</td> | |
| </tr> | |
| <tr> | |
| <td colspan="5"><strong>Payment Charge(Charges deducted from Beneficiary)</strong></td> | |
| </tr> | |
| <tr> | |
| <td>Import Payment Charge (through FDD)</td> | |
| <td colspan="3">Up to USD 2,000<br>Above USD 2,000 to USD 50,000<br>Above USD 50,000</td> | |
| <td>USD 30<br>USD 60<br>USD 100</td> | |
| </tr> | |
| <tr> | |
| <td>Import Payment Charge (in local currency)</td> | |
| <td colspan="3">Up to Tk. 5,000,000<br>Above Tk. 5,000,000</td> | |
| <td>Tk. 2,000.00<br>Tk. 5,000.00</td> | |
| </tr> | |
| <tr> | |
| <td>Processing of Maturity date Extension (min)</td> | |
| <td colspan="4">Tk. 500 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Processing & verification of IRC</td> | |
| <td colspan="4">Tk. 1,000 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="5"><strong>Import:</strong></td> | |
| </tr> | |
| <tr> | |
| <td>IMP/L/C application form</td> | |
| <td colspan="4">Tk. 500 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Stationery Recovery</td> | |
| <td colspan="4">Tk. 200 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Import Transaction Certificate</td> | |
| <td colspan="4">Tk. 500 per certificate + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Indemnity for shipping Guarantees in absence of original documents, provided full value of document is | |
| deposited by client | |
| (Cash LC at sight) | |
| </td> | |
| <td colspan="4">Tk. 1,000 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="5"><small><strong>Issuance of Shipping Guarantee (Usance)</strong></small></td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Up to $ 10,000</td> | |
| <td colspan="3">Tk. 2,000 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">$10,001 to $200,000</td> | |
| <td colspan="3">Tk. 4,000 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Above $200,000</td> | |
| <td colspan="3">Tk. 6,000 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Processing of documents for LTR</td> | |
| <td colspan="3">0.15% on invoice value (Max. Tk. 3000) + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Payment against Contract</td> | |
| <td colspan="3">Tk. 1,000 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Import against Contract</td> | |
| <td colspan="3">0.15% of Invoice value + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Issuance of Back-to-Back L/C Certificate</td> | |
| <td colspan="3">Tk. 500 per certificate</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2" class="align-middle">Certification of import docs for custom assessment purpose</td> | |
| <td colspan="2">Up to USD 100,000<br>Above USD 100,001 to USD 1,000,000<br>Above USD 1,000,000</td> | |
| <td>Tk. 1,000<br>Tk. 2,500<br>Tk. 5,000</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Attestation of Import documents</td> | |
| <td colspan="3">Tk. 300 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">EDF refinance processing</td> | |
| <td colspan="3">Tk. 1,500</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">NOC for Import under Free of Cost (FOC)</td> | |
| <td colspan="3">Tk. 2,000 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Advance payment against Local import (Without LC) through FDD</td> | |
| <td colspan="3">Tk. 1,000 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="5"><small class="text-danger">** VAT is not applicable to charges and commissions of export | |
| related trade transactions as they are exempted by SRO#189-Law/2019/46-Muskak dated 13 June | |
| 2019.</small> | |
| </td> | |
| </tr> | |
| <tr> | |
| <td style="text-align: right" colspan="5">Page - 7</td> | |
| </tr> | |
| </tbody> | |
| </table> | |
| <table class="table table-striped table-sm table-bordered align-middle"> | |
| <tbody> | |
| <tr> | |
| <td colspan="2"><h5 class="mb-0">Particulars</h5></td> | |
| <td colspan="3"><h5 class="mb-0">Rate</h5></td> | |
| </tr> | |
| <tr> | |
| <td colspan="5"> | |
| <h5>Export:</h5> | |
| <strong>Advising/Amendment of Export L/C to the beneficiary</strong> | |
| </td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">L/c issued by Foreign Banks</td> | |
| <td colspan="3">Tk. 750</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">L/c issued by Local Banks</td> | |
| <td colspan="3">Tk. 750</td> | |
| </tr> | |
| <tr> | |
