Flattened Private Health Policy

NIB-J20-N0500S.txt

FundID
669a2e89-165a-4419-b1a8-f1e01db76178

ProductCode
J20/N0500S

ProductID
cbccc173-486f-413d-b01f-2aa14e17da34

Iteration
9

Status
Approved

StatusDate
2014-02-13T11:19:00

DateModified
2014-02-04T12:06:00

DateCreated
2014-02-04T12:06:00

PublishDate
1/04/2014 0:00

DateApproved
2014-02-13T11:19:44

FundCode
NIB

TableCode
J20

Name
Basic Saver $250 Excess

ProductStatus
Open

DateValidFrom
1/04/2014

DateIssued
1/04/2014

State
NSW

Category
Single

ProductType
Combined

MedicareLevySurchargeExempt
TRUE

PremiumNoRebate
106.6

Premium
106.6

PremiumHospitalComponent
46.79

Hospital.GapCoverProvided
TRUE

General.Service.Acupuncture.Acupuncture.AcupunctureInitial
50%

General.Service.Acupuncture.Acupuncture.AcupunctureSubsequent
50%

General.Service.Acupuncture.Acupuncture.SpecialFeatures
0

General.Service.Acupuncture.Acupuncture.WaitingPeriod
2 months

General.Service.Acupuncture.Limit.LimitPerPerson
$100

General.Service.Acupuncture.Limit.OtherUnlisted
TRUE

General.Service.Acupuncture.Massage.MassageRemedialInitial
50%

General.Service.Acupuncture.Massage.MassageSubsequent
50%

General.Service.Acupuncture.Massage.SpecialFeatures
0

General.Service.Acupuncture.Massage.WaitingPeriod
2 months

General.Service.Acupuncture.Naturopathy.NaturopathyInitial
50%

General.Service.Acupuncture.Naturopathy.NaturopathySubsequent
50%

General.Service.Acupuncture.Naturopathy.SpecialFeatures
0

General.Service.Acupuncture.Naturopathy.WaitingPeriod
2 months

General.Service.DentalGeneral.DentalGeneral.DentalGeneral012PeriodicExam
50%

General.Service.DentalGeneral.DentalGeneral.DentalGeneral114ScaleClean
50%

General.Service.DentalGeneral.DentalGeneral.DentalGeneral121Fluoride
50%

General.Service.DentalGeneral.DentalGeneral.DentalGeneral322Extraction
50%

General.Service.DentalGeneral.DentalGeneral.SpecialFeatures
1

General.Service.DentalGeneral.DentalGeneral.WaitingPeriod
2 months

General.Service.DentalGeneral.Limit.LimitPerPerson
$450

General.Service.DentalGeneral.Limit.OtherUnlisted
FALSE

General.Service.Optical.Limit.LimitPerPerson
$200

General.Service.Optical.Limit.OtherUnlisted
FALSE

General.Service.Optical.Optical.OpticalMultiFocalLenses
50%

General.Service.Optical.Optical.OpticalSingleVisionLenses
50%

General.Service.Optical.Optical.SpecialFeatures
0

General.Service.Optical.Optical.WaitingPeriod
6 months

General.Service.Physiotherapy.Chiropractic.ChiropracticInitial
50%

General.Service.Physiotherapy.Chiropractic.ChiropracticSubsequent
50%

General.Service.Physiotherapy.Chiropractic.SpecialFeatures
0

General.Service.Physiotherapy.Chiropractic.WaitingPeriod
2 months

General.Service.Physiotherapy.Limit.LimitPerPerson
$200

General.Service.Physiotherapy.Limit.OtherUnlisted
TRUE

General.Service.Physiotherapy.Physiotherapy.PhysiotherapyInitial
50%

General.Service.Physiotherapy.Physiotherapy.PhysiotherapySubsequent
50%

General.Service.Physiotherapy.Physiotherapy.SpecialFeatures
0

General.Service.Physiotherapy.Physiotherapy.WaitingPeriod
2 months

GeneralHealthCover.ClassificationGeneralHealth
Budget

GeneralHealthCover.GeneralHealthAmbulance.Cover
ReferHosp

GeneralHealthCover.OtherProductFeatures
Take advantage of other product features such as up to a 4% discount for payment by direct debit from a cheque or savings account. Go to nib online services where you can make claims for selected Extras services and access health and wellbeing tips.

GeneralHealthCover.SpecialFeatures
Surgical tooth extraction and Oral Surgery has a 12 month waiting period.

Hospital.Accommodation
PrivateOrPublic

Hospital.ClassificationHospital
Budget

Hospital.CoPayments.CoPaymentType
None

Hospital.Excesses.ExcessPerAdmission
250

Hospital.Excesses.ExcessPerPolicy
500

Hospital.Excesses.ExcessType
LimitedPerYear

Hospital.HospitalAmbulance
Full

Hospital.MedicalServices.AssistedReproductive
NotCovered

Hospital.MedicalServices.Cardiac
Restricted

Hospital.MedicalServices.CataractEyeLens
NotCovered

Hospital.MedicalServices.GastricBanding
NotCovered

Hospital.MedicalServices.JointReplacementAll
NotCovered

Hospital.MedicalServices.NonMedicare
NotCovered

Hospital.MedicalServices.Obstetric
NotCovered

Hospital.MedicalServices.OtherBLP
FALSE

Hospital.MedicalServices.OtherExclusions
TRUE

Hospital.MedicalServices.OtherRestrictions
TRUE

Hospital.MedicalServices.Palliative
Restricted

Hospital.MedicalServices.PlasticNonCosmetic
Restricted

Hospital.MedicalServices.Podiatric
Partially-Restricted

Hospital.MedicalServices.Psychiatric
Restricted

Hospital.MedicalServices.Rehabilitation
Restricted

Hospital.MedicalServices.RenalDialysis
NotCovered

Hospital.MedicalServices.Sterilisation
Restricted

Hospital.OtherProductFeatures
Basic Saver only provides private hospital cover for: Accidents  removal of teeth (including wisdom teeth)  minor knee  hip & shoulder investigations  removal of tonsils  removal of appendix  minor hernia surgery. Full details are provided on nib.com.au or call our customer care on 13 14 63

Hospital.WaitingPeriod.Ambulance
1 day

Hospital.WaitingPeriod.Other
2 month

Hospital.WaitingPeriod.PreExisting
12 month

Hospital.WaitingPeriod.SubAcute
2 month