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pdougall1/gist:ce6d5b93429a637e3eb9969fdeee576e

Created August 8, 2018 20:28
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gistfile1.txt
{
“endpoint”: “return_premium_loan_adjustment/“,
“request”: {
“return_premium”: 10500,
“first_due_date”: “2018-09-04T01:00:00.000Z”,
“agency”: {
“days_after_effective_to_pay”: 20,
“fund_to_market”: true,
“payments_received_before_paying_compensation”: 3,
“days_before_compensation_is_payable”: 60
},
“state_laws”: {
“name”: “Georgia”,
“default_policies_to_sr”: false,
“licensed_for_personal”: true,
“licensed_for_commercial”: true,
“days_to_intent”: 5,
“days_from_intent_to_cxl”: 10,
“days_from_cxl_to_effective_cxl”: 0,
“nsf_fee”: 20,
“agent_can_sign_contract”: true,
“no_refunds_less_than”: 5,
“interest_method”: “Rule of 78s”,
“maximum_charge_off”: 5,
“max_late_fee_dollars_per”: 0,
“max_late_fee_percent_per”: 5,
“max_cxl_fee_dollars_per”: 5,
“max_cxl_fee_percentage_per”: 0,
“late_fee_dollars_to_be_charged_per”: 0,
“late_fee_percentage_to_be_charged_per”: 5,
“cxl_fee_dollars_to_be_charged_per”: 5,
“cxl_fee_percent_to_be_charged_per”: 0,
“credit_card_fee_dollars_per”: 0,
“credit_card_fee_percent_per”: 0,
“ach_fee_dollars_per”: 0,
“ach_fee_percent_per”: 0,
“maximum_setup_fee_per”: 20,
“max_apr_per”: null,
“agent_rebates_per”: true,
“days_to_late_fee_per”: 5,
“max_late_fee_dollars_com”: 0,
“max_late_fee_percent_com”: 5,
“max_cxl_fee_dollars_com”: 15,
“max_cxl_fee_percentage_com”: 0,
“late_fee_dollars_to_be_charged_com”: 0,
“late_fee_percentage_to_be_charged_com”: 5,
“cxl_fee_dollars_to_be_charged_com”: 15,
“cxl_fee_percent_to_be_charged_com”: 0,
“credit_card_fee_dollars_com”: 0,
“credit_card_fee_percent_com”: 0,
“ach_fee_dollars_com”: 0,
“ach_fee_percent_com”: 0,
“maximum_setup_fee_com”: null,
“agent_rebates_com”: true,
“days_to_late_fee_com”: 5,
“max_apr_com”: null,
“min_late_fee_dollars_com”: 1,
“min_late_fee_dollars_per”: 1,
“min_late_fee_percent_com”: null,
“min_late_fee_percent_per”: null
},
“payment_calendar”: [
{
“paid”: false,
“amount_due”: 1159.33,
“intent_to_cancel_date”: “2018-09-09T01:00:00.000-04:00”,
“late_fee_date”: “2018-09-09T01:00:00.000-04:00”,
“payment_due_date”: “2018-09-04T01:00:00.000-04:00”,
“id”: “15337596930901911__4247”
},
{
“paid”: false,
“amount_due”: 1159.33,
“intent_to_cancel_date”: “2018-10-09T01:00:00.000-04:00”,
“late_fee_date”: “2018-10-09T01:00:00.000-04:00”,
“payment_due_date”: “2018-10-04T01:00:00.000-04:00”,
“id”: “1533759693092151__5158”
},
{
“paid”: false,
“amount_due”: 1159.33,
“intent_to_cancel_date”: “2018-11-09T01:00:00.000-04:00”,
“late_fee_date”: “2018-11-09T01:00:00.000-04:00”,
“payment_due_date”: “2018-11-04T01:00:00.000-04:00”,
“id”: “1533759693093888__2748”
},
{
“paid”: false,
“amount_due”: 1159.33,
“intent_to_cancel_date”: “2018-12-09T01:00:00.000-04:00”,