| <td colspan="5"><strong>Advising of Export L/C to the beneficiary (Amendment Advice)</strong></td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">L/c issued by Foreign Banks</td> | |
| <td colspan="3">Tk. 750</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">L/c issued by Local Banks</td> | |
| <td colspan="3">Tk. 750</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Advising LC/Amendment to the beneficiary of Other Banks</td> | |
| <td colspan="3">Tk. 750 and Swift at actual</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Transfer of L/CS</td> | |
| <td colspan="3">Tk. 750</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Transfer of L/C amendment</td> | |
| <td colspan="3">Tk. 750</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Buying house Commission Payment Processing Charge</td> | |
| <td colspan="3">Tk. 2,000 per instance</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Transfer Cancellation</td> | |
| <td colspan="3">Tk. 1,000</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Attestation of LC/SC</td> | |
| <td colspan="3">Tk. 300</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Collecting Bank's charges abroad</td> | |
| <td colspan="3">At actual</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Processing of any Doc. under collection (LC/Contract etc.)</td> | |
| <td colspan="3">Tk. 1,000</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Processing of documents under collection denominated in Local Currency</td> | |
| <td colspan="3">0.15% (Max Tk. 8,000)</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2" rowspan="7" class="align-middle">Contract Lien fees</td> | |
| </tr> | |
| <tr> | |
| <td colspan="3"> | |
| Advise and lien of Export Contract for availing pre/post <br/> | |
| shipment finances (BB and others): | |
| </td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Up to USD 5,000</td> | |
| <td>Tk. 1,000</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Above USD 5000 to USD 20,000</td> | |
| <td>Tk. 3,000</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Above USD 20,000 to USD 30,000</td> | |
| <td>Tk. 4,000</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Above USD 30,000</td> | |
| <td>Tk. 5,000</td> | |
| </tr> | |
| <tr> | |
| <td colspan="3"> | |
| Contract/Invoices against Advance Payment (TT) received only | |
| (No BB, pre/post shipment facility required) Tk. 750. | |
| </td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Mailing of Export documents (Courier/Post)</td> | |
| <td colspan="3">At actual</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">SWIFT charge for claiming reimbursement</td> | |
| <td colspan="3">At actual</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Export bills related communications with Foreign Banks</td> | |
| <td colspan="3">At actual</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Advance Remittance Processing (ARV)</td> | |
| <td colspan="3">Tk. 1,000</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Any other charges not mentioned above</td> | |
| <td colspan="3">At actual</td> | |
| </tr> | |
| <tr> | |
| <td colspan="5"><strong>Export related transactions:</strong></td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Export form certification</td> | |
| <td colspan="3">Tk. 200 each set</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">EXP Cancellation</td> | |
| <td colspan="3">Tk. 500 each set</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Commission on Purchase/discount of export documents drawn against contract</td> | |
| <td colspan="3">1% on purchase value</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Stationery Recovery</td> | |
| <td colspan="3">Tk. 100</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Issuance of Export transaction certificate plus other certificates</td> | |
| <td colspan="3">Tk. 500</td> | |
| </tr> | |
| <tr> | |
| <td colspan="5"><strong>Issuance of PRC</strong></td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">For cash assistance</td> | |
| <td colspan="3">Tk. 500 per certificate</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Other purpose</td> | |
| <td colspan="3">Tk. 500 per certificate</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2" rowspan="5" class="align-middle">Cash assistance documents processing charges</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Up to Tk. 1,000,000</td> | |
