gpg solution to keep a secret file encrypted

gpg-solution.sh

#!/bin/bash
# pw
#   author: "Russell Simpkins"<russellsimpkins@gmail.com>
# this function executes the following:
# 1: copies the encrypted file from the Cloud drive
# 2: decrypts the file
# 3: opens the file in emacs
# 4: cleans up the ~ file emacs creates when you edit
# 5: calls pwc to encrypt the file
function pw() {
    dir=/mnt/c/Users/russe/Documents/necessary-evil
    cloud=/mnt/c/gdrive
    if [ -f ${dir}/accounts.txt ]; then
        echo "${dir}/accounts.txt exists"
        return
    fi
    if [ -f ${dir}/accounts.gpg ]; then
        echo "${dir}/accounts.gpg exists"
        return
    fi
    if [ -f ${cloud}/accounts.gpg ]; then
        cp ${cloud}/accounts.gpg ${dir}
    else
        echo "missing ${cloud}/accounts.gpg"
        return
    fi
    gpg --output ${dir}/accounts.txt --decrypt ${dir}/accounts.gpg
    rm ${dir}/accounts.gpg
    emacs ${dir}/accounts.txt
    rm ${dir}/accounts.txt~
    pwc
}

# pwc 
#   author: "Russell Simpkins"<russellsimpkins@gmail.com>
# this function has the logic to
# 1. encrypt the txt file
# 2. removes the original unecrypted file
# 3. checks if there is an encrypted file on the cloud drive
#   3.1 If there's no encrypted file, it moves the file to the cloud drive
# 4. Move the existing cloud file to a date version
# 5. Clean up and only keep 3 backups
function pwc() {
    dir=/mnt/c/Users/russe/Documents/necessary-evil
    cloud=/mnt/c/gdrive
    email=russellsimpkins@gmail.com
    maxback=3
    if [ -f ${dir}/accounts.gpg ]; then
        echo "${dir}/accounts.gpg exists"
        return
    fi
    if [ -f ${dir}/accounts.txt ]; then
        gpg --output ${dir}/accounts.gpg --encrypt --recipient ${email} ${dir}/accounts.txt
        mv ${dir}/accounts.txt ${dir}/accounts.txt.$(date +%m.%d.%Y-%H:%M)
        if [ -f ${cloud}/accounts.gpg ]; then
            mv ${cloud}/accounts.gpg ${cloud}/accounts.gpg.$(date +%m.%d.%Y-%H:%M)
            mv ${dir}/accounts.gpg ${cloud}
            v=0
            for e in $(ls -t ${cloud}/accounts.gpg*); do
                if [[ $v > $maxback ]]; then
                    echo "Cleaning up $e"
                    rm $e
                fi
                ((v=$v+1))
            done
        else
            mv ${dir}/accounts.gpg ${cloud}
        fi
    else
        echo "Missing ${dir}/accounts.gpg"
        return
    fi
}