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data.json
{
"ECDD": {
"BirthYear": "4441",
"CreditAlertsTotal": "15",
"CustNum": "65860100",
"LoginNo": "24",
"MemberStatus": "R",
"OfferID": "238",
"PostalCode": "YT5 5KQ",
"Price": "63.64",
"ReactivationNo": "2",
"ScoreChange": "Audire pro duis",
"ScoreFactors": "6/4/2",
"SiteVersionID": "713",
"Tenure": "8",
"TrialLength": "7",
"LastLogin": "2016-03-09T02:41:00",
"StartDate": "2015-10-01T03:56:00"
},
"CustomerData": [
{
"OriginatingReportDate": "2016-03-09T00:00:00",
"ScoreFactors": {
"Positive": [
{
"Message": null,
"Description": "Settling and paying back accounts in full can increase your credit score. (Not including defaulted accounts.)",
"Title": "Settled credit accounts:",
"Code": "R207"
},
{
"Message": null,
"Description": "The higher the average age of your credit accounts, the more your credit score can increase by.",
"Title": "Average age of all of your credit accounts (including active and closed accounts):",
"Code": "X428"
},
{
"Message": null,
"Description": "Your highest limit on a single credit account can increase or decrease your credit score.",
"Title": "Your highest credit limit:",
"Code": "H178"
},
{
"Message": null,
"Description": "A high total credit balance may decrease your credit score.",
"Title": "Total current credit balance:",
"Code": "T777"
},
{
"Message": null,
"Description": "Using a high amount of your available credit could decrease your credit score",
"Title": "Credit Usage:",
"Code": "N838"
},
{
"Message": null,
"Description": "The greater the number of credit applications on your credit report, the greater the impact on your credit score",
"Title": "Credit Applications:",
"Code": "J425"
}
],
"Negative": [
{
"Message": null,
"Description": "The higher the average age of your credit accounts, the more your credit score can increase by.",
"Title": "Average age of all of your credit accounts (including active and closed accounts):",
"Code": "A282"
},
{
"Message": null,
"Description": "Your highest limit on a single credit account can increase or decrease your credit score.",
"Title": "Your highest credit limit:",
"Code": "K777"
},
{
"Message": null,
"Description": "A high total credit balance may decrease your credit score.",
"Title": "Total current credit balance:",
"Code": "K585"
},
{
"Message": null,
"Description": "Using a high amount of your available credit could decrease your credit score",
"Title": "Credit Usage:",
"Code": "R203"
},
{
"Message": null,
"Description": "The greater the number of credit applications on your credit report, the greater the impact on your credit score",
"Title": "Credit Applications:",
"Code": "N128"
}
]
},
"ScoreInfo": {
"CurrentScore": 596,
"ScoreRangeCategory": ""
}
},
{
"OriginatingReportDate": "2016-02-29T00:00:00",
"ScoreFactors": {
"Positive": [
{
"Message": null,
"Description": "Settling and paying back accounts in full can increase your credit score. (Not including defaulted accounts.)",
"Title": "Settled credit accounts:",
"Code": "B120"
},
{
"Message": null,
"Description": "Your highest limit on a single credit account can increase or decrease your credit score.",
"Title": "Your highest credit limit:",
"Code": "J063"
},
{
"Message": null,
"Description": "A high total credit balance may decrease your credit score.",
"Title": "Total current credit balance:",
"Code": "E174"
},
{
"Message": null,
"Description": "Using a high amount of your available credit could decrease your credit score",
"Title": "Credit Usage:",
"Code": "V847"
}
],
"Negative": [
{
"Message": null,
"Description": "Settling and paying back accounts in full can increase your credit score. (Not including defaulted accounts.)",
"Title": "Settled credit accounts:",
"Code": "N360"
},
{
"Message": null,
"Description": "Your highest limit on a single credit account can increase or decrease your credit score.",
"Title": "Your highest credit limit:",
"Code": "N464"
},
{
"Message": null,
"Description": "A high total credit balance may decrease your credit score.",
"Title": "Total current credit balance:",
"Code": "Q840"
},
{
"Message": null,
"Description": "Using a high amount of your available credit could decrease your credit score",
"Title": "Credit Usage:",
"Code": "T552"
}
]
},
"ScoreInfo": {
"CurrentScore": 5,
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}
},
{
"OriginatingReportDate": "2016-01-07T00:00:00",
"ScoreFactors": {
"Positive": [
{
"Message": null,
"Description": "Settling and paying back accounts in full can increase your credit score. (Not including defaulted accounts.)",
"Title": "Settled credit accounts:",
"Code": "L806"
},
{
"Message": null,