| <td colspan="">Tk. 7,000</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Tk. 1,000,001 to Tk. 2,000,000</td> | |
| <td>Tk. 10,000</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Tk. 2,000,001 to Tk. 5,000,000</td> | |
| <td>Tk. 20,000</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Above Tk. 5,000,001</td> | |
| <td>Tk. 25,000</td> | |
| </tr> | |
| <tr> | |
| <td colspan="5"><strong>Vessel Tracking charges</strong></td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Vessel tracker</td> | |
| <td colspan="3">Tk. 1,000</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Transhipment Queries Services (TQS)</td> | |
| <td colspan="3">Tk. 3,000</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Local Tracking (FCR/House BL not containing information of Master BL)</td> | |
| <td colspan="3">Tk. 100</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Issuance of NOC for 2nd/3rdLien Banks</td> | |
| <td colspan="3">Tk. 10,000 Per Case</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">B/L Endorsement Signature Verification</td> | |
| <td colspan="3">Tk. 100</td> | |
| </tr> | |
| <tr> | |
| <td colspan="5"><strong>Foreign Bank Guarantee:</strong></td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Advising of Guarantees to the beneficiary in original without any engagement on our part | |
| </td> | |
| <td colspan="3">Tk. 1,000 (Flat) + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Advising of Guarantees in original by adding our confirmation</td> | |
| <td colspan="3">0.50% per quarter or part thereof (min. Tk. 1,000 or USD 50, if<br>payable by Foreign | |
| correspondents/Beneficiary)* + VAT | |
| </td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Advising of Guarantee in our own format or on the format supplied by the opening bank with | |
| our full engagement | |
| </td> | |
| <td colspan="3">0.50% per quarter or part thereof (min. Tk. 1,000 or USD 50, if<br>payable by Foreign | |
| correspondents/Beneficiary)* + VAT | |
| </td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Counter Guarantee Processing</td> | |
| <td colspan="3">USD 50 per instance</td> | |
| </tr> | |
| <tr> | |
| <td colspan="5"><small class="text-danger">*Commission on Bank guarantee to be charged for minimum one | |
| quarter. Subsequently, it | |
| will be charged proportionately in terms of days.</small></td> | |
| </tr> | |
| <tr> | |
| <td colspan="5"><strong>Foreign Remittances (Inward):</strong></td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Payment of any Taka Drafts issued by Exchange house/Foreign Banks in abroad which are drawn | |
| on our Bank. | |
| </td> | |
| <td colspan="3">Free</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Encashment of any Foreign TT in Taka at our Counter</td> | |
| <td colspan="3">Free</td> | |
| </tr> | |
| <tr> | |
| <td colspan="5"><strong>Collection</strong></td> | |
| </tr> | |
| <tr> | |
| <td>Collection of clean item (Inward)</td> | |
| <td colspan="4">Within Bangladesh (flat) Tk. 500</td> | |
| </tr> | |
| <tr> | |
| <td>All other charges including Mail/ SWIFT</td> | |
| <td colspan="4">At actual</td> | |
| </tr> | |
| <tr> | |
| <td>Encashment from FC account at our counter</td> | |
| <td colspan="4">Free</td> | |
| </tr> | |
| <tr> | |
| <td colspan="5"><small class="text-danger">** VAT is not applicable to charges and commissions of export | |
| related trade transactions | |
| as | |
| they are exempted by SRO#189-Law/2019/46-Muskak dated 13 June 2019.</small> | |
| </td> | |
| </tr> | |
| <tr> | |
| <td></td> | |
| <td style="text-align: right" colspan="4">Page - 8</td> | |
| </tr> | |
| </tbody> | |
| </table> | |
| <table class="table table-striped table-sm table-bordered align-middle"> | |
| <tbody> | |
| <tr> | |
| <td colspan="2"><h5 class="mb-0">Particulars</h5></td> | |
| <td colspan="3"><h5 class="mb-0">Rate</h5></td> | |
| </tr> | |
| <tr> | |
| <td colspan="5"><strong>Foreign Remittances (Outward):</strong></td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Issuance of Cash (FC)/ Endorsement in Pass-Port/Credit Card</td> | |
| <td colspan="3">Ruling Cash selling rate plus Tk. 300 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Issuance of FC Endorsement certificate</td> | |
