can't get test bank account info to pass

gistfile1.txt

Mongoid::Errors::Validations:

       Problem:
         Validation of BankAccount failed.
       Summary:
         The following errors were found: Invalid bank account info
       Resolution:
         Try persisting the document with valid data or remove the validations.

  factory :bank_account do
    name 'Jack Q Merchant'
    account_number '9900000002'
    routing_number '021000021'
  end