sksDonni

GSoC'22 for the Mifos Initiative

Summary Project Report for Machine Learning Scorecard phase 5

Introduction

The Machine Learning Scorecard Phase - 5 is a project listed as a part of the GSoC’22 program. The project involves making significant improvements to the existing loan and credit scoring system by exploiting the use of machine learning, pipelines and modern statistical models. It also aims to demonstrate the use of federated learning which will make the suite future-compliant with data privacy rules. With the completion of this project, the credit scoring system in the fineract suite will be transformed into a very strong part of the loan application module.

Traditional Machine Learning Model Workflow