Skip to content

Instantly share code, notes, and snippets.

@the-solipsist
Last active November 4, 2024 21:01
Show Gist options
  • Save the-solipsist/c67e956c95af8f798e5631de896ff514 to your computer and use it in GitHub Desktop.
Save the-solipsist/c67e956c95af8f798e5631de896ff514 to your computer and use it in GitHub Desktop.
Chart of Accounts for Personal Accounting
Assets
Cash ; Cash in hand
INR
NPR
USD
Investment
Debt
Deposits ; Fixed/time/term deposits
Bank1 ; Bank name
31997333014 ; Account number
Accrued ; Accrued interest
Bank2
004840400050371/2
Accrued
MF ; Mutual funds (only debt)
Dynamic-Bond ; Type of mutual fund, per SEBI classification
Axis ; Asset management company (AMC)
INF846K01DI3 ; ISIN
91029569573 ; Folio number
91058434072
Liquid
Quant
INF966L01820
5103136971 ; Use ISIN as commodity name
SGB
SGBMAR29 ; Scrip name on NSE
Equity
MF ; Mutual funds (only equity)
ELSS ; Type of mutual fund, per SEBI
Mirae
INF769K01DM9
77720150346
LargeCap
Mirae
INF769K01AX2
77735276564
Shares
JUNIORBEES ; Scrip name on NSE
Other ; For hybrid investments
MF
FoF-Overseas
Axis
INF846K01Y39
91058434072
Index
L&T
INF917K01D79
2969818/26
Tangible
Gold ; Commodity: "GOLD916"
Receivable
Lease
Fees
ACME-Corp ; Client to whom invoice has been sent
Honorarium
TV
ACME-Corp
Writing
ACME-Corp
People
Ashok-Kumar
Jane-Doe
Refund
ACME-Corp
Amazon
Tax
FY16-17
Central
FY17-18
Central
FY18-19
Central
FY19-20
Central
FY20-21
Central
Reimbursements
ACME-Corp
Meeting-1
Meeting-2
Savings
Bank1
Bank2
Wallet ; Misc. digital wallets / cards
Amazon-Pay
Paypal
Octopus
Exchange-Name ; Crypto-currency exchange
USDT
Coupons
Bookshop-Name ; For book coupons
Rewards ; Normally tracked in a separate journal
Retirement ; These assets cannot be liquidated until retirement
Investment
NPS
SM001003
E
SM001004
C
SM001005
G
LIC
Declared-Bonus ; Contra-assset, linked to 'Accrued-Bonus'
892N206V01
Accrued-Bonus
Premium
Equity
Opening-Balances
Retained
Expenses
FY16-17
FY17-18
FY18-19
FY19-20
FY20-21
Income
FY16-17
FY17-18
FY18-19
FY19-20
FY20-21
Trading
Bonds
SGBMAR29
INR-IN0020200427
IN0020200427
INR
Crypto
USD-USDT
USD
USDT
USDT-BTC
BTC
USDT
Currency
INR-COP
COP
INR
INR-USD
INR
USD
MF
Debt
Dynamic-Bond
Axis
INR-INF846K01DI3
INF846K01DI3
INR
Liquid
Quant
INR-INF966L01820
INF966L01820
INR
Equity
ELSS
Mirae
INR-INF769K01DM9
INF769K01DM9
INR
LargeCap
Mirae
INR-INF769K01AX2
INF769K01AX2
INR
Other
FoF-Overseas
Axis
INR-INF846K01Y39
INF846K01Y39
INR
Index
L&T
INR-INF917K01D79
INF917K01D79
INR
NPS
Billing
INR-SM001003
INR
INR-SM001004
INR
INR-SM001005
INR
Corp
INR-SM001004
INR
SM001004
Equity
INR-SM001003
INR
SM001003
Govt
INR-SM001005
INR
SM001005
Shares
JUNIORBEES
INR-INF732E01045
INF732E01045
INR
Transfer ; Transfers from this journal to another
BRL ; or vice-versa
USD
Expenses
Books
Charity
80G ; Tax-deductible donations
Alms
Donation
Education
Food
Restaurant
Order-In
Discount
Treat
Gift
