Unset payment gateway if a product in specific category is in cart _ WooCommerce

unset_gateway_by_category

<?php
/**
 * @snippet       Disable Payment Method for Specific Category
 *
 */
function my_unset_gateway_by_category( $available_gateways ) {
	global $woocommerce;
	$parentCatID  = '';
	$category_IDs = array( 373, 436, 374, 375, 380, 376 );
	if(!is_admin()){
		$items        = $woocommerce->cart->cart_contents;
		if(isset($items)){
			foreach ( $items as $key => $values ) {
				$terms       = get_the_terms( $values['product_id'], 'product_cat' );
				$verkauf_bis = get_field( 'verkauf_bis', $values['product_id'] );
				$heute       = date( 'Y-m-d H:i' );
				$dt_days     = 6;
				if ( ! empty( $verkauf_bis ) ) {
					$dt_verkauf_bis = new DateTime( $verkauf_bis );
					$dt_heute       = new DateTime( $heute );
					$dt_days        = $dt_verkauf_bis->diff( $dt_heute );
					$dt_days        = $dt_days->format( '%a' );
				}
				if ( $dt_days > 5 ) {
					foreach ( $terms as $term ) {
						$product_cat_id                          = $term->term_id;
						$product_parent_categories_all_hierarchy = get_ancestors( $product_cat_id, 'product_cat' );
						$last_parent_cat                         = array_slice( $product_parent_categories_all_hierarchy, -1, 1, true );
						foreach ( $last_parent_cat as $last_parent_cat_value ) {
							$parentCatID = $last_parent_cat_value;
						}

						if ( ( in_array( $term->term_id, $category_IDs ) ) /* OR ($term->term_id = $parentCatID) */ ) {
							/* unset( $available_gateways['direct_deposit'] ); */
							unset( $available_gateways['bacs'] );
							unset( $available_gateways['paypal'] );
							unset( $available_gateways['ppcp-gateway'] );
							unset( $available_gateways['stripe'] );
							  break;
						}
						break;
					}
				} else {
					/* unset( $available_gateways['direct-debit'] ); */
					unset( $available_gateways['bacs'] );
				}
			}
		}
	}
	return $available_gateways;
}
add_filter( 'woocommerce_available_payment_gateways', 'my_unset_gateway_by_category' );

?>