"Description": "Your highest limit on a single credit account can increase or decrease your credit score.",
"Title": "Your highest credit limit:",
"Code": "H060"
},
{
"Message": null,
"Description": "A high total credit balance may decrease your credit score.",
"Title": "Total current credit balance:",
"Code": "M241"
},
{
"Message": null,
"Description": "Using a high amount of your available credit could decrease your credit score",
"Title": "Credit Usage:",
"Code": "D735"
}
],
"Negative": [
{
"Message": null,
"Description": "Settling and paying back accounts in full can increase your credit score. (Not including defaulted accounts.)",
"Title": "Settled credit accounts:",
"Code": "M064"
},
{
"Message": null,
"Description": "Your highest limit on a single credit account can increase or decrease your credit score.",
"Title": "Your highest credit limit:",
"Code": "T053"
},
{
"Message": null,
"Description": "A high total credit balance may decrease your credit score.",
"Title": "Total current credit balance:",
"Code": "R345"
},
{
"Message": null,
"Description": "Using a high amount of your available credit could decrease your credit score",
"Title": "Credit Usage:",
"Code": "R555"
}
]
},
"ScoreInfo": {
"CurrentScore": 4,
"ScoreRangeCategory": ""
}
},
{
"OriginatingReportDate": "2015-12-10T00:00:00",
"ScoreFactors": {
"Positive": [
{
"Message": null,
"Description": "Settling and paying back accounts in full can increase your credit score. (Not including defaulted accounts.)",
"Title": "Settled credit accounts:",
"Code": "U383"
},
{
"Message": null,
"Description": "Your highest limit on a single credit account can increase or decrease your credit score.",
"Title": "Your highest credit limit:",
"Code": "D238"
},
{
"Message": null,
"Description": "A high total credit balance may decrease your credit score.",
"Title": "Total current credit balance:",
"Code": "B022"
},
{
"Message": null,
"Description": "Using a high amount of your available credit could decrease your credit score",
"Title": "Credit Usage:",
"Code": "J400"
}
],
"Negative": [
{
"Message": null,
"Description": "Settling and paying back accounts in full can increase your credit score. (Not including defaulted accounts.)",
"Title": "Settled credit accounts:",
"Code": "M257"
},
{
"Message": null,
"Description": "Your highest limit on a single credit account can increase or decrease your credit score.",
"Title": "Your highest credit limit:",
"Code": "R833"
},
{
"Message": null,
"Description": "A high total credit balance may decrease your credit score.",
"Title": "Total current credit balance:",
"Code": "Q084"
},
{
"Message": null,
"Description": "Using a high amount of your available credit could decrease your credit score",
"Title": "Credit Usage:",
"Code": "C385"
}
]
},
"ScoreInfo": {
"CurrentScore": 7,
"ScoreRangeCategory": ""
}
},
{
"OriginatingReportDate": "2015-11-13T00:00:00",
"ScoreFactors": {
"Positive": [
{
"Message": null,
"Description": "The older your most recent mortgage becomes, the further your credit score could increase.",
"Title": "Mortgages:",
"Code": "P243"
},
{
"Message": null,
"Description": "Settling and paying back accounts in full can increase your credit score. (Not including defaulted accounts.)",
"Title": "Settled credit accounts:",
"Code": "D363"
},
{
"Message": null,
"Description": "The higher the average age of your credit accounts, the more your credit score can increase by.",
"Title": "Average age of all of your credit accounts (including active and closed accounts):",
"Code": "O682"
},
{
"Message": null,
"Description": "Your highest limit on a single credit account can increase or decrease your credit score.",
"Title": "Your highest credit limit:",
"Code": "F273"
},
{
"Message": null,
"Description": "A high total credit balance may decrease your credit score.",
"Title": "Total current credit balance:",
"Code": "N130"
},
{
"Message": null,
"Description": "Using a high amount of your available credit could decrease your credit score",
"Title": "Credit Usage:",
"Code": "S788"
},
{
"Message": null,
"Description": "The greater the number of credit applications on your credit report, the greater the impact on your credit score",
"Title": "Credit Applications:",
"Code": "N603"
}
],
"Negative": [
{
"Message": null,
"Description": "The older your most recent mortgage becomes, the further your credit score could increase.",
"Title": "Mortgages:",
"Code": "U761"
},
{
"Message": null,
"Description": "Settling and paying back accounts in full can increase your credit score. (Not including defaulted accounts.)",
"Title": "Settled credit accounts:",
"Code": "P362"
},
{
"Message": null,