“late_fee_date”: “2018-12-09T01:00:00.000-04:00”,
“payment_due_date”: “2018-12-04T01:00:00.000-04:00”,
“id”: “15337596930956979__7131”
},
{
“paid”: false,
“amount_due”: 1159.33,
“intent_to_cancel_date”: “2019-01-09T01:00:00.000-04:00”,
“late_fee_date”: “2019-01-09T01:00:00.000-04:00”,
“payment_due_date”: “2019-01-04T01:00:00.000-04:00”,
“id”: “15337596930974138__8027”
},
{
“paid”: false,
“amount_due”: 1159.33,
“intent_to_cancel_date”: “2019-02-09T01:00:00.000-04:00”,
“late_fee_date”: “2019-02-09T01:00:00.000-04:00”,
“payment_due_date”: “2019-02-04T01:00:00.000-04:00”,
“id”: “15337596930988789__8804”
},
{
“paid”: false,
“amount_due”: 1159.33,
“intent_to_cancel_date”: “2019-03-09T01:00:00.000-04:00”,
“late_fee_date”: “2019-03-09T01:00:00.000-04:00”,
“payment_due_date”: “2019-03-04T01:00:00.000-04:00”,
“id”: “1533759693100279__8778”
},
{
“paid”: false,
“amount_due”: 1159.33,
“intent_to_cancel_date”: “2019-04-09T01:00:00.000-04:00”,
“late_fee_date”: “2019-04-09T01:00:00.000-04:00”,
“payment_due_date”: “2019-04-04T01:00:00.000-04:00”,
“id”: “1533759693101645__8208”
},
{
“paid”: false,
“amount_due”: 1159.33,
“intent_to_cancel_date”: “2019-05-09T01:00:00.000-04:00”,
“late_fee_date”: “2019-05-09T01:00:00.000-04:00”,
“payment_due_date”: “2019-05-04T01:00:00.000-04:00”,
“id”: “1533759693103123__316”
},
{
“paid”: false,
“amount_due”: 1159.33,
“intent_to_cancel_date”: “2019-06-09T01:00:00.000-04:00”,
“late_fee_date”: “2019-06-09T01:00:00.000-04:00”,
“payment_due_date”: “2019-06-04T01:00:00.000-04:00”,
“id”: “15337596931049469__2467”
}
],
“quote_details”: {
“policies”: [
{
“id”: “15337596486019158__9553”,
“number”: “TBD”,
“premium”: 1500000,
“effective_date”: “2018-08-04T00:00:00.000-04:00",
“expiration_date”: “2019-08-04T00:00:00.000-04:00",
“coverage_type_id”: “1",
“carrier_id”: “1",
“mga_id”: “1",
“additional_days_to_cancel”: 0,
“short_rate”: false,
“filings”: false,
“auditable”: false,
“send_notice_to_state_authority”: false,
“min_earned_percentage”: 0,
“taxes”: 0,
“broker_fee”: 0,
“policy_fee”: 0,
“all_other_fees”: 0,
“accounting_policy”: {
“id”: “15337596486019158__9553”,
“bound_allocations”: [],
“purposes_paid_for”: [],
“amount”: null,
“coverage_type”: null,
“total_cost”: 1500000,
“fees”: null,
“mga_id”: 1,
“carrier_id”: 1,
“amount_financeable”: 1500000
}
}
],
“rate_tables”: {
“ar/required_compensation:1": [
{
“bottom”: 10000.01,
“top”: 50000,
“rate”: 0,
“charge”: 20
},
{
“bottom”: 1000.01,
“top”: 10000,
“rate”: 0,
“charge”: 15
},
{
“bottom”: 0,
“top”: 1000,
“rate”: 0,
“charge”: 10
}
],
“buy_rate_interest”: [
{
“bottom”: 0,
“top”: 1000000,
“rate”: 12.2,
“charge”: 0.1,
“setup_fee_included_in_interest_rate”: false
}
]
},
“insured”: {
“id”: 1,
“name”: “Base Insured”,
“status”: “active”,
“tax_id”: “Some tax ID”,
“ssn”: “Some SSN”,
“customer_token”: null,
