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Why I'll never use Affirm again

tldr: I'll never use Affirm again because when there are issues with their payment system that could severely impact your credit score for years, their customer support is unequipped to help and their underlying support infrastructure is poorly designed.

On Jan 3 2022, I purchase a product from a merchant for $271. As part of the purchase, I signed up for a 0% APR installment plan via Affirm to pay the balance in four equal payments over six weeks. The merchant ended up not shipping the product for over two months, by which time I had fully paid off the loan from Affirm, and they were unresponsive to my requests for a shipping date. Because of this, on Mar 10 2022 I initiated a chargeback with my bank (Chase) on the last loan payment, which I paid on Feb 15 2022. As soon as I initiated the chargeback, the merchant became responsive and shipped the product. On Mar 11 2022, I received the tracking number for the purchase and I called Chase to cancel the chargeback.

Since Ma

Twitter ID Screen name Followers Removal observed Before After
17461978 SHAQ 15612791 2022-02-26T22:24:52Z SHAQ.ETH SHAQ.SOL
21910850 jakeowen 2119904 2022-02-26T15:45:18Z jakeowen.eth Jake Owen
7846 ijustine 1811449 2022-03-09T14:43:37Z iJustine.eth iJustineUltra
1666038950 BoredElonMusk 1752290 2022-02-17T08:05:47Z bored.eth Bored
381051960 ethRuby 1267133 2022-03-19T08:08:11Z CryptoSolis.eth Ruby
1282418324228337665 wsbmod 832406 2022-02-24T06:52:07Z wsbmod.eth wsbmod
20882981 EclecticMethod 495235 2022-02-18T04:39:30Z eclecticm.eth Eclectic Method
811350 alexisohanian 479340 2022-02-08T06:31:55Z AlexisOhanian.eth 7️⃣7️⃣6️⃣ Alexis Ohanian 7️⃣7️⃣6️⃣
22784458 Fwiz 410813 2022-03-22T08:54:42Z Ryan Wyatt - fwiz.eth 💜 Ryan Wyatt - @ GDC
@merlinmann
merlinmann / usage I dislike.md
Last active February 28, 2024 21:24
An Epicenter of Wordsmithing…for the Enterprise.

Usage I Dislike


An Epicenter of Wordsmithing…for the Enterprise.


Words: Ugly, Dumb, or Overpriced

@iamandrewluca
iamandrewluca / README.md
Last active May 9, 2023 20:10
Instant Markdown editor

Instant Markdown editor in new tab

  1. Create a new bookmark
  2. To the link add data:text/html,
  3. After data:text/html, paste block below
  4. Save bookmark, and open it

First time it may take a while to load the library

const alphabet = 'abcdefghijklmnopqrstuvwxyzABCDEFGHIJKLMNOPQRSTUVWXYZ';
const input = [
"I really",
"ScriptJava",
["and I", "an it's"],
{
m1: "love",
m2: "!namuh retteb a"
},
interface Without {
without(withoutWord: string): boolean;
}
// 1. Easiest / the way I'd do it
function youCantSpell(word: string): Without {
return {
without(withoutWord: string) {
return word.includes(withoutWord);
}
@kentcdodds
kentcdodds / session.server.ts
Created November 18, 2021 21:04
Authentication in Remix applications
import * as bcrypt from "bcrypt";
import { createCookieSessionStorage, redirect } from "remix";
import { db } from "./db.server";
export type LoginForm = {
username: string;
password: string;
};
@lmammino
lmammino / example.ts
Created August 3, 2021 19:03
Get your public IP in TypeScript
import { getMyPublicIp } from './utils.ts'
getMyPublicIp
.then(console.log)
.catch(console.error)
@umas-iit
umas-iit / oop-python-webscrapingproject-bs-gc.ipynb
Last active May 27, 2023 21:13
oop-Python-WebscrapingProject-BS-GC.ipynb
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@jonathantneal
jonathantneal / README.md
Last active April 25, 2021 00:23
CSS Container Queries Notes

CSS Container Queries Notes

Detecting a layout container

  1. If the target rule represents a style rule;
  2. If the target rule style contains a fallback contain property; 1. If the fallback contain property represents a layout container;
    1. For each element matching the selector of the target rule;
    2. Add the element to the list of layout containers, then;
  3. Add a fallback layout containment rule for that specific element.