"Description": "The higher the average age of your credit accounts, the more your credit score can increase by.",
"Title": "Average age of all of your credit accounts (including active and closed accounts):",
"Code": "P637"
},
{
"Message": null,
"Description": "Your highest limit on a single credit account can increase or decrease your credit score.",
"Title": "Your highest credit limit:",
"Code": "U411"
},
{
"Message": null,
"Description": "A high total credit balance may decrease your credit score.",
"Title": "Total current credit balance:",
"Code": "K046"
},
{
"Message": null,
"Description": "Using a high amount of your available credit could decrease your credit score",
"Title": "Credit Usage:",
"Code": "B141"
},
{
"Message": null,
"Description": "The greater the number of credit applications on your credit report, the greater the impact on your credit score",
"Title": "Credit Applications:",
"Code": "N517"
}
]
},
"ScoreInfo": {
"CurrentScore": 467,
"ScoreRangeCategory": ""
}
},
{
"OriginatingReportDate": "2015-10-09T00:00:00",
"ScoreFactors": {
"Positive": [
{
"Message": null,
"Description": "The older your most recent mortgage becomes, the further your credit score could increase.",
"Title": "Mortgages:",
"Code": "M732"
},
{
"Message": null,
"Description": "Settling and paying back accounts in full can increase your credit score. (Not including defaulted accounts.)",
"Title": "Settled credit accounts:",
"Code": "K460"
},
{
"Message": null,
"Description": "The higher the average age of your credit accounts, the more your credit score can increase by.",
"Title": "Average age of all of your credit accounts (including active and closed accounts):",
"Code": "V675"
},
{
"Message": null,
"Description": "Your highest limit on a single credit account can increase or decrease your credit score.",
"Title": "Your highest credit limit:",
"Code": "P677"
},
{
"Message": null,
"Description": "A high total credit balance may decrease your credit score.",
"Title": "Total current credit balance:",
"Code": "L126"
},
{
"Message": null,
"Description": "Using a high amount of your available credit could decrease your credit score",
"Title": "Credit Usage:",
"Code": "R442"
},
{
"Message": null,
"Description": "The greater the number of credit applications on your credit report, the greater the impact on your credit score",
"Title": "Credit Applications:",
"Code": "J262"
}
],
"Negative": [
{
"Message": null,
"Description": "The older your most recent mortgage becomes, the further your credit score could increase.",
"Title": "Mortgages:",
"Code": "O581"
},
{
"Message": null,
"Description": "Settling and paying back accounts in full can increase your credit score. (Not including defaulted accounts.)",
"Title": "Settled credit accounts:",
"Code": "X717"
},
{
"Message": null,
"Description": "The higher the average age of your credit accounts, the more your credit score can increase by.",
"Title": "Average age of all of your credit accounts (including active and closed accounts):",
"Code": "A538"
},
{
"Message": null,
"Description": "Your highest limit on a single credit account can increase or decrease your credit score.",
"Title": "Your highest credit limit:",
"Code": "K153"
},
{
"Message": null,
"Description": "A high total credit balance may decrease your credit score.",
"Title": "Total current credit balance:",
"Code": "O133"
},
{
"Message": null,
"Description": "Using a high amount of your available credit could decrease your credit score",
"Title": "Credit Usage:",
"Code": "R204"
},
{
"Message": null,
"Description": "The greater the number of credit applications on your credit report, the greater the impact on your credit score",
"Title": "Credit Applications:",
"Code": "V068"
}
]
},
"ScoreInfo": {
"CurrentScore": 434,
"ScoreRangeCategory": ""
}
},
{
"OriginatingReportDate": "2015-09-10T00:00:00",
"ScoreFactors": {
"Positive": [
{
"Message": null,
"Description": "The older your most recent mortgage becomes, the further your credit score could increase.",
"Title": "Mortgages:",
"Code": "B717"
},
{
"Message": null,
"Description": "Settling and paying back accounts in full can increase your credit score. (Not including defaulted accounts.)",
"Title": "Settled credit accounts: ",
"Code": "J326"
},
{
"Message": null,
"Description": "The higher the average age of your credit accounts, the more your credit score can increase by.",
"Title": "Average age of all of your credit accounts (including active and closed accounts):",
"Code": "Q575"
},
{
"Message": null,
"Description": "Your highest limit on a single credit account can increase or decrease your credit score. ",
"Title": "Your highest credit limit: ",
"Code": "Y776"
},
{
"Message": null,