“commercial”: true,
“requires_certified_funds”: false,
“preferred_notice_delivery_method”: “email”,
“bor_number”: 0,
“agency_id”: 1,
“created_at”: “2018-08-08T15:42:14.881-04:00”,
“updated_at”: “2018-08-08T15:42:14.881-04:00”
},
“agency_comp_table”: false
},
“contract_terms”: [
{
“apr”: 12.5892,
“amount_financed”: 10951.5,
“billing_frequency”: “monthly”,
“date_activated”: “2018-08-08T16:21:32.958Z”,
“documentary_stamp_tax”: 0,
“down_payment”: 4048.5,
“first_due_date”: “2018-09-04T01:00:00.000Z”,
“installment_count”: 10,
“interest_rates_dollars”: {
“ar/required_compensation:1": 20,
“buy_rate_interest”: 621.7
},
“max_first_due_date”: “2018-09-04T01:00:00.000Z”,
“payment_amount”: 1159.33,
“setup_fee”: 0.1
}
],
“request_date”: “2018-09-08T16:22:21.589Z”
},
“response”: {
“cancellation_fee”: 15,
“contract”: {
“agency_min_apr”: 12.5882,
“agency_min_finance_charge”: 543.09,
“amount_financed”: -10500,
“apr”: 12.5882,
“default_down_payment”: 0,
“default_first_due_date”: “Mon, 03 Sep 2018 01:00:00 GMT”,
“documentary_stamp_tax”: 0,
“installment_count_default”: 9,
“installment_count_max”: 9,
“installment_count_min”: 9,
“interest_rates_dollars”: {
“ar/required_compensation:1”: 0,
“buy_rate_interest”: -543.09,
“setup_fee”: 0
},
“max_first_due_date”: “Mon, 03 Sep 2018 01:00:00 GMT”,
“min_down_payment”: 0,
“payment_amount”: -1227.01,
“payment_frequency”: “Monthly”,
“setup_fee”: 0,
“state_specific_stuff”: {
“ach_fee_dollars”: 0,
“ach_fee_percent”: 0,
“cancellation_fee”: 15,
“credit_card_fee_dollars”: 0,
“credit_card_fee_percent”: 0,
“days_from_cxl_to_effective_cxl”: 0,
“days_from_intent_to_cxl”: 10,
“days_to_intent”: 5,
“days_to_late_fee”: 5,
“interest_method”: “Rule of 78s”,
“late_fee”: 61.35,
“max_apr”: null,
“maximum_charge_off”: 5,
“no_refunds_less_than”: 5,
“nsf_fee”: 20
}
},
“income_objects”: [
{
“amount”: 108.62,
“date_of_charge”: “Sat, 08 Sep 2018 01:00:00 GMT”,
“type_of_charge”: “Interest”
},
{
“amount”: 96.55,
“date_of_charge”: “Tue, 04 Sep 2018 01:00:00 GMT”,
“type_of_charge”: “Interest”
},
{
“amount”: 84.48,
“date_of_charge”: “Thu, 04 Oct 2018 01:00:00 GMT”,
“type_of_charge”: “Interest”
},
{
“amount”: 72.41,
“date_of_charge”: “Sun, 04 Nov 2018 01:00:00 GMT”,
“type_of_charge”: “Interest”
},
{
“amount”: 60.34,
“date_of_charge”: “Tue, 04 Dec 2018 01:00:00 GMT”,
“type_of_charge”: “Interest”
},
{
“amount”: 48.27,
“date_of_charge”: “Fri, 04 Jan 2019 01:00:00 GMT”,
“type_of_charge”: “Interest”
},
{
“amount”: 36.21,
“date_of_charge”: “Mon, 04 Feb 2019 01:00:00 GMT”,
“type_of_charge”: “Interest”
},
{
“amount”: 24.14,
“date_of_charge”: “Mon, 04 Mar 2019 01:00:00 GMT”,
“type_of_charge”: “Interest”
},
{
“amount”: 12.07,
“date_of_charge”: “Thu, 04 Apr 2019 01:00:00 GMT”,
“type_of_charge”: “Interest”
}
],
“late_fee”: -3.38
}
}
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