A WiP property schema. Mainly relating to the finance of a property whether for renting or flipping.

property.json

{
  "name": "A nickname for the property",
  "currency": "GBP",
  "value": 654321, // The value of the property at the moment, subject to change
  "leasehold": true,
  "leaseExpiry": 2147483647,
  "sale": {
    "date": "1999-12-31",
    "price": 123456,
    "currency": "GBP",
    "fees": [
      {
        "type": "solicitor",
        "amount": 123,
        "currency": "GBP"
      },
      {
        "type": "survey",
        "amount": 123,
        "currency": "GBP"
      },
      {
        "type": "bank-transfer",
        "amount": 123,
        "currency": "GBP"
      },
      {
        "type": "land-registery",
        "amount": 123,
        "currency": "GBP"
      }
    ]
  },
  "refurbishment": {
    // Maybe this is unneeded and you just transform one property in to another
  },
  "finance": [
    {
      "type": "mortgage",
      "amount": "the amount borrowed",
      "repayment": "capital/interest-only",
      "length": "some interval", //or should the be an enddate with a timestamp?
      "rate": "%/year",
      "fees": [
        {
          "type": "mortgage-arrangement",
          "amount": 123,
          "currency": "GBP"
        },
        {
          "type": "valuation",
          "amount": 123,
          "currency": "GBP"
        }
      ]
    }
  ],
  "payments": [
    {
      "type": "insurance",
      "oftenness": "monthly",
      "amount": 123,
      "currency": "GBP"
    },
    {
      "type": "ground-rent",
      "oftenness": "yearly",
      "amount": 123,
      "currency": "GBP"
    }
  ],
  "rental": [
    // If an HMO, could list each rentable unit separately
  ]
}