"Description": "A high total credit balance may decrease your credit score.",
"Title": "Total current credit balance:",
"Code": "K248"
},
{
"Message": null,
"Description": "Using a high amount of your available credit could decrease your credit score",
"Title": "Credit Usage: ",
"Code": "B627"
},
{
"Message": null,
"Description": "The greater the number of credit applications on your credit report, the greater the impact on your credit score",
"Title": "Credit Applications: ",
"Code": "G524"
}
],
"Negative": [
{
"Message": null,
"Description": "The older your most recent mortgage becomes, the further your credit score could increase.",
"Title": "Mortgages:",
"Code": "M371"
},
{
"Message": null,
"Description": "Settling and paying back accounts in full can increase your credit score. (Not including defaulted accounts.)",
"Title": "Settled credit accounts: ",
"Code": "D486"
},
{
"Message": null,
"Description": "The higher the average age of your credit accounts, the more your credit score can increase by.",
"Title": "Average age of all of your credit accounts (including active and closed accounts):",
"Code": "G006"
},
{
"Message": null,
"Description": "Your highest limit on a single credit account can increase or decrease your credit score. ",
"Title": "Your highest credit limit: ",
"Code": "G584"
},
{
"Message": null,
"Description": "A high total credit balance may decrease your credit score.",
"Title": "Total current credit balance:",
"Code": "P763"
},
{
"Message": null,
"Description": "Using a high amount of your available credit could decrease your credit score",
"Title": "Credit Usage: ",
"Code": "E636"
},
{
"Message": null,
"Description": "The greater the number of credit applications on your credit report, the greater the impact on your credit score",
"Title": "Credit Applications: ",
"Code": "E022"
}
]
},
"ScoreInfo": {
"CurrentScore": 641,
"ScoreRangeCategory": ""
}
}
],
"ScoreHistory": [
{
"Score": 975,
"ScoreDate": "2016-03-10T00:00:00"
},
{
"Score": 980,
"ScoreDate": "2016-02-29T00:00:00"
},
{
"Score": 827,
"ScoreDate": "2015-11-13T00:00:00"
}
],
"CreditAlerts": [
{
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"DOB": "1984-03-05T00:00:00",
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"AppType": "NOVUM VIDE",
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"Name": "ID FASTIDII CIBO",
"Address": "4, FORENSIBUS LATIN, DOLORE, VE4 3GS",
"NOCText": null,
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"ViewedIndicator": false,
"WeekEndDt": "2016-02-28T00:00:00",
"RecId": 7241
},
{
"TradingName": null,
"InfoType": "TORQUATOS",
"InfoDate": "2016-02-01T00:00:00",
"Amount": 100,
"SatisfiedDt": "0001-01-01T00:00:00",
"CourtName": "SANCTUS IRIURE PRIMA",
"CaseNumber": "K771488",
"Source": "LABORES EVERTI PURTO",
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"Name": "EU OPORTEAT AMET",
"Address": "2, CONSTITUAM EVERT, IMPEDI, TW0 8DE",
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"WeekEndDt": "2016-02-28T00:00:00",
"RecId": 6766
},
{
"DOB": "0001-01-01T00:00:00",
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"DetailUpdated": "2015-09-11T00:00:00",
"NoOfAcntBal": "04",
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"RecId": 11329
},
{
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"Name": "AT ADIPISCI DICO",
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"WeekEndDt": "2016-02-28T00:00:00",
"RecId": 24944
},
{
"DOB": "0001-01-01T00:00:00",
"Company": "SAPERET QUOD",
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"DetailUpdated": "2015-11-30T00:00:00",
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"Name": "UT PLATONEM DUIS",
"Address": "0, REPRIMIQUE MELIU, DOLORU, NJ0 0WO",
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"ViewedIndicator": true,
"WeekEndDt": "2016-02-28T00:00:00",
"RecId": 97657
},
{
"SearchDt": "2015-11-02T00:00:00",
"DOB": "1984-03-05T00:00:00",
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"AppType": "FALLI DICO",
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"Name": "AN INVENIRE DIAM",
"Address": "4, VOLUPTATUM DICUN, DOLORE, PV0 3TV",
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"ViewedIndicator": true,
"WeekEndDt": "2016-02-28T00:00:00",
"RecId": 5145
},
{
"SearchDt": "2016-02-08T00:00:00",
"DOB": "1984-03-05T00:00:00",
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"SearchedBy": "NATUM VERO EI RECUSABO SED",
"AppType": "LIBER QUOT",
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"AppTerm": 6,
"EventCode": 75,
"Name": "AT QUAESTIO WISI",
"Address": "8, FORENSIBUS LEGER, EUISMO, JG0 2GP",
"NOCText": null,
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