Person-1
Govt
Groceries
Discount
House
Appliances
Cleaning
Decor
Electrical
Furniture
Garden
Kitchen
Moving
Pets
Repair
Subscription
Leisure
Dance
Games
Movies
Music
Subscription
Party
Quiz
Sports
Theatre
Tour
Toys
Travel
Alcohol
Curios
Entrance-Fee
Food
Restaurant
Groceries
Internet
Lodging
Personal
Postcards
Services
Supplies
Tip
Tourism
Transport
Unknown
Visa
Misc
Personal
Accessories
Clothing
Concierge
Grooming
Laundry
Luxury
Toiletries
Training
Tech
Backup
Cloud
Domains
Electronics
Transport
Auto
Bicycle
Bus
Cable-Car
Delivery
Subscription
Fuel
Metro
Motorcycle
Parking
Taxi
Tolls
Train
Unknown
Write-Off
Kindness
Rounding ; Rounding errors (both negative and positive)
Liabilities ; When my liabilities are written off
Orgs
ACME-Corp
People
Person-1
Receivable ; When I write off bad debts I won't recover
People
Person-1
Refund
ACME-Corp
Reimbursements
ACME-Corp
Financial
Bank
BoA
FCM
IOB
SBI
Commission
FCM
YES
CAF
Tax
FCM
Tax
Blockchain ; On-blockchain fee
Stellar
Another-Blockchain-Name
Broker
Transfer
Exchange
Cryptocurrency ; Off-blockchain fee
Tax
NPS
Bank
POP
Direct
Indirect
Services
Health
Apps
Dental
Diagnostics
Eyecare
Medical
Insurance
Appliance
LIC
Travel
Rewards
App-1
Tax
FY16-17
Central
TDS
ACME-Corp
State
FY17-18
State
Central
Refund
TDS
ACME-Corp
FY18-19
Central
Refund
TDS
ACME-Corp
FY19-20
Central
Refund
TDS
ACME-Corp
FY20-21
Central
Potentially-Owed
TDS
ACME-Corp
FY21-22
Central
Potentially-Owed
TDS
ACME-Corp
Indirect
STT
Stamp
Utilities
Electricity
Gas
Internet
Maintenance
Postage
Phone
Income
Capital
Long
Debt
MF
Low-Duration
SBI
INF200K01MO2
17046324
Indexed
Taxable
Equity
MF
ELSS
Axis
INF846K01131
91029569274
Grandfathered
Taxable
LargeCap
Mirae
INF769K01010
9996322021
Grandfathered
Taxable
Short
Debt
MF
Liquid
Axis
INF846K01412
91329565205
Others
Gift
Person-1
Rewards
Dividends
Equity
MF
ELSS
Axis
INF846K01EX0
910106243175
Honorarium
ACME-Corp
TV
ACME-Corp
Writing
ACME-Corp
Interest
Tax
Bonds
SGB
Deposits
Bank-1
87604111402288
Bank-2
31117333014
Savings
Bank-1
Bank-2
Staking
Professional-Fees
ACME-Corp
Salary
ACME-Corp
Liabilities
Credit-Card
Balance ; pseudo-liability
Bank-1
Balance ; pseudo-contra-liabilities
EMI
ACME-Corp
Orgs
ACME-Corp
People
Jane-Doe
Tax
FY20-21
Central
Exemptions
Grandfathering
Indexation
Deductions ; pseudo-liability
80G
ACME-Corp
80TTA
Potential ; pseudo-contra-liability
80C
ELSS
LIC
Potential
80CCD(1B)
NPS
Potential
80D
Health-Checkup
Potential
Potential
Profession
Fees
Potentially-Owed
FY21-22
Central
Exemptions
Grandfathering
Indexation
Deductions
80C
Potential
80CCD(1B)
NPS
Potential
80D
Health-Checkup
Potential
80TTA
Potential
Potential
@azzamsa
Copy link

azzamsa commented May 16, 2024

Your insights are invaluable. Please ensure to keep them current if you modify your structure in the future.

Sign up for free to join this conversation on GitHub. Already have an account? Sign in to comment