| <td colspan="3">Tk. 500 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Transactions by Nominee/Account holder in F.C. A/c</td> | |
| <td colspan="3">Free</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">F.C. Demand Draft on Bangladesh Bank</td> | |
| <td colspan="3" rowspan="4"> | |
| <div class="d-flex justify-content-between mb-2"> | |
| <span> Up to Tk. 100,000</span> | |
| <span>Tk. 100</span> | |
| </div> | |
| <div class="d-flex justify-content-between mb-2"> | |
| <span> Tk. 100,001 to Tk. 500,000</span> | |
| <span>Tk. 200</span> | |
| </div> | |
| <div class="d-flex justify-content-between mb-2"> | |
| <span> Tk. 500,001 to 1,000,000</span> | |
| <span>Tk. 300</span> | |
| </div> | |
| <div class="d-flex justify-content-between mt-2"> | |
| <span> Above 1,000,000</span> | |
| <span>Tk. 500</span> | |
| </div> | |
| <div class="text-center"> | |
| <small> + VAT and SWIFT charge at actual</small> | |
| </div> | |
| </td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Issuance of FDD for BO Account</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Outward foreign remittance through MT103</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2" class="py-3">Remittance by T.T. (F.C.) through Foreign correspondents (Out going)</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Issuance of Lien confirmation on FC Balance for issuing international Credit Card</td> | |
| <td colspan="3">Tk. 2,000 Per Case + VAT<br/>Tk. 2,000 per Renewal + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Cancellation of Drafts in FC</td> | |
| <td colspan="3">Tk. 200 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="5"><strong>Processing of Student File:</strong></td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Opening/Renewal of Student file (Educational remittance)</td> | |
| <td colspan="3">At the time of opening Tk. 6,000 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Remittance of Tuition Fee/ Living Expense (per instance)</td> | |
| <td colspan="3">Tk. 1,000 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="5"><strong>Other Foreign Currency Transaction:</strong></td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Issuance of Foreign currency balance certificate, Foreign currency solvency certificate</td> | |
| <td colspan="3">Tk. 2,000 per certificate + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Issuance of NOC for study & Medical treatment abroad</td> | |
| <td colspan="3">Tk. 500 in each case + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Renewal of NOC</td> | |
| <td colspan="3">Tk. 250 in each case + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Cancellation of NOC</td> | |
| <td colspan="3">Tk. 250 in each case + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Issuance of counter FC drafts in favour of local Banks</td> | |
| <td colspan="3">Tk. 500 per instance + VAT (to be deducted from the remitted fund)</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Disposal of remitted fund on A/c of Home Remittance</td> | |
| <td colspan="3">Postage charge at actual + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Issuance of Credit information of local Firm /Companies etc.</td> | |
| <td colspan="3">USD 50 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="5"><strong>Off-shore Banking (OBU) Operation</strong></td> | |
| </tr> | |
| <tr> | |
| <td>Local bill discounting under OBU</td> | |
| <td colspan="5" rowspan="2" class="align-middle text-center">USD 100</td> | |
| </tr> | |
| <tr> | |
| <td>Foreign bill discounting under OBU</td> | |
| </tr> | |
| <tr> | |
| <td>Arrangement Fee on FC Term Lending</td> | |
| <td colspan="4">1% on lending</td> | |
| </tr> | |
| <tr> | |
| <td>FC Account maintenance fee</td> | |
| <td colspan="4">Tk. 500 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="5"><strong>Miscellaneous</strong></td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Forwarding application regarding import registration certificate, indentors registration | |
| certificate, | |
| encashment certificate for freight forwarders, authorised money changer license or for special | |
| permission etc. from Bangladesh Bank or any other agency and any other certificate | |
| </td> | |
| <td colspan="3">Tk. 2,500 per certificate + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2"><strong>Processing of Approval Letters to Bangladesh Bank/Govt. Authority:</strong> | |
| <p>e.g. Foreign commission if exceeds 5%, Proposal for deferred payment LC above 360 days, Maturity | |
| extension of deferred payment LC, Maturity extension of EDF LC, Time extension for submission B/E | |
| etc.</p> | |
| </td> | |
| <td colspan="3">Tk. 2,500 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2" rowspan="3">Attestation of documents</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Up to 50 Page</td> | |
| <td colspan="2">Tk. 500</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Above 50 Page</td> | |
| <td colspan="2">Tk. 1000</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Collection of Credit Report through Rating Agency</td> | |
| <td colspan="3">At actual plus Tk. 500 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Processing of EGP upload</td> | |
| <td colspan="3">Tk. 500 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="2">Authorization letter to collect LC/document/FDD from other Bank</td> | |
| <td colspan="3">Tk. 500</td> | |
| </tr> | |
| <tr> | |
| <td colspan="5"><small class="text-danger">** VAT is not applicable to charges and commissions of export | |
| related trade transactions | |
| as | |
| they are exempted by SRO#189-Law/2019/46-Muskak dated 13 June 2019.</small> | |
| </td> | |
| </tr> | |
| <tr> | |
| <td style="text-align: right" colspan="5"> Page - 9</td> | |
| </tr> | |
| </tbody> | |
| </table> | |
| <table class="table table-striped table-sm table-bordered align-middle"> | |
| <tbody> | |
| <tr> | |
| <td colspan="1"><h5 class="mb-0">Particulars</h5></td> | |
| <td colspan="3"><h5 class="mb-0">Rate</h5></td> | |
| </tr> | |
| <tr> | |
| <td colspan="4"><strong>D. Card Operation</strong></td> | |
| </tr> | |
| <tr> | |
| <td colspan="4" class="text-center"><h5>Debit Card</h5></td> | |
| </tr> | |
| <tr> | |
| <td colspan="4"><strong>Annual Card Fee</strong></td> | |
| </tr> | |
| <tr> | |
| <td>Proprietorship/Business Debit Card</td> | |
| <td colspan="3">BDT 1000+VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Saving A/C</td> | |
| <td colspan="3">BDT 500+VAT</td> | |
| </tr> | |
| <tr> | |
| <td>RFCD</td> | |
| <td colspan="3">USD 10 +VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Supplementary Aamar Card</td> | |
| <td colspan="3">BDT 500+VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Card Replacement Fee</td> | |
| <td colspan="3">BDT 500+VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Pin Replacement Fee</td> | |
| <td colspan="3">BDT 300+VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Annual Passport Endorsement Fee (Aamar Card Only)</td> | |
| <td colspan="3">Free</td> | |
| </tr> | |
| <tr> | |
| <td>ATM Transaction Fees (At Any ATM in Bangladesh)</td> | |
| <td colspan="3">Free</td> | |
| </tr> | |
| <tr> | |
| <td>ATM Transaction Fees (ATMs outside Bangladesh) other than IFIC Freelancer - ERQ Account</td> | |
| <td colspan="3">USD 5+VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Card Closing Charge</td> | |
| <td colspan="3">BDT 500 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>CCTV Footage Other Banks (if Available)</td> | |
| <td colspan="3">At actual</td> | |
| </tr> | |
| <tr> | |
| <td colspan="4"><strong>Interntional VISA Card - IFIC Freelancer ERQ Account</strong></td> | |
| </tr> | |
| <tr> | |
| <td>Issuance, Maintenance Fee (yearly) – Upfront realization</td> | |
| <td colspan="3">USD 10+VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Cash withdrawl charges from ATM (Outside Bangladesh)</td> | |
| <td colspan="3">USD 3+VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Card Replacement Fee</td> | |
| <td colspan="3">USD 10+VAT</td> | |
| </tr> | |
| <tr> | |
| <td>PIN Reissuance charge</td> | |
| <td colspan="3">USD 2+VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="4" class="text-center"><h5>Credit Card</h5></td> | |
| </tr> | |
| <tr> | |
| <td></td> | |
| <td colspan="1"><strong>Local</strong></td> | |
| <td colspan="2"><strong>International (Dual)</strong></td> | |
| </tr> | |
| <tr> | |
| <td colspan="4"><strong>Annual Card Fee per year</strong></td> | |
| </tr> | |
| <tr> | |
| <td>Classic</td> | |
| <td>BDT 1,500 + VAT</td> | |
| <td colspan="2">BDT 2,000 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Gold</td> | |
| <td>BDT 2,500 + VAT</td> | |
| <td colspan="2">BDT 4,000 +VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="4"><strong>Supplementary Card Fee per year</strong></td> | |
| </tr> | |
| <tr> | |
| <td>Classic</td> | |
| <td colspan="3">2 Card Free, for each additional card BDT 500 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Gold</td> | |
| <td colspan="3">2 Card Free, for each additional card BDT 1,000 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="4"><strong>FC Activation/ Maintenance Fee (Annually)</strong></td> | |
| </tr> | |
| <tr> | |
| <td>Classic</td> | |
| <td class="text-center">-</td> | |
| <td colspan="2">USD 5 +VAT, IFIC Staff: Free</td> | |
| </tr> | |
| <tr> | |
| <td>Gold</td> | |
| <td class="text-center">-</td> | |
| <td colspan="2">USD 10 + VAT, IFIC Staff: Free</td> | |
| </tr> | |
| <tr> | |
| <td colspan="4"><strong>Card Replacement Fee per instance</strong></td> | |
| </tr> | |
| <tr> | |
| <td>Classic</td> | |
| <td>BDT 500 + VAT</td> | |
| <td colspan="2">BDT 500 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Gold</td> | |
| <td>BDT 500 + VAT</td> | |
| <td colspan="2">BDT 500 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="4"><strong>Pin Replacement Fee per instance</strong></td> | |
| </tr> | |
| <tr> | |
| <td>Classic</td> | |
| <td>BDT 300 + VAT</td> | |
| <td colspan="2">BDT 300 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Gold</td> | |
| <td>BDT 300 + VAT</td> | |
| <td colspan="2">BDT 300 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td> | |
| <strong>Late Payment Fee</strong> | |
| <p>Applicable when the minimum payment due is not paid within the due date mentioned in the | |
| statement</p> | |
| </td> | |
| <td class="text-center align-middle">1% of due or BDT 500, <br> whichever is higher + VAT</td> | |
| <td colspan="2" class="text-center align-middle"> | |
| 1% Min BDT 500 whichever is higher <br> +VAT <br> for USD payment 1% or USD 5, <br> | |
| whichever is higher+VAT | |
| </td> | |
| </tr> | |
| <tr> | |
| <td>Over limit fee</td> | |
| <td>BDT 500 + VAT</td> | |
| <td colspan="2">BDT 500 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>SMS Fee (Half yearly)</td> | |
| <td>BDT 150 + VAT</td> | |
| <td colspan="2">BDT 150 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="4"> | |
| <strong>Cash Advance Fee per instances</strong> | |
| </td> | |
| </tr> | |
| <tr> | |
| <td>AT IFIC’s ATM</td> | |
| <td colspan="3" class="text-center">2% on advance, min Tk. 200 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td> At Q-Cash Consortium ATM</td> | |
| <td colspan="3" rowspan="2" class="text-center">3% on advance, min Tk. 200 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>At other ATM</td> | |
| </tr> | |
| <tr> | |
| <td>At Branches POS</td> | |
| <td colspan="3">2% of Cash Advance Min BDT 100 + VAT, IFIC Staff: Free</td> | |
| </tr> | |
| <tr> | |
| <td>At ATM outside Bangladesh</td> | |
| <td colspan="3" class="text-center">3% Min USD 5 +VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Duplicate Statement Fee<br>For each month (Previous) only</td> | |
| <td>BDT 50 +VAT<br>IFIC Staff Free</td> | |
| <td>BDT 100 +VAT<br>IFIC Staff Free</td> | |
| </tr> | |
| <tr> | |
| <td>Cheque Return Fee</td> | |
| <td>BDT 200 +VAT</td> | |
| <td>BDT 200 + VAT,<br>USD 10 +VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Outstation Cheque Collection Fee</td> | |
| <td>BDT 100 +VAT</td> | |
| <td>BDT 100 +VAT,<br>USD 10 + VAT</td> | |
| </tr> | |
| <tr> | |
| <td>Certificate Issuance Fee</td> | |
| <td>BDT 200 +VAT</td> | |
| <td>BDT 200 +VAT</td> | |
| </tr> | |
| <tr> | |
| <td>CCTV Footage (if Available)</td> | |
| <td colspan="3">At actual</td> | |
| </tr> | |
| <tr> | |
| <td>Closing Charge</td> | |
| <td colspan="3">BDT 500 (Max) +VAT or USD 10 (Max) + VAT</td> | |
| </tr> | |
| <tr> | |
| <td colspan="4"><small class="text-danger">**Fees for any other service in the Schedule of Charge is Tk. 500 | |
| + VAT.</small></td> | |
| </tr> | |
| <tr> | |
| <td style="text-align: right" colspan="4"> Page - 10</td> | |
| </tr> | |
| </tbody> | |
| </table> | |
| </div> | |
| </div> | |
| </div> |
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